the economic conditions for 2020 look likely to be even tougher than in 2019, so it is imperative that you take a hard and objective look at your personal finances.

izimo zomnotho zonyaka wezi2020 zibukeka zizoba nzima ukwedlula ezowezi 2019, ngakhoke kubalulekile ukuthi ubheke ngeso lokhozi futhi ucubungule isimo sakho sezimali.
