誰最可能使用年金和為什麼？
誰最可能使用年金和為什麼？
 Annuities are used for a variety of reasons; (1) stable interest rate which is equal to or higher than what CD's offer, (2) surrender charges typically decrease the longer you hold onto the annuity (3) it is secured by the assets of an Insurance company which is pretty stable (4) it is can offer both a fixed payment and regular payments. People looking for stability, long term savings and security tend to utilize annuities to accomplish this goal.
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