房主保險是否與危險保險相同？
房主保險是否與危險保險相同？
 Interesting question...Seems easy to answer by saying that both terms are generally used interchangeably with regard to insurance. This is true. We often see 'homeowners insurance', 'home insurance' and 'hazard insurance' intended to mean the same thing: the insurance coverages in standard homeowner policies issued in the U.S. Since there are some perils that are excluded in homeowner polices, some carriers refer to their coverage forms for these (like flood) as 'hazard insurance' policies. But, generally speaking 'homeowner insurance', 'home insurance' and 'hazard insurance' are terms that are commonly used interchangeably.
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