屋主保險是否會對屋頂造成傷害？
屋主保險是否會對屋頂造成傷害？
 Many insurers include amendments to the standard form. The standard form might include damage from windstorm. Your policy might be a replacement policy. The amendment that you might find in the rear of the policy changes that. It probably says that the company will only use actual cash value to settle a loss involving the surface of the roof. This is actually reasonable as roofs do not last as long as the rest of the house. A 20 year roof could have damage after 10 years and the company depreciates the roof and will make an adjustment that makes you whole. It wont pay for a new roof in most circumstances.
問答
保險問答 多語言問答