壽險如何影響SSI？
壽險如何影響SSI？
 There are two different Social Security disability programs, and several different types of life insurance. Social Security Disability Insurance pays benefits to people who worked and paid into the system. Having life insurance does not impact your ability to qualify for this program. Supplemental Security Income is a needs based program. There are complex income and asset limitations. In general anyone with assets exceeding $2,000 is not qualified to receive benefits under SSI. Cash value life insurance policies owned by the individual may be considered assets, and could disqualify the person until sold. Term life policies have no cash value and would not impact eligibility.
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