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spec: This will result in the saving of nearly $ 200,000 in excessive interest payments by consumers . As a result , a bank can be viewed as solvent according to the on-going fair values of its assets , liabilities , and off-balance sheet instruments , but could become insolvent if it is forced to recognize low liquidation values ( " fire sale " prices ) for its assets , or if it must replace liabilities ( locate new funding sources ) at excessive costs . The practice of driving vehicles far beyond their useful lives is not cost effective and results in excessive maintenance costs . Diabetes is a condition which results in excessive amount of sugar / glucose being present in an individual ’ s bloodstream . Student participation is lagging ; middle management is bloated ; quality control is inadequate ; performance varies widely from campus to campus ; and low productivity in many school cafeterias results in excessive labor costs . In still other regions communities or for at least some constituencies , modern highways and other transportation systems grew to be hated symbols of excessive and insensitive " sprawl " which frayed the fabric of communities and diminished the quality of life . That said , it takes time to adjust to the format , but once you get a handle on things , you will come to love Bronnie 's and the larger negative . Under the proposal , 50 percent of this amount would be redistributed to countries from which it was collected to reduce income taxes . But I make optical floors because they help me to magnify the inner tension of the figure . Grain that is overdried not only results in excessive drying costs , but also leads to poor quality and loss in market value . Dopamine-like drugs are useful in treating these disorders , and it is recognized that when these drugs stimulate dopamine D2 / D3 receptors they can cause " attacks " of excessive sleepiness and hence result in automobile and other accidents . We strengthened links with our opposite numbers in Beijing and raised issues of concern to business , as well as highlighting the UK as a destination for Chinese direct investment . Very expensive research titles to which we can provide timely indexing or table-of-contents coverage cannot be continued ; unless access can be shown to be more costly than ownership . Has anyone heard of the problems ( especially the lines one ) , or had any first-hand experience with them ? They accuse " Big Oil " of excessive profits , yet Sen. Kennedy 's family not only ride in big SUVs and private planes , but is a big holder of stock in major oil companies . The course will focus on issues related to both renewable and non-renewable natural resource use , and the special challenges associated with addressing these problems in developing countries . However , the FSA reserves the right to make changes to the schemas published on the website . In a case that has generated widespread publicity on topics including graphic details of the encounter between Bryant and a then-19-year-old hotel worker , a dry discussion over legal technicalities pales.But the jury-instruction debate is a fight over fundamental questions that could determine whether Bryant is convicted on a charge that could send him to prison for life .