為什麼我的房主保險上漲？
為什麼我的房主保險上漲？
 Homeowners policies with replacement cost coverage generally have a clause that adjusts the amount of coverage each year to keep pace with increased cost of construction. That typically accounts for about a 3% annual increase in the homeowners premium. The effects of a claim can be quite noticeable. Beside the claim, the homeowner might be losing a claims free discount. Finally, companies do adjust their rates. Although they do operate on a very slim margin, the company may file to make sure that they remain viable in a particular state.
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