人壽保險是否考慮收入？
人壽保險是否考慮收入？
 There are afew answers to your question. If you are speaking of being the beneficiary of death proceeds then the answer is no, those are tax free. If you are the beneficiary of life proceeds through an estate, then yes, those are subject to estate taxes. If you are speaking of borrowing from a cash value life insurance policy, then no, thoseare considered a loan and not subject to income taxes. If you are cashing out a cash value life insurance policy, then yes, the proceeds over premiums paid are subject to income tax.
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