什麼是20年級人壽保險？
什麼是20年級人壽保險？
 Term poicies last for a certain period. You can purchase a 20 year term which will give you both a level death benefit and level premium for 20 years. At the end of 20 years the policy will end. Many times these policies carry a conversion option so you can actually convert them to a permanent plan as long as you do it within the 20 year period. The benefit to these convertible plans is you don't have to pass an insurance exam when you are ready to convert.
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