期限壽險到期時該怎麼辦？
期限壽險到期時該怎麼辦？
 If you have a term life insurance policy and the guarantee period on it is expiring, you have a several options: 1) you can continue to pay premiums as the policy will be annually renewable, however, the premiums will start to go up each year (based on age) by a substantial margin. 2) If the conversion period is still available, you can convert all, or a portion, of the face amount to a permanent policy with new medical underwriting. 3) you can stop paying premiums and let the policy lapse, thus ending your coverage. 4) you can apply for a new policy (can be with the same carrier or a new carrier) to secure a new term or permanent insurance policy.
問答
保險問答 多語言問答