user: If I am totally and permanently disabled, can I qualify for a discharge of my federal student loans?[NEWLINE]agent: Note a TPD discharge for total and permanent disability frees you from having to pay a loan from the William D. Ford Federal Direct Loan Direct Loan Program, a loan from the FFEL Federal Family Education Loan Program and / or a Loan Federal Perkins or complete an EDUCATION Grant service obligation.[NEWLINE]user: How can I qualify for a TPD download?[NEWLINE]agent: You must first complete and submit a TPD download request, along with documentation showing that you meet our requirements to be considered totally and permanently disabled, to Nelnet, the administrator who assists the US Department of Education with the process TPD download.[NEWLINE][BOUNDARY][NEWLINE]user: If you show that I am totally and permanently disabled according to the SSA documentation, it means that you are subject to a monitoring period of three years after discharge, what else should I know?[NEWLINE]agent: you must be considered discharged for federal tax purposes at the end of the post-discharge monitoring period[NEWLINE][BOUNDARY][NEWLINE]user: I'm a certified teacher, and I'm curious if my federal student loans will be forgiven because of my work as a teacher.[NEWLINE]agent: If you teach full-time and meet all the other qualifications you may be eligible for forgiveness of up to $17,500 on your student loan.[NEWLINE]user: I have a Direct Consolidation Loan, does this qualify?[NEWLINE]agent: Yes, you may be eligible for forgiveness of the outstanding portion of the consolidation loan that repaid an eligible Direct Subsidized Loan, Direct Unsubsidized Loan, Subsidized or Unsubsidized Federal Stafford Loan.[NEWLINE][BOUNDARY][NEWLINE]user: At what time after I qualify can I apply for teacher loan forgiveness?