為什麼要為人壽保險倒閉？
為什麼要為人壽保險倒閉？
 Unfortunately, some people are turned down for life insurance for very simple reasons because they did not sign up for the appropriate policy to start with. To avoid being turned down, be sure to read the guidelines very carefully. It is far better to converse with an agent to be sure you did not overlook something. E.g. Some policies require that you have a drivers license; some don't. Some require that you are a US citizen; some don't. Some allow a certain policy to cover people with diabetes; some don't. Those type of declines are easy to avoid by just talking to tan agent. Other declines are more complicated. You may have a history of depression that sounds OK, but then get declined because your doctor wrote something in your medical records of which you were unaware. With any kind of health history or risk factors such as past alcohol treatment, use an impaired risk specialist to lower your chance of being turned down. There are policies out there for nearly everyone if you know where to look.
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