insulated portable carrier cover to be used by individuals engaging in recreational activities , e . g ., boating trips , camping trips , trips to the beach , and trips to the desert . the insulated cover is made using materials having superior insulating and reflective properties to provide for superior sun blockage . the cover comprises one or more layers of thin , lightweight , flexible polyester fabric insulating material , or the like . the exterior surface of the insulating material is covered by a layer of reflective metal and may also have a protective film coating . the reflective metal may thus be composed of a metalized film laminated to polyethylene or plastic film . because the materials serve as a thermal barrier and protect against ultraviolet radiation of the sun , the cover is able to significantly extend the period of time that a portable carrier can maintain the temperature of its contents , even in extreme temperatures .