購買長期護理保險時要考慮的幾個因素是什麼？
購買長期護理保險時要考慮的幾個因素是什麼？
 Some factors to consider are, first of all, finding a plan for which you can qualify. If you do not have any serious health conditions and can get nearly any plan you want, then some things you will want to consider are how long you want the plan to last, how many months you want the elimination period to be, the daily amount you want to purchase, the amount of Cost of Living increase to get, and whether you want home health care to be paid with no elimination period. Consider your savings and investments and how much you would be willing to part with if you needed long term care. You can save premium by increasing the elimination period and other adjustments, if you can afford to do so.
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