人壽算作應稅收入嗎？
人壽算作應稅收入嗎？
 As a general rule death benefit proceeds generally pass to their designated beneficiarys tax free. There are some business scenarios where death benefit proceeds are subject to the alternative minimum tax as a preference time and could be included as revenue at ordinary income tax rates. There may be estate taxation on the federal and/or state level. As an income item, if the life insurance policy is a modified endowment contract, loans are taxable. If the life insurance is a non-modified endowment contract and the policy lapses, is surrendered or the policy reaches its maturity dateall policy loans, (those received and internal) are ordinary income tax events is the year they occur.
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