為什麼富人買人壽保險？
為什麼富人買人壽保險？
 Rich people may buy life insurance for many reasons. Here are some: 1. Business succession. E.g. A son getting a life insurance policy on his father could enable him to buy the business when his father passes. 2. Taxes. Life insurance can be purchased to pay taxes and/or to avoid having to pay some taxes. 3. Charity. Leaving life insurance to a charity maximizes the donation and allows the donor to not have to pay it in a lump sum. 4. Tax deferred retirement income. Indexed Universal Life is a great tool for this. 5. Almost unlimited contributions. Life insurance and annuities do not have the caps that some investments have.
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