房主保險是否損失了首飾？
房主保險是否損失了首飾？
 Jewelry is personal property and is covered by a homeowners policy. Most homeowners policies limit the recovery on jewelry and many offer a floater that provides worldwide coverage without a deductible for jewelry. There is an additional charge for that coverage. If jewelry is lost or damaged and not included in a floater, it will be adjusted on the replacement or depreciated value depending on the type of personal property coverage elected. The result will be reduced by the deductible.
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