加利福尼亞州的家庭保險是否適用？
加利福尼亞州的家庭保險是否適用？
 Home insurance is not mandatory in California. But any financial institution that loans you money to buy real property can require you carry HO insurance. If you fail to procure a policy, they will buy one for you and charge you for that. Also, if your property is located in the flood zone area, the same lender may also require you buying flood insurance. The only thing I haven't seen required from the Homeowner is an earthquake insurance. However, we strongly suggest you review you options. Nowadays, with theCalifornia Earthquake Authority (CEA) this coverage became much more affordable than before.
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