user: Hello, I wonder what is the Federal student loans for college?[NEWLINE]agent: You must request them and also pay them so you have to be sure.[NEWLINE]agent: Sure if you ask for the help.[NEWLINE]user: What are the steps to apply for financial aid?[NEWLINE]agent: Unfortunately, no relevant information is found.[NEWLINE][BOUNDARY][NEWLINE]user: What is the Federal Perkins Loan Program?[NEWLINE]agent: This program involves providing money for college or vocational school for students with financial needs.[NEWLINE][BOUNDARY][NEWLINE]user: Do you need to be a graduate or a professional???[NEWLINE]agent: You can borrow up to $ 20,500 a year unsubsidized.[NEWLINE][BOUNDARY][NEWLINE]user: I'm still interested in learning more about private student loans. If I am awarded financial assistance, what form of loan will I be given?[NEWLINE]agent: It is quite likely that you will receive a student loan as part of the package. There are two types of student loans, federal and private and you should inform yourself of the differences between the two[NEWLINE]user: Who decides what type of student loan I am offered?