if you receive a salary increase, allocate some to your savings rather than increasing your lifestyle spending.

lungelelanisa uhlahlolwabiwo mali lwakho ngokweemfuno – ngo kumana ulandelela indlela ochitha ngayo imali, yenza uhlengahlengiso oluyimfuneko kuhlahlolwabiwo mali lwakho, nyusa imali oyigcinayo, uze unciphise inkcitho yakho.
