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spec: In the Champion Open Class the gold medal has been received by G. Lafayette for ' A Study ' , a picture that one cannot help admiring for what it might have been rather than for what it is . One finding of the study was that householders did not see the situation requiring changes to their individual behavior so much as requiring changes by government and the community as a whole . Research firm providing investment banks , asset managers and corporations with in-depth transaction information and analysis on the equity and fixed income capital markets , credit markets and the mergers and acquisitions market . A third finding was that householders were confused about the seriousness of environmental degradation and the response to it by government and the community . The Registry has a Registrar , two Deputy Registrars , and seven tribunal officers . Secondly , campaign planners need to look closely at what they are asking of householders and more directly address the difficulties or frustrations involved in these options . Another finding of the study was that householders saw environmentally friendly activities as too hard for them to do . Saint Paul did not hesitate to say : '' Woe to me if I do not preach the Gospel ! Estimates of family or household characteristics were based on the weight assigned to the family member designated as householder . These designs have some advantages over traditional dynamic speakers , but they fall short in other areas . Said Paine , '' The only idea man can affix to the name of God is that of a first cause , the cause of all things . Glenn Estess , President of Rotary International , noted that these volunteer efforts are an integral part of Rotary 's campaign against polio . " What a lucrative source of income the robber-knights found in caution money may be deduced from the fact that in most villages there are as many if not more lodgers than householders . The Mac OS X operating system is a work in progress . In order to achieve potential cost savings authorities must take responsibility for ensuring that septic tanks are desludged , as it is unlikely that householders will do this themselves .