user: Hello, I would like to know what extenuating circumstances allow you to qualify for a loan.[NEWLINE]agent: Do you want to know the mitigating circumstances?[NEWLINE]user: not all[NEWLINE]agent: Do you think your situation presents a situation that otherwise qualifies for extenuating circumstances?[NEWLINE]user: I don't think I have a mitigating circumstance[NEWLINE]agent: Have you already had a review? although this does not guarantee approval[NEWLINE]user: if they already did the review[NEWLINE]agent: you should very well provide a statement containing an explanation of the circumstances of your mitigation and the appropriate applicable documentation to support your claim[NEWLINE][BOUNDARY][NEWLINE]user: can you give me a description of the borrower?[NEWLINE]agent: well the borrower has had a foreclosure in the last 5 years preceding the date of the credit report.[NEWLINE][BOUNDARY][NEWLINE]user: ok I understand and what is the required documentation?