你什麼時候去醫保？
你什麼時候去醫保？
 Most people will enroll in Medicare when they turn 65. Part A is premium-free for most individuals because you've been paying FICA taxes during your working life (you need 40 quarters/10 years of working life to qualify for premium-free Part A). Part B requires a monthly premium ($104.90 in 2014 - can be higher for individuals in higher income brackets - figure based on your modified adjusted gross income from your tax return from 2 years prior). Some people may be on Medicare before age 65 (certain requirements must be met such as being on social security disability/have end-stage renal disease and have been receiving benefits for 24 continuous months). If you're still working and have group coverage, you can elect to postpone receiving Part B until you're ready to come off the group plan. When you're ready to come off the group coverage, you'll have a special enrollment period to enroll in Part B. If you don't do it in this window, you will have to wait until the annual general enrollment period (January 1-March 1) - please note, if enrolling during your general enrollment period, you will have a July 1 effective date. When you first enroll in Part B, you will also trigger a six-month open enrollment period to buy a Medicare supplement plan with NO MEDICAL UNDERWRITING. This is THE BEST time to buy a supplement plan - plan F is the most comprehensive plan.
問答
保險問答 多語言問答