It is common for banks to justify higher interest rates due to the flux of the Euro Interbank Offered Rate (Euribor), the average interest rate at which banks lend money to each other in the euro money market.
Uobičajeno je da banke pravdaju visoke kamatne stope kretanjem Europske međubankarske referentne kamatne stope (Euribor), prosječne kamatne stope po kojima uzajamno banke pozajmljuju novac na novčanom tržištu eura.