輪椅上有人自動取消人身保險資格嗎？
輪椅上有人自動取消人身保險資格嗎？
 I actually just got someone who is a paraplegic a very good rate on life insurance. One big plus was that he lived with his family, drove his own vehicle to work, and has many coworkers at the office. One big underwriting concern is the ability to vacate the premises in case of an emergency. Wheelchair-bound people who live by themselves are very tough to underwrite for that exact fear. Other issues include complications and organ dysfunction due to lack of mobility. By and large you can be eligible for coverage, but it requires some very careful prequalification to make sure all the quote information is thorough and accurate, and that the carriers fully understand how you are managing all medical and lifestyle issues.
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