賣我的人壽保險是現金的好選擇嗎？
賣我的人壽保險是現金的好選擇嗎？
 Video Transcript: Hello everyone, I'm Steve Savant, syndicated financial columnist and host of the weekly online talk show Steve Savant's Money: The Name of The Game. I'm answering questions from insurancelibrary.com, and today's question is: is selling my life insurance policy a good option for cash? Well, it is an option for cash, and if you've owned it for over two years or more, there's probably a little bit easier way to sell that. It is personal property. You do own it, and I say if your reason for having life insurance still exists, you need to keep it, but if your reason for life insurance, why you bought it, has no longer existing then you may want to look at it about cash. There are several companies out there that will buy your policy depending upon how much you've put into, your age, and your actual life expectancy. That's how much you're going to get for that policy. Is it an option? Is it personal property for you to sell? It is, and you should look at this as a last resort, as a backstop for cash reserves in your portfolio. Well, that's our consumer question for today. If you have any questions, just submit them to www.insurancelibrary.com
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