為什麼人們購買年金？
為什麼人們購買年金？
 Assuming youre addressing non-qualified annuities, people purchase annuities for a variety of reasons: tax deferral, lifetime income you cant outlive and interest rates that beat the bank. But you first need to establish a personal financial profile that includes a risk tolerance assessment, defined financial goals, an estimate of your life expectancy and a determination of your effective tax bracket. This will assist you in your product suitability self-examination. The higher the effective tax bracket rate, the more you should explore annuities. The power of tax deferral can be significant over many years.
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