商業汽車保險比個人便宜嗎？
商業汽車保險比個人便宜嗎？
 The short answer is, "usually not." Commercial auto policies are in place to provide liability and collision coverage for work related vehicles. Insurance companies view commercial autos as instruments necessary for work, which means they will be used on a daily basis. This means there will be more driving and greater exposure. Think about it this way, when you are getting personal auto insurance the insurance company will ask what is the purpose of having your vehicle and how far will you be driving. For commercial auto policies it is assumed this will be increased. I hope this helps.
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