user: help me with retirement benefits please[NEWLINE]agent: Do you need help with applying for retirement benefits?[NEWLINE]user: yes[NEWLINE]agent: OK, we have an an online retirement application that you can complete in as little as 15 minutes, and it's easy to do.[NEWLINE][BOUNDARY][NEWLINE]user: I also need more information about Social Security Credits? How many credits do I need for retirement benefits?[NEWLINE]agent: What do I have to do to be eligible for disability benefits?[NEWLINE]user: What do I have to do to be eligible for disability benefits?[NEWLINE]agent: you must meet a recent work test and a duration work test[NEWLINE][BOUNDARY][NEWLINE]user: there are special rules[NEWLINE]agent: we can pay benefits to your children and your spouse caring for your children, even if your record does n't have the number of credits needed. They can get benefits if you have credits for one and one - half year 's work 6 credits in the three years before your death.[NEWLINE][BOUNDARY][NEWLINE]user: How Credits Are Earned