人壽保險將會支付什麼？
人壽保險將會支付什麼？
 Term Life Insurance will pay a death benefit upon the insured person's death that goes to the beneficiary or beneficiaries named in the policy. These beneficiaries can use the death benefit as they desire. If the beneficiary is a trust, the trust will specify how to use the death benefit. There is no cash value in Term life insurance, so a Term policy will only pay after the insured person passes away. An exception is if there is a rider or feature of the policy that allows part of the death benefit to be used while still alive. This access to some of the death benefit while still alive can be triggered by diagnosis of a terminal illness, chronic illness or critical illness, depending on the policy.
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