人壽保險政策所有人會發生什麼事情？
人壽保險政策所有人會發生什麼事情？
 Life insurance is personal property. Policy ownership or change in ownership dictates transfer of property, which may or may not have taxable consequences. This assumes that the policy owner is not the policy insured. In general terms, the death of a married policy owner with no other testament dictates would cause the policy to go into his or her estate and through the marital deduction pass on to the spouse, who could then have the policy ownership changed to their name. Always seek legal counsel when considering ownership changes in personal property.
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