here are some tips to help you along:set your financial goals reflect on your financial discipline in 2019 and set new goals for 2020. settle your debts put any spare funds or bonuses and salary increases towards eliminating debt, as paying off debt quicker could save you a significant amount of interest.

nazi ezinye zee ngcebiso ezingakunceda:zibekele iinjongo zakho zezezimali – cinga ngoqeqesho lwakho lwezezimali kunyaka wama2019 wandule ukuzibekela iinjongo ezintsha kulo wama2020.
