user: I'm here for a school loan deferment[NEWLINE]agent: I can help you find out if a deferment is the best option for your situation.[NEWLINE]user: what else can I do?[NEWLINE]agent: You can consider income-driven repayment.[NEWLINE][BOUNDARY][NEWLINE]user: can I do an economic hardship deferment?[NEWLINE]agent: Would you like to see if you qualify?[NEWLINE]user: yes[NEWLINE]agent: Are you receiving a means-tested benefit like welfare?[NEWLINE]user: no we aren't[NEWLINE]agent: Do you work full-time but have earnings that are below 150% of the poverty guideline for your family size and state of residence?[NEWLINE]user: I don't think so[NEWLINE]agent: Are you serving in the Peace Corps?[NEWLINE]user: yes I am[NEWLINE]agent: Okay, you qualify for this deferment.[NEWLINE][BOUNDARY][NEWLINE]user: so I won't be making payments?