我可以隨時取消我的健康保險嗎？
我可以隨時取消我的健康保險嗎？
 You can cancel your insurance anytime BUT you need to be aware of the new rules regarding when you can enroll in a new policy. The ACA rules have made it so you can only enroll in a non group based health plan during open enrollment which runs from November 15th to January 31st. You will not be able to enroll in a plan outside of that period without a special election period. Cancelling your current insurance is voluntary loss of coverage and not a valid election to enroll in a new plan. The big misconception is people think you can only enroll in an ACA "Obama care" plan during open enrollment but the rule applies to non ACA plans as well. In other words, if you cancel your current insurance, be prepared to wait until the following January until you can be enrolled in plan again.
問答
保險問答 多語言問答