我如何賣我的人壽保險？
我如何賣我的人壽保險？
 Video Transcript: Today's question is, Can I sell my life insurance policy? Well, number one, a life insurance policy is personal property. Could you sell it? I think you can, usually through the life settlement market. But keep in mind that the original reason that you sold the life insurance was not to sell it for that specific purpose and most carriers and life insurance companies are going to take a dim view on you trying to buy insurance for just the purpose of selling it. But if the reason you bought life insurance doesn't exist any longer, you could go ahead and sell it on the secondary market of life insurance settlement, and you can sell it for cash. Generally, a cash value contract is going to get a little bit more than what you have in your policy; sometimes a lot more, depending upon the death benefit and your timeline. Can you sell it? You could sell it and again, I recommend make sure that you're doing this for the right reasons. And make sure that your coverage is no longer necessary.
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