我可以退伍軍人的人壽保險嗎？
我可以退伍軍人的人壽保險嗎？
 The requirements for receiving VGLI (Veterans Group Life Insurance recently changed). For those retiring from the service before Nov 1, 2012, you must apply within 1 year and 120 days from the date you separated from the service. At this point in time, you will need to answer some health questions to be eligible to get the policy. You also need to have been on SGLI while you served, in order to qualify for VGLI. If you retired after Nov 1, 2012. you have 240 days to apply for VGLI without answering health questions. If you miss that deadline, you can get VGLI with evidence of good health if you apply within 1 year and 120 days from the date you separated from the service. Again, you must be on SGLI at the time you left the service, in order to qualify for VGLI. Others who can get VGLI are the Individual Ready Reserve or Inactive National Guard. If you do not fit any of these categories, or do not wish to go that route, veterans can get an individual policy from private companies. Some of the health conditions that, unfortunately, can hit veterans disproportionately high are hepatitis, PTSD, diabetes, and others. Going to a company that specializes in any health conditions you might have will be a big help.
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