user: I need help planning my Social Security benefits for my survivors.[NEWLINE]agent: Are you currently planning for your future?[NEWLINE]user: Yes, I am.[NEWLINE]agent: you should think about what your family would need if you die now. Social Security can help your family if you have earned enough credits through your work.[NEWLINE][BOUNDARY][NEWLINE]user: Could the benefits received by my family be affected if my widow receives a pension based on work?[NEWLINE]agent: If it not covered by Social Security, her benefits as a survivor may be affected.[NEWLINE][BOUNDARY][NEWLINE]user: Got it. Another question that I have Social Security Survivors Benefits. How many credits do they need to have when they die to be able to give out benefits?[NEWLINE]agent: The number of credits needed to provide benefits for survivors depends on the worker's age when they die. No one needs more than 40 credits 10 years of work to be eligible for any Social Security benefit[NEWLINE][BOUNDARY][NEWLINE]user: can an ex wife get benefits?[NEWLINE]agent: They could get benefits if the marriage lasted 10 years or more[NEWLINE][BOUNDARY][NEWLINE]user: how soon can someone apply for the lump sum survivors benefits?