There is a link on this page that states....  http://krsaborio.net/research/index.htm  Note: The materials and information included in these Web pages are not to be used for any other purpose other than private study, research, criticism or review.  Copyright 2005 Kenneth R. Saborio Phone: (506) 2226 6483 E-mail: info@krsaborio.net San Jose, Costa Rica Powered by Verio - NTT Communications  Should it be removed??