房主保險是否涵蓋熱水器損壞？
房主保險是否涵蓋熱水器損壞？
 It would depend on what happened to the water heater and what type of policy you have. If thewater heater is damaged in a fire, or a tornado, you should havecoverage. A "special form" insurance policy will normally cover damage from a burst water heater, so they will pay for the clean up of the water but not to replace the water heater it's self, since it was the cause of the claim. Remember, an insurance policy is for damage, but not maintenance. So if it quits, or doesn't function like it is supposed to, that is an expense you would have to absorb. If the water heater is damaged by a "Covered peril" (refer to your contract) - then yes, it is part of the house and covered like anything else.
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