"Initially, BiH's central bank did not have a Central Debt Registry (CKR) so that people borrowed beyond their means, but some borrowers soon began deceiving their guarantors who did not even know that over-borrowing occurred," Bozic said.
"Središnja banka BiH isprva nije imala Središnji registar dugovanja (CKR), tako da su ljudi posuđivali više no što su si mogli priuštiti, a neki su dužnici ubrzo počeli varati jamce, koji nisu znali kako je došlo do prezaduživanja", rekao je Božić.