信用人壽保險如何運作？
信用人壽保險如何運作？
 Credit life insurance pays the lender the amount that is owed them by the borrower, if the borrower should pass away before the debt is paid off. The entire death benefit goes to the creditor. Regular life insurance pays the borrower so that their beneficiaries can pay off what is left of their debt and use the rest of the death benefit for other purposes.
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