plan your finances wisely dr rufaro mucheka the new year is an opportunity for a fresh start, to set meaningful goals, create new habits and adjust your past financial spending habits to ensure a more sustainable future.

hlela izimali zakho ngobuhlakani dkt rufaro mucheka ukuqala konyaka omusha kuyithuba elihle lokuqala kabusha, ukuzibekela izifiso eziphusile, ukuqala imi khuba emisha nokushintsha indlela obusebenzisa ngayo imali ukuze uqinisekise ukuthi uba nekusasa eline ntuthuko.
