為什麼需要家庭保險？
為什麼需要家庭保險？
 Mortgage companies require that you obtain and maintain acceptable Homeowners Insurance as one of the conditions of approving you for your home loan. In their case, it is to be sure that THEIR interest in your home is protected from loss caused by a covered peril. In some cases, If your home is located in a higher risk flood zone, they will extend that requirement to include Flood Insurance as well. When you are fortunate enough to pay off your mortgage, this should not be an event that makes you to consider cancelling your Homeowners' and Flood Insurance policies, however. The mortage cmpany no longer has an interest in the security of your home but you and your family certainly do.
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