SRL for [aggravated]: The Health Insurance Association of America , an insurers ' trade group , acknowledges that stiff competition among its members to insure businesses likely to be good risks during the first year of coverage has [aggravated] the problem in the small - business market .
ARG-0: stiff competition among its members to insure businesses likely to be good risks during the first year of coverage | ARG-1: the problem in the small - business market