user: The Extended Payment Plan for how long do you allow to pay the loans?[NEWLINE]agent: Payments are made for up to 25 years[NEWLINE]agent: Do you need to make lower monthly payments over a longer period of time?[NEWLINE]user: No, not for now[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: ok I have a problem If I am an FFEL borrower, but to qualify for this plan, must I not have had an outstanding balance on a FFEL Program loan?[NEWLINE]agent: Correct FFEL Program dates must be October 7, 1998, or the date you obtained a FFEL Program loan after October 7, 1998 and you must have more than $ 30,000 in outstanding FFEL Program loans.[NEWLINE][BOUNDARY][NEWLINE]user: Also, what is the interest rate? I don't want to be paying an exaggerated price. Are there other resources we can use to be prepared?[NEWLINE]agent: Do you want to know more about what college is like?[NEWLINE]user: no, I want financial aid know how[NEWLINE]agent: Would you like to view videos about preparing for college?[NEWLINE]user: no unless it's financial stuff[NEWLINE]agent: Would you like a tip about going to college?[NEWLINE]user: ok, why not[NEWLINE][BOUNDARY][NEWLINE]user: What kinds of checklist you got?