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spec: How 8 people could have lived in such a cramped place for 2 years .. Section 537.3205 currently provides that a creditor may make a change in the terms of an open-end credit account applying to any balance incurred after the effective date of the change only if the creditor delivers or mails to the consumer a written disclosure of the change at least 60 days before the effective date of the change , whether or not such change is authorized by a prior agreement . The CPSC has warned of an association between SIDS and thick , soft , or fluffy bedding material that can easily cover the nose and mouth of an infant laying face down . The MacDonald Court 's statement that the " [ r ] ejection of exceedingly grandiose development plans does not logically imply that less ambitious plans will receive similarly unfavorable reviews " [ 99 ] has led to the requirement that a developer must submit at least one meaningful proposal . These guide the user whether novice or expert in developing and implementing an Emergency Risk Communication plan . Dr. Cai 's current research interests are mainly in the area of survival data including clustered failure time data , doubly censored and interval censored data ; semi-parametric ROC regression analysis , robust binary regression for optimally combining predictors , analysis of partial area under the curve with application to medical diagnosis ; model checking and model selection . In the US , the counterpart Record Industry Association of America ( RIAA ) has already filed hundreds of suits against alleged illegal downloaders , including a recent set against students on university networks , as reported Tuesday on JURIST 's Paper Chase . In order to comply with policies established in the Code of Federal Regulations ( Title 45 , CFR , Part 46 ) and Fort Hays State University , for the protection and safety of human subjects used in any type of research , including biomedical and behavioral research , the Institutional Review Board for the Protection of Human Research Subjects ( hereafter referred to as the IRB ) has been established to review ongoing and proposed research programs . Our layout person ( Meredith Hall Johnson ) has recent experience in laying out a large publication under a tight deadline . Pinpointing the epicenter of an earthquake is not as easy as it sounds . D. Sommer discussed the difficulty of recruiting LAUC-B members for committee assignments . System ) has focused on teaching and assessing basic skills in contexts that are relevant and important to adult learners . Jean-Paul Sartre suggests that , from the midst of the ' sweet confusion ' of childhood , " [ Genet ] has learned that he is and , by the same token , that this person is a monster . On the following day , the news program of Multivision presented a note where the reporter affirmed : " The Faculty of Laws [ of the UNAM ] has said that the doors of the University must not be opened to masked criminals ( ... For all his [ sic ] alleged ` leading role , ' [ the worker in these economies ] has just as little say in the high - or low-level decisions of his enterprise as the worker in a capitalist plant . '' And Jaroslav Pelikan , in The Idea of the University : A Reexamination , observes that `` the difference between bad scholarship and good scholarship is the result of what a student learns in graduate school , but the difference between good scholarship and great scholarship [ lies in ] the general preparation of the scholar in fields other than the field of specialization . You can reduce your risk of transmitting HPV to a sexual partner by abstaining from sex , by finding other ways to express intimacy , by avoiding contact with any wart , and / or by using condoms correctly and consistently every time you have sex . The civil engineer and writer Samuel Florman ( The Existential Pleasures of Engineering ) has emphasized that engineering is and ought to be a creative , satisfying , socially valuable , and respected career choice . Secure coprocessors provide a foundation for many exciting electronic commerce applications , as previous work [ 20 , 21 ] has demonstrated .