除醫療保險外，我還需要健康保險嗎？
除醫療保險外，我還需要健康保險嗎？
 Just a point of clarification to the +Larry Gilmore response . . . Medicare Advantage plans replace original Medicare. A Medicare Advantage plan does not "fill the gaps in Medicare". When you enroll in a Medicare Advantage plan you are no longer in original Medicare so any "gaps" in coverage are paid by you, the Advantage policyholder. Medicare Advantage plans have many moving parts including deductibles, copay's and coinsurance. A large claim or numerous medical expenses will almost always result in much more out of pocket expenses under an Advantage plan than you will experience with original Medicare and a Medicare supplement (Medigap) plan.
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