誰沒有受益人誰得到人壽保險？
誰沒有受益人誰得到人壽保險？
 If there is no named, living beneficiary of the life insurance policy when the insured dies, the proceeds are paid to the estate. It is not an ideal outcome since this subjects the proceeds to probate which would not have occurred if there was a beneficiary. To ensure this does not occur, the policy-owner should name a primary and a contingent (back up) beneficiary and review the policy every three years with a life insurance professional.
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