user: Hi. I need information about Benefits Planner: Retirement.[NEWLINE]agent: Do you want to apply for Medicare?[NEWLINE]user: Yes, please.[NEWLINE]agent: Are you 65 or older?[NEWLINE]user: Yes, I am 67[NEWLINE]agent: ok. u can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later[NEWLINE]user: Are lifetime benefits?[NEWLINE]agent: Yes, the lifetime benefits we can pay on your account[NEWLINE][BOUNDARY][NEWLINE]user: What about Health Insurance Coverage?[NEWLINE]agent: Medicare is our country 's health insurance program for people age 65 or older.[NEWLINE][BOUNDARY][NEWLINE]user: Should I Sign Up For Medical Insurance?