user: Can you help me with family retirement benefits?[NEWLINE]agent: Are you receiving benefits?[NEWLINE]user: Not yet, but my spouse is.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you need help with the maximum amount od benefits?[NEWLINE]user: No, more how much the family as a whole is eligible for.[NEWLINE][BOUNDARY][NEWLINE]agent: Are you 62 or over?[NEWLINE]user: No, and I haven't retired yet.[NEWLINE][BOUNDARY][NEWLINE]agent: Do you qualify for benefits on your own record?[NEWLINE]user: No, I haven't worked long enough.[NEWLINE][BOUNDARY][NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: How much can my family receive total?[NEWLINE]agent: Most of the time the family total is 150%-180% of the person's full retirement benefit.[NEWLINE][BOUNDARY][NEWLINE]user: I'm a disabled widow, what conditions do I need to meet to receive benefits?[NEWLINE]agent: First of all your condition needs to meet the definition of disability for adults.[NEWLINE][BOUNDARY][NEWLINE]user: Sure, now, when applying, do you need any bank information? What if I don't have a bank account?