抵押保險與家庭保險的區別是什麼？
抵押保險與家庭保險的區別是什麼？
 Home insurance protects your home and your possessions against accidental loss or damage. You can find an agent to help you determine your needs very easily. Mortgage insurance could mean one of two things. PMI or Private Mortgage Insurance allows you to take out a larger loan from the bank than you might normally qualify for. This is because the insurance company is promising to pay the bank money if you can not pay your mortgage for some reason. This is usually provided through a company that works with the bank. MPI or Mortgage Protection Insurance is a type of term life insurance. This insurance pays off your mortgage if you die or, depending on the plan, are unable to work. You can find a local life insurance agent who can help you with this plan.
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