當租客保險時要考慮什麼？
當租客保險時要考慮什麼？
 Consider meeting with your Insurance Professional to discuss your needs and what may be offered as solutions to best meet those needs. There are two basic elements to a Renters Insurance policy. The first provides coverage for your personal belongings...your "stuff". Clothing, furniture, area rugs, books, electronic equipment, kitchen ware and the like. Be sure you have enough coverage to fully replace everything if it was all lost in a covered peril, such as a fire. Along with this, choose a deductible that best suits your financial circumstances. The second element is Liability protection. Liability coverage protects you and your financial exposure from action taken against you should you be legally responsible for injury to another person or damage to their property. You will want to make sure you have enough coverage to reasonably protect your financial exposure which includes your income, savings, investments etc.
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