人壽保險如何運作？
人壽保險如何運作？
 Metlife is one of the largest life insurance companies in the world by total assets and life insurance in force. It has a huge retention capacity to underwrite risk without reinsurance assistance. MetLife underwrites their prospects through a medical due diligence process and financially validates the requested coverage. An offer is made to the prospective policy owner and if accepted and bound with the required premium is placed in force as an active policy.
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