user: If an offer of school aid informs me what financial aid can I receive at a university, which should I be sure of?[NEWLINE]agent: have you applied to various schools?[NEWLINE]user: not[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: If I need to take out a larger amount of private loans in one school than in another, what should I present?[NEWLINE]agent: You should pay special attention to the terms and conditions of private loans so that you understand what your obligations would be. Read about federal loans versus private loans.[NEWLINE][BOUNDARY][NEWLINE]user: Can I ask something else? with respect to  types of loans. federal or private are better, what do I do when they offer me financial aid?[NEWLINE]agent: You might have to sign the offer and mail it back to the school[NEWLINE][BOUNDARY][NEWLINE]user: That's great to hear! Another concern to school financial aid. I get it, but how do I figure out the net price?[NEWLINE]agent: You must follow a few simple steps to calculate your net price, or net cost, for each school.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me what to do if I can't get the ISBN number for my books?[NEWLINE]agent: If you can't get the ISBN then you can ask the school for the author, title, publisher, and copyright date.[NEWLINE][BOUNDARY][NEWLINE]user: I understand as soon as I finish this conversation I will call the school to obtain the ISBN. ok and one of the steps is the cost of attendance, but does everything include it?[NEWLINE]agent: If you do not include it, request this figure from the financial aid office. Make sure it includes the amounts you will pay directly to the school, such as tuition and fees, as well as other costs, such as living expenses, books and supplies, and transportation.[NEWLINE]user: If I don't understand what's in your offer of help?