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spec: Check the newspaper and yellow pages of the telephone directory for companies and agents in your area . A completed cancellation form with the LOMA or LOMR and the waiver must be submitted by the agent to the NFIP or the appropriate WYO company . You will need to complete an application form and participate in an interview . It 's literally killing good men . Higher education is in trouble today . It would also be hugely expensive to install , maintain and administer . '' There are other privacy threats besides abusive marketers , nosy bosses , spammers , and scammers , `` said McCandlish . The key to comparison shopping is to know what insurance coverages you need before you start and then to find out how much those coverages will cost from a number of insurers . Tr ., p. 77 . These expenses could include limited motel , restaurant and warehouse storage .