SRL for [follows]: For most investors `` the benefits just are n't worth the risks , '' says Barbara Roper , who [follows] financial - planning issues for the Consumer Federation of America , a consumer - advocacy organization based in Washington .
R-ARG-0: who | ARG-0: Barbara Roper | ARG-1: financial - planning issues | ARG-2: for the Consumer Federation of America , a consumer - advocacy organization based in Washington