殘疾保險是否考慮收入？
殘疾保險是否考慮收入？
 Disability insurance benefits generate tax free income for the policy owner when the policy insured is unable to work because of prolonged injury or sickness. The income is tax free because the disability insurance premiums were not deducted. There are scenarios where a business can expense disability premiums, but then the income is taxable at ordinary income tax rates.
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