當分配人壽保險時，究竟意味著什麼？
當分配人壽保險時，究竟意味著什麼？
 Life insurance policies are often assigned for loan protection or to fund funerals, among other things. Collateral assignment still gives you some control in your policy, but allows a lender to repay your loan from your life insurance proceeds if you should pass away before the loan is paid off. Whatever does not go to your loan repayment, goes to the beneficiary of your choice. For funerals, the assignment may also collateral assignment, but if prepaying a funeral for Medicaid spend down, it must be irrevocable.
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