殘疾保險是否考慮健康保險？
殘疾保險是否考慮健康保險？
 Although disability insurance and health insurance are both morbidity insurance products they are not the same. Disability insurance can protects the income of the insured, it can protect the retirement contributions of the insured, it can protect business overhead expenses, key employees and bank loans from the disability of its business owners. Medical insurance protects against the expense of hospitalization or emergency room visits after the deductible has been satisfied.
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