信用人壽是一個好主意嗎？
信用人壽是一個好主意嗎？
 Credit Life Insurance is a policy that pays off a borrower's debt if he/she dies. Is it a good idea? I suppose, if you died, in retrospect it was! However, the beneficiary often is the creditor and not someone you can choose. However, typically, rates on this type of policy are higher than what you may be able to get from a broker or agent. However, if you are guaranteed to be accepted and you have major health issues, it should be considered.
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