user: When should I apply for disability benefits?[NEWLINE]agent: You should apply as soon as you become disabled.[NEWLINE]agent: Will you be applying for Social Security disability benefits?[NEWLINE]user: Yes, that is what I want to do.[NEWLINE]agent: You will want to apply as soon as possible. Once approved, it takes until the sixth full month of disability for benefits to begin.[NEWLINE]user: Is that the same amount of time that it takes for SSI payments too?[NEWLINE]agent: For Supplemental Security Income (SSI) payments, they become available on the first full month after you file your claim or the date you become eligible for SSI.[NEWLINE][BOUNDARY][NEWLINE]user: How do I apply?[NEWLINE]agent: You can either apply online, or through our toll-free phone number: 1-800-772-1213.[NEWLINE][BOUNDARY][NEWLINE]user: Is there anything I can read that will give me more information? I want to make sure I do this right.[NEWLINE]agent: Yes, of course. The Disability Starter Kit has all the information you need to help you get ready to apply. There is a kit for adults and a kit for children under age 18.[NEWLINE][BOUNDARY][NEWLINE]user: I know you said that SSI gets paid a month after the claim is filed or the date I become eligible, but what if those are two different dates? Which one do they go by?