人壽是否可以免稅？
人壽是否可以免稅？
 Life insurance in general is not tax deductible. However, in several instances it can be. The two most important taxes to considering a deduction is income tax & estate tax. Under income tax, life insurance is deductible inside a qualified retirement plan, like a pension or profit sharing. There are some other instances that it may be deductible for a company. In regards, to the estate tax, life insurance is not really deductible, but it can be taxed heavily if not set up correctly. The ownership of the life insurance policy determines if it is included in the estate & taxed or excluded from the estate and not taxed! In all cases, base to seek competent advisors.
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