全人壽保險是否具有現金價值？
全人壽保險是否具有現金價值？
 Absolutely. Wait a year or two and it will accumulate value. That is a major reason folks go with whole life. Another variation is a permanent equity indexed universal life policy. They accumulate value, usually at a much higher rate, and with the right one, they never go down, since they have a guarantee of zero loss each year. Only a few firms offer these. You should talk with your agent. Thank you. GARY LANE.
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