當我死亡時，我的人壽保險會發生什麼？
當我死亡時，我的人壽保險會發生什麼？
 In most cases, the death benefit is paid to your beneficiary and the policy is terminated. With some special forms of life insurance the results are different. If you have a joint life policy where two individuals are covered, the policy proceeds are paid and the surviving individual receives a new policy at current rates with them listed as the insured. If the policy is a last to die policy, proceeds are not paid until the surviving insured dies.
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