For a loan of 100,000 euros, or 160,000 Swiss Francs, the loan owner still has a loan of 160,000 Swiss (minus what he repaid) but also 120,000 or 130,000 euros in francs.
Za kredit od 100.000 eura, ili 160.000 švicarskih franaka, vlasnik kredita još uvijek ima kredit od 160.000 švicarskih franaka (manje ono što je otplatio), ali i 120.000 ili 130.000 eura u francima.