我可以賣我的期限人壽保險現金嗎？
我可以賣我的期限人壽保險現金嗎？
 Typically no. A term life insurance policy is rated for you individually based on your age and medical history. It carries no cash value. The only market that exists for term life insurance policies is if you are in a scenario in which your life expectancy has been seriously diminished and you are likely to die within the term policy period, for example you are diagnosed with a terminal illness such as cancer. If you are given 1 year to live and you have 10 years left on your term policy, then there may be a market to buy your policy. However, this is not a good idea as the cash you can get will be substantially lower than the death benefit on the policy. Additionally, some insurance companies, such as Liberty Mutual, include a rider in life insurance policies that grants the insured access to a portion of the death benefit in the event of a terminal illness or complete disablement. Additionally, once the policy is sold there is no recourse to regain ownership of the policy and you have no right to any portion of the death benefit.
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