為什麼不購買長期護理保險？
為什麼不購買長期護理保險？
 Because it's not going to happen to them and it's expensive. But the truth is the cost of the coverage is not nearly as expensive as the average cost of care and there is a pretty darned good chance they WILL need care. Roughly 70% of people over 65 will need long term care services in their lifetime, 40% of people currently receiving long term care services are aged 10-64! Average home health care expenses in Illinois average over $45,000 while a semi-private room averages around $70,000, FAR more than the cost of the coverage to pay for it.
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