什麼是可變年金納稅？
什麼是可變年金納稅？
 Assuming that the variable annuities are non-qualified, the distribution of gain will be taxed as ordinary income at your effective tax bracket and return of basis will be tax free at the end of distributions once the policy gains has been exhausted. If you annuitize for life time benefits, the basis is amortized to your life expectancy as a portion of your payment from the start of distribution called the exclusion ratio. During the accumulation period, policy gains are tax deferred.
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