健康保險成本更高嗎？
健康保險成本更高嗎？
 Health insurance cost more for smokers om most medical plans. The exception is a "short-term" policy with selected carriers. For temporary policies, often the smoking status is not considered in determining the rate. When State Exchanges/Marketplaces begin offering coverage (You should continue to purchase coverage through a broker and/or their website) in 2014, smoking will impact all plans. Although any existing conditions will not impact the rate, smoking will. So if you can stop, it will save money. If you can't, many smoking cessation expenses will be covered under the new plans.
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