保險公司是否要償還全部人壽保險政策的股權？
保險公司是否要償還全部人壽保險政策的股權？
 Until you notify them of your cancellation, unless stated in the application process, insurance companies will draw down the cash values to maintain the policy "in force" as long as possible. They cannot decide to "cash you out" because you've missed some premiums. If they did, they would basically be breaking the law. It is up to the insured to close out a policy and request any proceeds from such a choice. If the insured says nothing an insurance company has to treat the policy as in force drawing off of cash values to maintain coverage. Surprisingly a lot of people do decide to just let their policies "run out". So unless you tell them, they don't know.
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