你可以借用人壽保險嗎？
你可以借用人壽保險嗎？
 That is an excellent question! One of the biggest perks of having a whole life policy is that it gives you the opportunity to borrow cash without having to jump through the hurdles that a bank or lender might make you do. The only requirements are: That it is a whole life policy (term policies do not have a cash feature) that has been active for awhile (it generally takes two to three years to start accumulating any measurable amount of cash) andthat you are the owner of the policy. Please contact your agent, and find out if there are any fees attached to your loan, and how the loan will affect your policy. In some cases, you may be able to repay it slowly, in others you may not need to repay it at all; in some cases not paying it back can cause your policy to end. Check first, okay? Thanks for asking!
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