債權人可以在人壽保險之後呢？
債權人可以在人壽保險之後呢？
 In Canada, products issued by a life insurance company, life insurance, annuities, investment funds (segregated fund, variable annuities) are afforded creditor protection if: The beneficiary is in the preferred class: spouse, child, grandchild or parent of the life insured or The beneficiary is irrevocable beneficiary. (No changes to contract can be made without written permission of an irrevocable beneficiary) Protection is in cases of unforeseen bankruptcy. Since there are circumstances where creditor protection may not apply, it is recommended that you consult a legal advisor to find out if you are eligible for this protection. When the death when received is an asset of the beneficiary and is protected from the creditors of the policy owner. No protection if the beneficiary is the policy owners's estate. If you have further questions, or feel that I could be of assistance, please do not hesitate to contact me. If you would like to work with a local life insurance broker, you could start with a Google search. For example, if you search for: life insurance broker Halifax or life insurance agent Halifax, my name, along with several others, will come up. You can use the same method to find a life insurance broker in your community.
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