user: I want to know what kind of forbearance is available to me[NEWLINE]agent: The two main types are general forbearance and mandatory forbearance.[NEWLINE][BOUNDARY][NEWLINE]user: which would be the one for me if I'm looking for teacher loan forbearance?[NEWLINE]agent: It would be teacher loan forgiveness if you are performing a teaching service that would qualify you[NEWLINE][BOUNDARY][NEWLINE]user: Another question about Income-Driven Repayment Plan. Could you please explain what you mean by that?[NEWLINE]agent: Income-driven repayment plans base your monthly payments on your income and family size, meaning that in some cases, you payment under this plan could become as low as $0 per month.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me about an in-school deferment if I am enrolled in college more than half-time?[NEWLINE]agent: With that option, in most cases your loan will be placed into a deferment automatically based on enrollment information reported by your school, and your loan servicer will notify you that the deferment has been granted.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any extra considerations if I am actually attending school and am active duty military at this time?[NEWLINE]agent: You may be eligible for this deferment if you are on active duty military service in connection with a war, military operation, or national emergency.[NEWLINE]user: If a global pandemic is considered a national emergency, then that does describe my situation.[NEWLINE]agent: You may be eligible for this deferment.[NEWLINE][BOUNDARY][NEWLINE]user: What is a Graduate Fellowship Deferment?