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spec: We are reading Hatchet by Gary Paulsen . Under legislation governing the FHA and VA housing programs , which assess insurance fees to cover losses , proceeds from disposition of assets are considered to fully satisfy the debt and the government does not pursue residual amounts due from the borrower . Each of the tables is discussed below . Mr. Gallos : I feel honoured - - that lower wages do not necessarily translate into cheaper construction costs . The snake seizes the opportunity to plunge its two fangs into the man 's forearm . As a result of time zone changes in Australia for this year , applications running on older Java Runtime Environments may report incorrect time between March 26 and April 2 , 2006 . Gael is a strong young man who has done many things in life . The lives of people and large mammals are entwined in all natural landscapes , including protected areas . But researchers exploring the molecular evolution of snake venoms have begun to make progress .