人壽保險的兩大類是什麼？
人壽保險的兩大類是什麼？
 The two major types of Life Insurance are Term Insurance and Permanent Insurance. Term Insurance is very straightforward and there are not many variations. It is meant to satisfy the need for coverage on a temporary basis. Permanent Insurance comes in Whole Life, Universal Life, and Indexed and Variable options, among others. It is used for long term needs and some financial planning purposes due to its tax favorable status.
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