全人壽保險是否為自己付錢？
全人壽保險是否為自己付錢？
 Yes, whole life insurance can pay for itself at a point if set up properly. There are 3 ways to set premiums for a whole life plan. They are minimum premium to keep it in force, target premium to have full use out of the cash value and maximum premium which keeps the policy from becoming a modified endowment contracts. So if your whole life is set at target premium, at some point you will have enough cash value to have "paid up" life insurance for your life span. Whole life policies can be tricky, I recommend using a trusted life insurance broker to avoid common mistakes.
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