user: how long are payments extended on the extended repayment plan?[NEWLINE]agent: Payments are made for up to 25 years.[NEWLINE]user: so it's more time and the payments are lower?[NEWLINE]agent: The Extended Repayment Plan may be right for you if you want lower monthly payments.[NEWLINE][BOUNDARY][NEWLINE]user: can you show me what payments will look like so I get what I need?[NEWLINE]agent: Your loan servicer can help you choose a loan repayment plan that’s right for you.[NEWLINE][BOUNDARY][NEWLINE]user: can a direct subsidized loan be on the extended plan?[NEWLINE]agent: Yes, Direct Subsidized Loans from the William D. Ford Federal Direct Loan Program are eligible for the Extended Repayment Plan[NEWLINE][BOUNDARY][NEWLINE]user: how do I know if I'm eligible to use this?[NEWLINE]agent: Are you a Direct Loan borrower?[NEWLINE]user: yes