值得為殘疾保險嗎？
值得為殘疾保險嗎？
 That is a really good question. With money tight, and tons of choices to make as to what to spend it on, insurance is often one of those choices that gets put off making. Too often, we think, I'm healthy, or it'll never happen to me, or I have time to think about it later, and then life happens, and it's too late. The purpose of disability insurance is to help protect your income if something were to keep you out of work for a significant period of time. If you can find a policy that you can afford, that will cover you at least for a short period of time, you might be able to avoid being one of the 60% who go bankrupt because of medical emergencies, and the loss of work. If you have a solid financial plan, with your three month savings, and some liquid assets, maybe this isn't something you buy; but if missing a month of work would sink you and your family, then perhaps it's worth it to look into. I hope that helps, thanks for asking!
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