什麼是保證高階人壽保險？
什麼是保證高階人壽保險？
 Guaranteed premium life insurance is life insurance where the premium is guaranteed not to go up for a certain amount of time. In term life, this is usually (but not always) the number of years in the term. When the term ends, the premiums usually jumps very high. In universal life, you can often select a period of time where the premium will not go up and the policy will not lapse. If you want the premium to not go up for your lifetime, you would pick a universal life policy with the premium locked in to age 100 or longer. In whole life, the premium is usually guaranteed to age 100, at which time the policy will pay you the face amount if you are still alive.
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