我是否合法允許我的女兒放棄我的工作健康保險，只是用她的藥物？
我是否合法允許我的女兒放棄我的工作健康保險，只是用她的藥物？
 You areprobably talking about the Childrens Health Insurance Program (CHIP) rather than Medicaid. These are two separate programs andthey operate under different rules and eligibility criteria.Eligibility rules will vary from state to state but they are based upon the parent's income level. In most states a family of four can earn up to $47,700 annually and still qualify for this program. To get more detailed information you should call the CHIP hotline at 1-877-543-7669 and explain your specific situation to them to get a definitive answer for your state. Where your situation gets much more complex is in regards to Section 125 of the IRS regulations and whether your child would qualify for coverage under Title 19 of the Social Security Act or Title 21 (where CHIP come into the picture). If your employer has a Section 125 plan in place and you are currently paying for your share of the health insurance on a pre-tax basis (the probability that this is the case is pretty high as most employers have adopted such plans) then you are probably locked into your current coverage until your group's next open enrollment period. This is because becoming eligible for CHIP is not a "qualifying event" under the IRS guidelines that would allow you to drop your child from your group coverage during the group's plan year. To be eligible for Medicaid under Title 19 there generally has to be a disability of some type involved or where one parent is absent, incapacitated or unemployed.
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