什麼是靈活的高階可調人壽保險？
什麼是靈活的高階可調人壽保險？
 A flexible premium adjustable life insurance policy refers to a universal life (UL) policy. A flexible premium means that you can pay the minimum premium required to keep the coverage in-force, or you can pay a higher premium to have a portion of your premium earn interest and accumulate cash within the policy. The type of UL policy you purchase will dictate how interest is credited to your policy. A UL policy can be a great solution if you are looking for a policy to only provide a death benefit or as a way to accumulate cash to use for college funding or tax-free retirement income.
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