為什麼需要健康保險？
為什麼需要健康保險？
 Why is health insurance necessary? Actually it's not necessary, at least for another year. In 2014 changes will be coming. But as of today, health insurance is not necessary to have. You can self insure. The thing is if you self insure and have claims, you're expected to pay them. So you would have to surrender assests to pay that bill. Insurance of ANY KIND is simply a form of liquid money to pay for things so that your other invested wealth can "stay" invested. So no insurance is never necessary, it just is a smart solution for some issues.
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