健康保險值錢嗎？
健康保險值錢嗎？
 Yes! I can't stress that enough. The purpose of health insurance originates in the same concept as for any type of insurance - to protect yourself financially in the event of a catastrophic event by pooling the risk and shifting it to a third party (the insurance company). In return for a monthly premium, the insurance company will absorb the risk of incurring a massive expense should something happen to the insured individual - if something does happen, they would the financial hit instead of you. In the case of health insurance, a catastrophic event can be many things - a good example is having a surgery performed. A given surgery could cost $100,000 or more. Could you afford to write a check that big? Your average person would say NO. Please feel free to contact me for further assistance. Thanks very much.
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