user: I have some questions regarding my social security credits and could use some help with that.[NEWLINE]agent: Of course. You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.[NEWLINE]user: Wait, does this mean I get more money if I have more credits?[NEWLINE]agent: The number of credits does not affect the amount of benefits you receive.[NEWLINE]user: So I don't get more if I have more credits?[NEWLINE]agent: No, credits only determine if you are eligible or not. You do not get extra benefits for earning more than the minimum number of credits.[NEWLINE]user: Could you explain to me on what is included in the Supplemental Security Income?[NEWLINE]agent: The Supplemental Security Income or SSI program pay benefits to disabled adults and children who have low income.[NEWLINE]user: What if I have worked a longer period of time?[NEWLINE]agent: Someone who has worked long enough may also be able to receive Social Security disability or retirement benefits as well as SSI.[NEWLINE]user: Could someone the age of 65 and over without disabilities get SSI benefits?