如果你吸菸，你可以得到長期護理保險嗎？
如果你吸菸，你可以得到長期護理保險嗎？
 You can get long term care insurance if you smoke. Although it may increase premiums, you should not be denied coverage just because of nicotine use. Each carrier treats smoking differently, so finding the company that charges the least price for nicotine is important (along with comparing benefits). Reputable studies continue to show that smoking will lead (on average) to a higher risk of specific medical conditions. An experienced full-time broker can easily review the top-rated companies with you, find the lowest prices, and help you apply for coverage...whether you are a smoker or nonsmoker.
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