需要什麼樣的汽車保險？
需要什麼樣的汽車保險？
 Minimum coverage is applied different in every State. In Oregon you are required to carry Liability coverage with a minimum bodily injury/property damage limit at $25,000/$50,000/$20000. This is the minimum coverage to drive legally in the State of Oregon. Your lienholder might have other requirements to protect their investment, and require you to carry comprehensive and collision coverage as well. I always ask clients if you carry the minimum coverage of $25,000 and injure someone in an auto accident. Would you be able to pay the difference if they sue you for $100,000. If the answer is no, then you should consider increasing your liability limits. In the State of Oregon you can not file bankruptcy on a judgement from and accident and the difference is normaly paid through wage garnishments and judgements.Its well worth the extra money for the extra protection.
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