退休計劃如何工作？
退休計劃如何工作？
 How does a retirement plan work? A retirement plan is something where you systematically contribute towards your future needs in hopefully a tax favorable manner. A retirement plan can be what ever you choose it to be, if your idea is saving for retirement. That said, a person should look at the many tax advantaged options that are out there for their benefit. The big thing however, it doesn't matter what you choose if you fail to fund it. The best retirement plans are the ones funded by the participants and/or employers. A passbook savings account with money in it is far better than a 401(k) that was never participated in.
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