房主保險是否會覆蓋糧食損失？
房主保險是否會覆蓋糧食損失？
 Your homeowner's policy would cover your "food" the same way it would cover your couch or TV. The problem is if you have a standard homeowner's policy, only damage caused by specific named perils; Fire, Theft, Wind, etc. would be covered. Coverage on your personal property, furniture, clothing, dishes and yes food, should be the same as the coverage on your home. "Any direct damage" should be covered. Now all policies will have deductibles and specific limitations or exclusions butit will make it a lot easier to understand what you are or are not covered for. If your insurer doesn't offer this "Special Coverage" on personal property or charges you a significant premium for it, you may want to consider another insurer.
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