什麼時候需要殘疾保險？
什麼時候需要殘疾保險？
 Disability insurance is part of defensive planning and should be considered as soon as you enter the work force. Most American workers have 90 days in cash reserve and could not maintain their lifestyle without income. Disability insurance is paycheck protection during times of protracted sickness and/or injury and can generate tax free benefits when you need it most.
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