全民保險是否納稅？
全民保險是否納稅？
 That is an excellent question! There are definitely ways that your life insurance can be used as a hedge against taxes. You will pay a lot more up front, but with careful planning, you can reap some sizable tax advantages. For example: With careful planning, the value of the death benefit can be excluded from estate taxes; by paying larger premiums into a policy like a UL, or indexed UL, you can create a very large cash value that can be withdrawn tax free as an income until it is used up; and in cash value policies, even if you withdraw more than the premiums you've paid in, the amount is considered a loan, and again is tax free. There are dangers in doing these things, so you want to consult a good agent or tax advisor first, okay? please contact me if you need help, and thanks for asking!
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