plan your finances wisely dr rufaro mucheka the new year is an opportunity for a fresh start, to set meaningful goals, create new habits and adjust your past financial spending habits to ensure a more sustainable future.

cwangcisa iimali zakho ngobulumko ugq rufaro mucheka unyaka omtsha lithuba lesiqalo esitsha, uzibekele iinjongo ezivakalayo, uzibekele iinjongo ezilulutho, ukudala ukuziqhelanisa nezinto ezintsha kwaye ulungelelanise indlela za kho zangaphambili zokuse benzisa imali ukuqinisekisa ikamva elizizileyo.
