Banke uobičajeno pravdaju veće kamatne stope zbog kretanja ponuđene međubankarske stope eura (Euribor), prosječne kamatne stope po kojoj banke jedna drugoj posuđuju novac na tržištu novca u eurima.
It is common for banks to justify higher interest rates due to the flux of the Euro Interbank Offered Rate (Euribor), the average interest rate at which banks lend money to each other in the euro money market.