什麼是年金的缺點？
什麼是年金的缺點？
 There are several considerations when purchasing an annuity, some of which could be construed as negative characteristics: fees, surrender charges, commissions. But many savings vehicles and investments have similar items that some deem as draw backs as a good financial product. Are the advantages worth the draw backs? Each annuity product must be assessed on its our virtues.
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