為什麼投資退休年金好？
為什麼投資退休年金好？
 That is a great question! There are good things and bad things about any retirement product. Annuities are certainly a great retirement vehicle, but you want to be sure that it is the right one for you. The positives for annuities are that they can generate a good sum of money safely for you, that the payments to you can be structured so that you cannot outlive them, ( a huge plus, to know that you will have an income stream that lasts as long as you need it), and that many companies will add a bonus to your annuity that further increases your yield. The negatives are that they typically require a lump sum payment to begin them, that the deposit cannot be touched (with some exceptions, but really shouldn't be touched) for several years without large fees and consequences, and that if you aren't careful, the annuities yield may not be enough to outpace inflation, resulting in ultimately a poor investment vehicle. My personal advice to my clients is always that this product needs to be a good match for you to consider it. Cash flow cannot be an issue for you, and that we need to look carefully at which annuity is best for you. The right annuity is a great investment, and the peace of mind that comes with knowing you won't run out of money is priceless. I hope that helps, please feel free to drop me a line if you'd like more personalized information, okay? Thanks for asking!
問答
保險問答 多語言問答