什麼是人壽保險可移植性與轉換？
什麼是人壽保險可移植性與轉換？
 Personal life insurance is completely portable. The policy does not change if you change address or employment. Group term life insurance is usually available only to employees. If you dont work for the company any longer, your term life expires. Conversion refers to your guaranteed right to exchange a term policy, either personal or group, for a permanent insurance plan offered by the company, without consideration of your medical condition. When you leave an employer you are offered conversion privileges because the coverage isnt portable.
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