水暖是否包括在房主保險中？
水暖是否包括在房主保險中？
 It depends on the policy form of your homeowners policy. Check to see if you have an HO-3 or HO-5 policy form which is a special form policy or "all risks". These policies cover water damage (not a flooding event from natural causes) from plumbing. Some policies are limited and may exclude water damage such as an Owner Occupied Dwelling Form 1 policy. Always ask your agent if you are concerned about water damage and if your policy covers some of your conerns.
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