誰買長期護理保險？
誰買長期護理保險？
 The people who buy long term care insurance are those who have assets to protect and/or those who want to have a say in where they will spend their final days of life. Without long term care insurance, assets must be spent down in order to pay for the care. When those funds are gone, Medicaid pays, and the care must be received where Medicaid is accepted. Most long term care insurance now pays the insured person so that they can spend the funds in the location of their choice.
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