我應該得到多少年的人壽保險？
我應該得到多少年的人壽保險？
 How many years of term insurance you should get depends on what you want the coverage for and for how long. If it is for a short period of time then yearly renewable term might make sense. If you need coverage for longer then a 10, 20, or 30 year term could fit the bill. Most term coverage is renewable at the end of the term and will expire at stated age (age 85 for example). Often it is convertible to a level premium permanent plan. The are many options and factors to consider. An independent life insurance broker, representing several companies, can help you find the right policy at the right price. If you have further questions, or feel that I could be of assistance, please do not hesitate to contact me.
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