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spec: Novell is the only large Software developer in the world that has the confidence to do live demos . But too often , we are not meeting this minimum standard . The results are reported directly to the Executive Committee . Due to the transfer of generational wealth , the fact that more people own homes and cars , and the increase in workers ' self-reliance when it comes to saving for retirement , Challenger anticipates increased demand for loan agents , investment counselors , financial planners and brokers . However , if the estate or trust was advised that gross proceeds less commissions and option premiums were reported to the IRS , enter that net amount in column ( d ) . Children attending deprived primary schools were reported to have experienced more tooth decay than children in non-deprived schools . These factors were reported to contribute to relapse to drug use in humans following prolonged abstinence periods . If spacetime were not curved , any device set up to point in a fixed direction could be taken on any round trip one chose , and as long as no torques were ever applied to the device , it would still point in the same direction when it returned to where it started . Women with a mental illness are reported to be more panicked about their pregnancy and delivery ( Mowbray et al. 1995 ) ; others are reported to become actively psychotic during childbirth . There is a gap between the development of the situation and the information available to the people .