國家農民對人壽保險的藥物檢測？
國家農民對人壽保險的藥物檢測？
 Every life insurance policy that requires an exam has certain markers that are checked for in the blood and urine tests. Drugs are one of the big factors that carriers look at when reviewing results. You may not necessarily be declined for the use of certain drugs, but its always best to be upfront with the carrier about usage and history (in short, it looks like a big red flag to them if you're intentionally hiding something and it's discovered during underwriting).
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