user: I fell behind on my mortgage, can the VA help avoid foreclosure?[NEWLINE]agent: Did you fall behind on your mortgage payments?[NEWLINE]user: Yes, I have fallen behind on my payments.[NEWLINE]agent: Then your mortgage company can take your house which is called foreclosure and a VA technician can help you avoid foreclosure and you can still live in your house.[NEWLINE][BOUNDARY][NEWLINE]user: All right regarding VA benefits for service members, are there any "urgent" benefits?[NEWLINE]agent: Yes there are time-sensitive VA benefits to consider when separating or retiring.[NEWLINE]user: So these benefits are available even after service?[NEWLINE]agent: yes there are benefits available[NEWLINE][BOUNDARY][NEWLINE]user: Can I switch my SGLI coverage to another policy?[NEWLINE]agent: Yes you can switch to  Veteran's Group Life or a commercial policy.[NEWLINE]user: What about health care when I'm no longer active?