Dave Ramsey推薦年金？
Dave Ramsey推薦年金？
 No! Dave Ramsey is not a fan of annuities. Dave's generic advice is to invest in "good quality mutual funds, with a long track record" and to stay invested, even through your retirement years. I happen to disagree with his advice, and with his stand on annuities. (For the record, I can show you mathematically how following his advice through any of the major market downturns we've suffered would have left you dead broke.) You have to remember, an annuity, like any other financial product, has a purpose. The purpose of an annuity is, among other things, to provide a stream of income that is guaranteed. When used appropriately, an annuity can be a valuable tool.
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