user: can you help me with getting retirement benefits and still getting paid?[NEWLINE]agent: Do you want to know about getting benefits while still working?[NEWLINE]user: no[NEWLINE][BOUNDARY][NEWLINE]agent: Do you want to know how much you can earn and still get benefits?[NEWLINE]user: yes, I have a job and want to know that[NEWLINE]agent: Are you younger than full retirement age?[NEWLINE]user: yes, I am 63[NEWLINE]agent: If you make more than the yearly earnings limit,your earnings may reduce your benefit amount (Full retirement age is 66 for people born between 1943 and 1954.Beginning with 1955, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 or later.)[NEWLINE][BOUNDARY][NEWLINE]user: What if I want a survivor estimate or disability benefits? And not everyone is ready and doesn't have enough Social Security credits to qualify? could an exception be made?[NEWLINE]agent: You can use one of our benefit calculators to estimate your future retirement, disability, and survivor's benefits.[NEWLINE][BOUNDARY][NEWLINE]user: Could I qualify for spouse's benefits even if I never worked under Social Security?