增強型年金如何運作？
增強型年金如何運作？
 Enhanced annuities are generally immediate, lifetime income annuities that pay more in the payout period due to the health factors of the annuitant (person upon whose life annuity payments are based). Lifetime annuities pay out until the annuitant dies (plus any guarantees built into the contract). Annuity payments are based on actuarial tables. If the person receiving the payments lives longer than expected, it is to their advantage. Enhanced annuities or Impaired annuities pay extra because the annuitant has a shorter life expectancy. This can be due to health conditions or health habits such as smoking.
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