Staged crash

A staged crash is when drivers maneuver unsuspecting motorists into crashes in order to make false insurance claims. The cars generally suffer little damage in relation to the large demand that is then fraudulently submitted. In 2011, a group of seven people in North and South Carolina were arrested for allegedly stealing over $100,000 through staged crash schemes.
According to the Coalition Against Insurance Fraud, staged car crashes are a growing criminal problem.
Legislation.
Florida is the only state that has specific legislation against faking a car crash in order to receive insurance money. Other states have passed or are eyeing diverse legislation targeting efforts by gangs to bring in real and fake crash passengers to lodge phone crash-injury claims. At least 15 states and the District of Columbia have passed laws targeting runners of crash gangs or soliciting of real auto crash passengers.