user: I am looking for further information on the Income-Sensitive Repayment Plan and am wondering where I could go to get this information[NEWLINE]agent: The main feature of these plans is that the payments increase or decrease based on your annual income[NEWLINE]agent: Do you think you may be seeking to make lower payments on your FFEL Program Loan?[NEWLINE]user: Yes, I am looking to do this[NEWLINE]agent: Well, in that case, this plan might just be for you[NEWLINE][BOUNDARY][NEWLINE]user: What are the consequence of these plans if I I don t recertify my income and family size by the annual deadline? What should I do regarding this?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: What information could you give me about The Income Sensitive Payment Plan? how does it work? and how do i know if i qualify?[NEWLINE]agent: Yes, monthly payments are a feature[NEWLINE][BOUNDARY][NEWLINE]agent: Is your FFEL Program loan owned by the UD Department of Education?[NEWLINE]user: Yes, the ED own my FFEL Program Loan[NEWLINE]agent: So to further your queries in this regard, you are advised to contact your loan servicer[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about FFEL Program Loan. I see, that sounds good. But this goes with the federal loans, right?