為什麼我們需要退休計劃？
為什麼我們需要退休計劃？
 Without a retirement plan, your money will probably go to whatever appears to be most urgent at the time. For people with wealth, this could be your children wanting to go to the most expensive colleges, your spouse wanting to buy a very expensive home, or you wanting to take up an extremely costly hobby. For those of more modest means, it could simply be eating out every day. No matter where you are pulled to spend your money, without a plan, there may not be enough left to retire on. Considering that you could easily live 20 years past the age when you retire, it is important to plan ahead so that those years are as comfortable as the years preceding them.
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