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spec: The season can wreak havoc on waistlines , but with a few simple changes to your daily schedule and being more mindful of your meals , you can still lead a healthy lifestyle . You simply convert the regular bond 's interest rate to its equivalent '' after-tax rate `` and compare that with the tax-free bond 's interest rate . It 's called immigration and it 's part of what made this ocuntry great . Through all of this , I received no support . It 's called direct contact , and it means just that : making cold calls to people who might be able to hire you , and telling them about your availability and interest in working for them . The only caveat to the Examining Attorneys was to make sure that , in fact , the web site or information services DID provide information in a wide variety of fields . It 's called , " To Yevgueny . Different divisions may even work on different action steps of the same operational goal . It 's called a pile-on , and this game first began in Tampa , seven years ago .