什麼是殘疾人收入保險？
什麼是殘疾人收入保險？
 Disability Income Insurance covers disability that causes the insured person to be unable to work, and provides a cash benefit to replace a portion of the income that is lost. What it covers depends on the features of the policy. If the policy has an "own occupation" feature, the benefit will be paid as long as the employee cannot do the same type of work as he/she had before the disabling injury or illness. If the policy included residual benefits, it will pay a portion of the benefit even if the insured is able to go back to work in a partial capacity. There are many options when selecting your Disability Insurance policy. Be sure to speak to someone who knows those and can help you select the ones that will provide coverage for you when you want it.
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