Studije o trendovima u kupovini govore da Hrvati obično plaćaju kreditnim karticama umjesto gotovinom, te koriste svaku mogućnost da produže rokove plaćanja ili da rasporede plaćanja na redovne mjesečne rate.
Shopping trend studies suggest Croatians tend to pay with credit cards instead of cash, and use every opportunity to extend the period of payments or divide the payments into regular monthly installments.