This clause will be part of the loan application and of the signed contract from the consumer, according to the Bank of Albania Supervisory Department Deputy Director Miranda Ramaj.
Prema riječima zamjenice u odjelu za nadzor Banke Albanije, Mirande Ramaj, takva klauzula bit će dio zahtjeva kojim se traži kredit i potpisanog ugovora s klijentom.