如何設立人壽保險信託基金？
如何設立人壽保險信託基金？
 A trust can be a very useful tool in life insurance planning. When a trust is the owner, large estate tax assessments can be avoided by the insured. It can also make sure that minor beneficiaries are allocated benefit money responsibly. An estate tax attorney gets involved when a trust is to own a life insurance policy. The broker must work with him or her and make sure the policy is issued under the trust when the application is finally approved. If the policy is issued with the insured as the owner, and later the ownership is transferred to the trust, tax problems may be created. Sometimes people like to take a do-it-yourself approach to estate planning. There are a lot of big legalities involved, and professional advice can go a long way towards avoiding expensive mistakes.
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