當人壽保險失效時，意味著什麼？
當人壽保險失效時，意味著什麼？
 When a life insurance policy lapses, it means that the policy is no longer in effect. If death occurred while having a lapsed policy, the life insurance policy would not pay out. You also lose the right to convert a Term policy to Permanent after it lapses. For Term life insurance, if you get behind in payments, you have one month to catch up to keep your policy in effect. If the policy does lapse, you may be able to reinstate it by filling out paperwork and catching up the premium. However, your health cannot have had any substantial change to get that policy back. If you have had a decline in health, you may need to apply for new coverage.
問答
保險問答 多語言問答