現金投資價值對人壽保險是什麼意思？
現金投資價值對人壽保險是什麼意思？
 The cash surrender value is the portion of your insurance that you have built up your own money in. Whole-life insurance by design is really like a reducing term policy with a cash account that builds guaranteed cash value as you get further and further into the policy years. All whole-life policies have a maturity date where your cash has built up to the point that you are completely self insured and the actual insured portion (the part the insurance company has at risk) has gone to zero. You can use your cash value while you are living through policy loans, cash surrenders, or using it to buy reduced paid up insurance.
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