user: What will happen if I let my insurance lapse?[NEWLINE]agent: It is a good thing that to not let your insurance lapse because otherwise, we all pay for it indirectly.[NEWLINE]agent: Do you know what happens when your insurance lapse?[NEWLINE]user: No, my insurance is not lapsed right now.[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE]user: How do I learn more about insurance lapses and how to surrender my plates?[NEWLINE]agent: You have to contact the DMV if you want to surrender your plates and ask them how to do that.[NEWLINE][BOUNDARY][NEWLINE]user: Alright. I'd like to know about my registration. What happens if I do not request a hearing or submit an affidavit?[NEWLINE]agent: The DMV will then suspend your registration immediately.[NEWLINE][BOUNDARY][NEWLINE]user: How can I dispute these allegations that I failed to pay toll fees?[NEWLINE]agent: You will need to contact the tolling authority that is listed on your Notice of Registration Suspension.[NEWLINE][BOUNDARY][NEWLINE]user: Does the tolling authority issue toll violations?[NEWLINE]agent: Yes, the tolling authority is responsible for toll violations. The tolling authority includes the New York State Thruway Authority, the Triborough Bridge and Tunnel Authority MTA Bridges and Tunnels and the Port Authority of New York and New Jersey.[NEWLINE][BOUNDARY][NEWLINE]user: Can I call the tolling authority?