人壽保險是否自動轉入信用卡債務？
人壽保險是否自動轉入信用卡債務？
 If you are asking whether the credit card company can garnish life insurance proceeds to pay off credit card debt left by the deceased, the answer is no, as long as the beneficiary of the life insurance policy is a living person. Creditors can go after the estate of the deceased for payment, so if the the beneficiary of the policy is the insured person's "estate", then the credit card company could have a shot at collecting from the life insurance benefit. If you are asking whether the cost of life insurance is counted as credit card debt, the answer is again no, not unless premiums are charged to a credit card.
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