如果打我的人沒有報道，我該怎麼辦？
如果打我的人沒有報道，我該怎麼辦？
 If the person does not have insurance then your option is to report the accident with your company ( IF) you have full coverage for the damages. As far as medical in NYS PIP coverage(No Fault) would be pay for the injuries to you and your passengers no matter who's at fault up to the limit on the policy. I cannot speak for any other state or your policy without looking at it. Depending on the state, UMI can be three separate coverage.( UM,UIM & UMPD). As mentioned previously uninsured/under-insured would kick for medical bills, pain and suffering and lost wages. If you have uninsured motorist property damage (UMPD). You can file a claim under that coverage with you company for vehicle repair. Thank you.
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