user: What are direct PLUS loans for?[NEWLINE]agent: PLUS loans can help pay for education expenses not covered by other financial aid.[NEWLINE]user: I understand but how can I apply?[NEWLINE]agent: You can use the online application to apply for a PLUS parent loan.[NEWLINE][BOUNDARY][NEWLINE]user: OK thank you. I would also like to find out how to apply for a loan. How will I know if my school participates in a QTP plan?[NEWLINE]agent: The financial aid or admissions staff in your school can help you with this[NEWLINE][BOUNDARY][NEWLINE]user: Can you give me more information on the Coverdell Education Savings Account please?