user: Could you give me some information about if there is any program that would allow me to temporarily stop making payments on my student loan?[NEWLINE]agent: Deferment might be a good option for you as long as you realize that if you won't have to make a payment, you probably won't be making any progress toward forgiveness or paying back your loan.[NEWLINE]user: Are there any alternatives to that option?[NEWLINE]agent: You could also consider income-driven repayment.[NEWLINE][BOUNDARY][NEWLINE]user: Could you please explain to me what that means?[NEWLINE]agent: Income-driven repayment plans base your monthly payments on your income and family size, meaning that in some cases, you payment under this plan could become as low as $0 per month.[NEWLINE][BOUNDARY][NEWLINE]user: Can you tell me about an in-school deferment if I am enrolled in college more than half-time?[NEWLINE]agent: With that option, in most cases your loan will be placed into a deferment automatically based on enrollment information reported by your school, and your loan servicer will notify you that the deferment has been granted.[NEWLINE][BOUNDARY][NEWLINE]user: Are there any extra considerations if I am actually attending school and am active duty military at this time?[NEWLINE]agent: You may be eligible for this deferment if you are on active duty military service in connection with a war, military operation, or national emergency.[NEWLINE]user: If a global pandemic is considered a national emergency, then that does describe my situation.[NEWLINE]agent: You may be eligible for this deferment.[NEWLINE][BOUNDARY][NEWLINE]user: What is a Graduate Fellowship Deferment?