人壽保險是否意外過量？
人壽保險是否意外過量？
 Only suicide is excluded and only for the first two years. So, if it is truly accidental, and not suicide, then it would also be covered even during the first two years. After than, even if intentional, it would still be covered. The fact that it might even be an illegal drug would not change things. Thank you. GARY LANE.
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