"Initially, BiH's central bank did not have a Central Debt Registry (CKR) so that people borrowed beyond their means, but some borrowers soon began deceiving their guarantors who did not even know that over-borrowing occurred," Bozic said.
„U početku, Centralna banka BiH nije imala Centralni registar dugova (CRD), pa su se ljudi zaduživali preko svojih mogućnosti, ali su neki dužnici ubrzo krenuli da varaju svoje žirante, koji nisu ni znali da je došlo do prezaduživanja“, kaže Božić.