如何確定家庭保險價值？
如何確定家庭保險價值？
 There are several way to do this. I do this several ways and each carrier has a way they like it done. The key is NOT to be under insured in a event of a loss it could cost you a ton of money. There is call a Marshall Swift Program that many agents and carriers use This is use most often when doing a replacement cost value your agent should be asking you things like what type of carpet you have or hardwood or do you have any bay windows and ect. The next thing to use is your state Property tax information which is usually can be found online at your states cadastral. Now the 3rd way in my opinion is not the best way to determine the value which is the selling price and the appraisal that you get when you are purchasing your home. In many cases this has the land value included in it and you can not insure the land you are insuring the structures. The best advise I would suggest is to talk to a local agent they can run a cost guide for you.
問答
保險問答 多語言問答