user: Hello, I want information about the Extended Payment Plan[NEWLINE]agent: The first thing to know is that payments are made for up to 25 years.[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time than plans like the Standard Payment Plan?[NEWLINE]user: yes[NEWLINE]agent: then the Extended Payment Plan may be right for you[NEWLINE][BOUNDARY][NEWLINE]user: and who can help me choose the best plan?[NEWLINE]agent: Your loan servicer, the company that handles the billing and other services for your federal student loan, can help you choose the loan payment plan that is best for you.[NEWLINE][BOUNDARY][NEWLINE]user: What loans are there subsidized?[NEWLINE]agent: there are the federal subsidized Stafford Loans[NEWLINE][BOUNDARY][NEWLINE]user: And the company that handles billing can help me choose?[NEWLINE]agent: And the company that handles the billing and other services for your federal student loan can help you choose the loan payment plan that's best for you.[NEWLINE][BOUNDARY][NEWLINE]user: If I have $ 35,000 in outstanding FFEL Program loans and $ 10,000 in outstanding direct loans, which plan can I choose?