人壽保險可以在現金嗎？
人壽保險可以在現金嗎？
 You cannot usually cash in a Term Life Insurance policy because Term Life does not have any cash value. The exception is ROP (Return of Premium) Term. About halfway through the term, it would give you back some of the premiums you paid in, if you were to drop the policy. If you are alive at the end of the term and the policy is still active, you can get back up to the total amount of premiums you paid in.
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