user: just wanted to know about getting financial aid[NEWLINE]agent: Okay, don't forget to try and accept the financial aid funds you won't have to pay back[NEWLINE]agent: Has your school financial aid office sent you an aid offer?[NEWLINE]user: no, haven't asked yet[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: what about loans, any tips?[NEWLINE]agent: Make a budget so you borrow only what you need[NEWLINE][BOUNDARY][NEWLINE]user: what does a promissory note do?[NEWLINE]agent: If you sign it you are promising to repay your student loan.[NEWLINE]user: what do I do when they offer me financial aid?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE]user: About receiving financial aid, do I have to request the payments from the school or do they do the process themselves?