殘疾保險的功能是什麼？
殘疾保險的功能是什麼？
 As Tim so aptly described, the function of Disability Insurance is simply to pay you when you are unable to bring home a paycheck. While Disability Insurance itself is a very straightforward product, there are many features and riders to DI that perform different functions. E.g. Having the "own occupation" feature will enable you to receive payments if you cannot work at your OWN job. Without it, you may be ineligible for benefits as long as you can work at ANY job. So when you got to buy Disability Insurance, do use a professional who can help you get the policy that performs best for your needs.
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