Stres, napeti odnosi s prijateljima i porodicom, finansijska propast, pa čak i samoubistvo, često su krajnji rezultat žiranata koji više nisu u stanju snositi teret otplate tuđih dugova.
Stress, strained relations with friends and family, bankruptcy and even suicide are often the outcome of guarantors no longer able to bear the weight of repaying other people's debts.