科羅拉多眼鏡蛇健康保險是什麼？
科羅拉多眼鏡蛇健康保險是什麼？
 COBRA (the Consolidated Omnibus Budget Reconciliation Act) is a program that was passed to allow people to continue group health insurance that would otherwise have been terminated. The most common users of COBRA are employees who leave their job where they had employer-sponsored health insurance, usually after being laid off or leaving the group on their own terms. COBRA coverage can be kept for up to 18 months and is only available to individuals and families covered under a plan with more than 20 employees enrolled. Your premiums under COBRA coverage are 102% of the total cost of insurance this is important because many employers pay for part of the cost while the employee is still working. COBRA election applies to each person individually that is covered under a given health plan. Since health insurance is guaranteed issue under the affordable care act, you do not want to wait until your COBRA coverage expires to look for a new policy. Doing so can cost you a lot more money unnecessarily. Consult with an experienced health insurance broker to compare your options and see which plan option will best serve your needs. I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
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