第125節僱主健康保險計劃是什麼？
第125節僱主健康保險計劃是什麼？
 A Section 125 plan allows employees to pretax their portion of health insurance premiums for medical, dental, vision, etc. In addition there are two other options that help employees. You can defer from your paycheck and pay for allowable expenses under the IRS code section 213 up to $2,500 a year. This inculdes deductibles, co-pays, co-insurance, dental and vision expenses to name a few. The third component is the ability to defer up to $5,000 a year to pay for allowable child care for children under 13. By paying for your reimbusrible medical expenses and childcare through a Section 125 plan you are using pre-tax dollars and will not pay income taxes on those funds. It is like having the government pay 25% of your medical and childcare expenses.
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