什麼是長期護理保險的缺點？
什麼是長期護理保險的缺點？
 The main disadvantage is never using the policy benefits, with no one to recoup the paid premiums. But remember you may never see the inside of a nursing home, but most seniors using elder care use assisted living at home, so the downside isn't so bad because most long term care insurance allows for in home care.
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