人壽保險在紐約受到債權人的保護？
人壽保險在紐約受到債權人的保護？
 Life insurance proceeds are usually protected from creditors in New York if the beneficiary of the policy is a person or other entity besides the estate. If the beneficiary is the estate, then the life insurance proceeds are subject to probate and creditors will try to get the debt repaid at that time. However, creditors cannot go after life insurance left to a beneficiary unless that beneficiary also shared in the debt.
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