user: what can you tell me about Retirement Benefits[NEWLINE]agent: We want you to know what Social Security can mean for you and your family s financial future[NEWLINE][BOUNDARY][NEWLINE]user: I need more information[NEWLINE]agent: Spruce Up Your Financial Plan With Social Security[NEWLINE][BOUNDARY][NEWLINE]user: what can you tell me about Pensions And Other Factors[NEWLINE]agent: Pensions and taxes have the potential to impact your retirement benefit. Review the resources below on pensions and other factors you should consider[NEWLINE][BOUNDARY][NEWLINE]user: Ready To Retire?[NEWLINE]agent: Apply Online For Retirement Benefits[NEWLINE][BOUNDARY][NEWLINE]user: What Else Affects I Retirement Benefits[NEWLINE]agent: You can choose to keep working beyond your full retirement age. If you do, you can increase your future Social Security benefits. Each extra year you work adds another year of earnings to your Social Security record.[NEWLINE]agent: Do you work beyond your full retirement age?[NEWLINE]user: yes