簡單退休計劃是什麼意思？
簡單退休計劃是什麼意思？
 what does Simple retirement plan mean? It means that someone is using a boilerplate retirement plan created by the IRS to provide a retirement program for a small business. I love Simples as their name says it all. A Simple is a straight forward plan design with only a few requirements to comply with to have the plan. The best part for a small business owner is it costs next to nothing to provide. There is no testing of the plan which costs money. Just a nominal per head fee of active participants. The employer doesn't pay fees for testing employees and accounting for employees who aren't in the plan. For a small business a Simple is a great choice for putting a retirement plan together for employees.
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