房主保險覆蓋失去的戒指？
房主保險覆蓋失去的戒指？
 Homeowners insurance covers personal property "any where in the world" however, most policies cover personal property on a named peril basis. Unfortunately losing something is not a named peril. Examples of named perils are fire, theft, and lightning. When it comes to jewelry, I always recommend a separate jewelry policy referred to as an Inland Marine policy. Inland Marine policies are "all risk" policies so even if you lose a scheduled item it's covered.
問答
保險問答 多語言問答