一個人有資格獲得殘疾保險？
一個人有資格獲得殘疾保險？
 The first thing you need in order to qualify for Disability Insurance is an income. Unfortunately, DI does not cover people who are not bringing in an actual paycheck, even if they are working at home or for a contributing their labor to a charity. Secondly, you need to qualify medically. Disability policies sometimes exclude pre-existing conditions so that you can get the policy even if you have a health condition. Other policies will cover those health conditions, and some will decline if certain health conditions are present. Finally, you need to be at an occupation that is able to be covered. You may be unable to get Disability Insurance if you work in a very dangerous occupation. A Disability Insurance broker that carries several different companies can help match you with the best policy for which you do qualify.
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