我們需要多少家庭保險？
我們需要多少家庭保險？
 It varies by state. In California you are only required to carry the amount of coverage needed to rebuild your dwelling (home) not what a lender requires. In California home values are often much higher then the actual construction costs of a home so meeting a lender requirement can mean over insurance you home in many cases. Of course this depends on the market you are living in.
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