user: What are direct PLUS loans for?[NEWLINE]agent: PLUS loans can help pay for education expenses not covered by other financial aid.[NEWLINE]user: I understand but how can I apply?[NEWLINE]agent: You can use the online application to apply for a PLUS parent loan.[NEWLINE][BOUNDARY][NEWLINE]user: To receive a PLUS parent loan, what do I have to do?[NEWLINE]agent: Are you the biological or adoptive parent or, in some cases, the stepfather of a enrolled dependent college student?[NEWLINE]user: I am the biological father[NEWLINE]agent: don't have an adverse credit history?[NEWLINE]user: that's right i don't have[NEWLINE]agent: Do you meet the general eligibility requirements for federal student aid?[NEWLINE]user: no I don't know them