在哪裡獲得最佳人壽保險？
在哪裡獲得最佳人壽保險？
 Unfortunately there's no one company that offers the "best" term life insurance. The carrier that's going to offer the best rates for you may not be the carrier the offers the best rates for someone else. There are 4 main factors that determine the rates for your life insurance policy - your age, risk classification, amount of coverage, and how long it's guaranteed for. Your risk classification is the MOST important factor when looking for coverage. Some companies may offer you a better risk class than others because they each have their own underwriting guidelines and respond to specific medical histories differently. It is ALWAYS best to consult with an experienced life insurance broker who can compare multiple companies and shop the case for you and help determine the most likely risk classification you will qualify for with each company based on your medical history so you can figure out which company will offer you the desired coverage at the lowest rates - in short, which company will be your best starting point. Please feel free to contact me for help. Thanks very much.
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