人壽保險現金價值受到債權人的保護？
人壽保險現金價值受到債權人的保護？
 Whether life insurance cash value is protected from creditors depends on what state the policyholder resides in. In the state of our home office (Arizona), 100% of the cash value of life insurance is protected from creditors when the policy has been in existence over two years and the beneficiary is a family dependent. In my home state of Nebraska, only $100,000 of the cash value is exempt.
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