健康保險是什麼？
健康保險是什麼？
 A premium is the amount you pay to the insurance company (generally on a monthly basis - depending on the kind of insurance, you may desire to pay quarterly, semi-annually, or annually) in exchange for coverage under a given policy. When a certain type of claim is made, the insurance company is going to pay the claim instead of you up to the defined amounts as stated inside the policy - for health insurance, the policy may only state the carrier is going to cover a percentage of the claim and you would pay the difference.
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