什麼是短期殘疾保險？
什麼是短期殘疾保險？
 Short Term Disability is used to replace approx 40-70% of your salary if disabled for a "short" period of time. Most short term disabilities last from 3-6 months, although the cap can be as high as two years. The coverage may kick in as soon as the disability is determined, or there may be a waiting period. If purchasing your own policy, the higher the premium you pay, the shorter the waiting period. Some of the uses for short term disability are partial income replacement in case of pregnancy, muscle strains, broken bones, pneumonia, heart attack, or chemotherapy treatments.
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