user: Hey there, I would like to know more about benefits for my family.[NEWLINE]agent: Of course. Did you start to receive Social Security retirement benefits yet?[NEWLINE]user: Yes, since this month.[NEWLINE]agent: Well, then some members of your family may also qualify to receive benefits on your record. Your spouse or child may receive a monthly payment of up to one - half of your full retirement benefit amount. These payments will not decrease your retirement benefit.[NEWLINE][BOUNDARY][NEWLINE]user: What if they begin to receive those benefits?[NEWLINE]agent: Between age 62 and their full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to their full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: Another question for you about your health insurance coverage. Are they benefits for life?[NEWLINE]agent: Yes, the lifetime benefits we can pay on your account[NEWLINE][BOUNDARY][NEWLINE]user: What about Health Insurance Coverage?[NEWLINE]agent: Medicare is our country 's health insurance program for people age 65 or older.[NEWLINE][BOUNDARY][NEWLINE]user: Should I Sign Up For Medical Insurance?