user: I fell behind on my mortgage, can the VA help avoid foreclosure?[NEWLINE]agent: Did you fall behind on your mortgage payments?[NEWLINE]user: Yes, I have fallen behind on my payments.[NEWLINE]agent: Then your mortgage company can take your house which is called foreclosure and a VA technician can help you avoid foreclosure and you can still live in your house.[NEWLINE][BOUNDARY][NEWLINE]user: What is a deed in lieu of foreclosure?[NEWLINE]agent: A deed in lieu of foreclosure allows you to avoid the process of foreclosure by signing over the deed the servicer and the servicer then owns the home.[NEWLINE]user: Can the VA technicians help me figure out what is best for me because I am confused?[NEWLINE]agent: Yes, our VA technicians will help you find out what is the best option by calling 1-877-827-3702.[NEWLINE][BOUNDARY][NEWLINE]user: What is a VA technician and what do they do while helping with foreclosure?[NEWLINE]agent: The VA technician offers financial counseling and help you deal with your servicer or directly work with you in the case of a VA direct loan to help avoid foreclosure.[NEWLINE]user: Can I get VA financial counseling to help avoid foreclosure?