你可以在兩個房子裡擁有房主保險嗎？
你可以在兩個房子裡擁有房主保險嗎？
 You can, and it's not uncommon at all. However, there are guidelines the insurance company will want you to follow. Many people have a primary home and a vacation or summer home. These can both be insured with homeowners policies, with one being designated as a seasonal home. The only real requirement is that the owner is the one occupying both homes, even if one is seasonal. Some people will try to do this for a home they rent out because it's less expensive and the coverage is more broad. This is a big no-no. If there's a claim and the insurance company realizes that the owner is not the one occupying the home, they will void the coverage and deny the claim. Rental homes require a different policy that takes into account the rental exposure. As long as you're following the rules, you'll be fine insuring two homes. Just be smart and do it the right way.
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