什麼是人壽保險申請？
什麼是人壽保險申請？
 All life insurance applications ask for name, address, SSN, face amount, beneficiary, means of payment, and signature to agree to the terms of the contract. If it is a guaranteed issue policy, that is about the extent of the application. Simplified issue life insurance will ask a limited number of health questions in addition to the above. Most policies of this type will also ask if a policy is being replaced as a result of this transaction. Fully medically underwritten policies include all of the above, plus more detailed health questions, employment info, income, net worth, family health history, smoking history, whether the applicant indulges in dangerous hobbies, substance abuse questions, driving record, crime record, and names and addresses of doctors and medical records. Medically underwritten policies also request permission to do the HIV test.
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