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關閉前需要房主保險嗎？
 In California transfer of property is handled by a title company. They receive a list of requirement from the lender. In most cases the lender requires hazard insurance that will protect the lenders interest in the property from loss due to a specified peril. In most cases a homeowner policy is the policy that most adequately fits that requirement. There are other forms of home insurance and some of those might meet the lenders requirement. It is the responsibility of the title company to make sure that there is current insurance on the dwelling prior to closing and transferring the property.
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