什麼是最好的人壽保險？
什麼是最好的人壽保險？
 The best kind of life insurance is the one financially suitable for you. Life insurance is designed to indemnify your beneficiaries from financial liability whether temporary or permanent. Term life insurance indemnifies temporary liabilities, permanent life insurance indemnifies permanent liabilities. Term life insurance generally covers fixed periods of 5, 10, 15, 20 and 30 years. Permanent life insurance for indemnification offers participating whole life and guaranteed universal life. Life insurance for supplemental retirement income can use universal life insurance: current assumption, indexed and variable (using separate sub accounts and has market risk.) Determining your risk tolerance and product suitability is critical in forming a financial profile.
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