user: How long would I have for repayment of my student loans under the Extended Repayment Plan?[NEWLINE]agent: Payments could be made up to 25 years.[NEWLINE]user: What if I want to make lower monthly payments over a longer period of time than the Standard Repayment Plan offers?[NEWLINE]agent: Then it looks like the Extended Repayment Plan may be right for your situation![NEWLINE][BOUNDARY][NEWLINE]user: Do you know about the  Direct PLUS Loans, would I be eligible for a Parent PLUS loans?[NEWLINE]agent: There are some eligible guidelines you as a parent must have to get a parent PLUS loan.[NEWLINE][BOUNDARY][NEWLINE]user: Who makes the Direct PLUS loans?[NEWLINE]agent: The US Department of Education makes Direct PLUS loans to those eligible parents through schools that participate in the Direct Loan program.[NEWLINE][BOUNDARY][NEWLINE]user: What happens if any loan funds are left over?[NEWLINE]agent: Your child's school would give you the left over funds to help pay other education expenses or the school with your authorization would pay the remaining funds to the student.[NEWLINE][BOUNDARY][NEWLINE]user: What must I do to be eligible for a parent PLUS loan?[NEWLINE]agent: Are you the biological, adoptive, or stepparent of a dependent undergraduate student that is enrolled in school at least half-time?[NEWLINE]user: No, the student will be part-time?