Other factors seen as leading people to opt for informality, rather than formality, include the lack of trust in public institutions, the negative perception of the role of the state, partial understanding or underestimation of the benefits derived from social security, according to the OECD.
Drugi faktori koji, kako se smatra, navode ljude da "plivaju" u neformalnim vodama umesto u formalnim su nepoverenje u državne institucije, negativna percepcija uloge države, delimično razumevanje ili podcenjivanje koristi od socijalnog osiguranja, smatra OECD.