user: Hello, I would like to know what extenuating circumstances allow you to qualify for a loan.[NEWLINE]agent: Do you want to know the mitigating circumstances?[NEWLINE]user: not all[NEWLINE]agent: Do you think your situation presents a situation that otherwise qualifies for extenuating circumstances?[NEWLINE]user: I don't think I have a mitigating circumstance[NEWLINE]agent: Have you already had a review? although this does not guarantee approval[NEWLINE]user: if they already did the review[NEWLINE]agent: you should very well provide a statement containing an explanation of the circumstances of your mitigation and the appropriate applicable documentation to support your claim[NEWLINE][BOUNDARY][NEWLINE]user: That makes sense to me. What if, instead, I'm completing entrance counseling to borrow a loan as a graduate or professional student?[NEWLINE]agent: In that case the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.[NEWLINE]user: That makes sense. I've asked this before, but I need you to elaborate on it: what if I am completing the entrance counseling to get a loan as an undergraduate student?