user: Hello, I would like to know, what actions can I take to be eligible to receive a Direct PLUS Loan?[NEWLINE]agent: Do you have an adverse credit history and agree to pay the loan if you do not pay it?[NEWLINE]user: this action does not apply to me[NEWLINE]agent: Do you want to be an applicant for the Direct PLUS Loan?[NEWLINE]user: yes i want to be[NEWLINE]agent: in this case you may be eligible to receive a Direct PLUS Loan[NEWLINE]user: Is the information in the Document correct to the satisfaction of the United States Department of Education?[NEWLINE]agent: no, the information causing the adverse credit decision is incorrect[NEWLINE][BOUNDARY][NEWLINE]user: can you give me a description of the borrower[NEWLINE]agent: in the case of the borrower has a state, county or federal tax lien in the last five years prior to the date of the credit report, regardless of the date of the file[NEWLINE][BOUNDARY][NEWLINE]user: What are the Mitigating Circumstances Test?