什麼是壞的關於年金？
什麼是壞的關於年金？
 Product selection is a client suitability issue, not a moral assessment. For example: People who consider tax deferred, fixed rate annuities are generally long term savers who desire a better interest rate than a mid to long term bank CD. They also may have a high effective tax bracket and desire to defer taxes, something a CD doesn't do. There are also other crediting methods for tax deferred annuities that may appeal to investors. All saving and investing products need to be carefully weighed before any purchase to establish the product fit or it's suitability for the client.
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