誰從殘疾保險中獲益？
誰從殘疾保險中獲益？
 Disability Insurance is actually "disability Income insurance", so primarily the policy holder is the first beneficiary. Disability insurance does not pay the entire amount of income when claimed though. THis is to discourage prolonged dependence on the insurance income. Typically disability insurance pays only 50 to 62% of the insured's income when they are disabled from working. Of course the benefits trickle down to the family of the insured and their creditors as the income provided will enable them to continue to pay the bills.
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