user: What is the Extended Repayment Plan under the Federal Student Aid Program?[NEWLINE]agent: This is a plan that allows users to avail of loan repayments over a period of up to 25 years[NEWLINE]agent: Do you think that you might only be able to lower repayments over a longer period of time allowed by the Standard Repayment Plan?[NEWLINE]user: No, I don't think that I will affected in that way[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What are Eligible Federal Loans that are available through the FSA?[NEWLINE]agent: There are a number of federal loans available from the William D. Ford Federal Direct Loan Program and the FFEL Program, which are eligible[NEWLINE][BOUNDARY][NEWLINE]user: I'd like to know about Standard Repayment Plan. What circumstances will necessitate the use of my AGI?[NEWLINE]agent: Your AGI will be used if you filed a federal income tax return in the past two years, and your current income isn't significantly different from the income reported on your most recent federal income tax return.[NEWLINE]user: no[NEWLINE]agent: your AGI cannot be applied at this time[NEWLINE][BOUNDARY][NEWLINE]user: What other options do I have if I need help paying my student loans?