殘疾保險的功能是什麼？
殘疾保險的功能是什麼？
 Because the average person only has 3 months worth of savings, disability insurance allows a person who can no longer work (due to sickness or injury) to maintain their lifestyle. It can be used for mortgages, car payments, debt, etc. Many people often think, "Well I won't get hurt at my job," but in reality, 90% of disabilities are caused by an illness, not by an injury.
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