user: How long does the extended repayment plan allow you to pay your loan back?[NEWLINE]agent: You could make payments up to 25 years on the extended payments plan.[NEWLINE]agent: Would you like to make lower monthly payments over a longer period of time than under the standard repayment plan?[NEWLINE]user: Yes, I would like to make lower payments over a longer period of time.[NEWLINE]agent: That is great because the extended repayment sounds like it is right for you.[NEWLINE][BOUNDARY][NEWLINE]user: Do you know how many plans exist that best suit my situation? Could you give me information about this, and if up to the deadline I have not rectified my family's data, what would be the consequence?[NEWLINE]agent: it would have consequences but they vary according to the plan[NEWLINE][BOUNDARY][NEWLINE]user: By the way, for extended repayment plan, what are the eligible federal loans for it?[NEWLINE]agent: Direct Subsidized Loans is one of the eligible federal loans.[NEWLINE][BOUNDARY][NEWLINE]user: I have another question about consolidation loans, how are my monthly payments?[NEWLINE]agent: Well, if you have a consolidation loan the monthly payments start out low and get increased every two years.[NEWLINE][BOUNDARY][NEWLINE]user: there is something else about Plan Eligibility. What if I am a FFEL borrower, can I qualify for an extended repayment plan?[NEWLINE]agent: You must have more than $30,000 in outstanding FFEL Program loans and have no outstanding balance as of October 7,1998.[NEWLINE]user: What if I have $35,000 in outstanding FFEL Program loand and $10,000 in outstanding Direct Loans?[NEWLINE]agent: You would be able to choose the Extended Repayment Plan for your FFEL but not your Direct Loans.[NEWLINE][BOUNDARY][NEWLINE]user: What federal loans are eligible for the Extended Repayment Plan?