user: Good afternoon. I was told to use this channel to find out about the maximum benefits a family can get, could you please help me out with that?[NEWLINE]agent: Do you have any children who could qualify?[NEWLINE]user: Yeah, in fact i have.[NEWLINE]agent: Very good. Well then, you must know that in this case, there's a limit for what we can pay to each family. Your total would depend on the benefit amount and the number of family members who also qualify on your record.[NEWLINE][BOUNDARY][NEWLINE]user: Um, i see, those factors are reasonable. Look, another doubt i have is if my spouse can get any benefit or at least medicare, even she didn't worked under social security, is it possible?[NEWLINE]agent: Don't worry, if fact she can. Even if she never worked under SS, she can get benefits if is at least 62 of age and you are already receiving your retirement or disability benefits. In regard of medicare, she can qualify at age 65.[NEWLINE]user: One more thing for Retire Early. What would happen if I start my benefits early?.[NEWLINE]agent: What would happen to your benefits is that it would get reduced by a fraction of a percent for each month before your full retirement age.[NEWLINE][BOUNDARY][NEWLINE]user: And if I decide to dealy my benefits until after full retirement age?[NEWLINE]agent: then you may receive the benefit of getting delayed retirement credits that would increase your monthly benefit.[NEWLINE][BOUNDARY][NEWLINE]user: What is exactly the full retirement age?