我可以轉移我的人壽保險嗎？
我可以轉移我的人壽保險嗎？
 Yes. You can transfer the ownership of your life insurance policy to someone else. One reason that people change ownership though is to try to keep it from counting as an asset when qualifying for Medicaid. In those cases, it only works if you transfer it 5-years or more before applying for Medicaid. You can transfer the ownership to a funeral home for a 1st day exemption from Medicaid but you don't want to do that with a large policy because Medicaid will get any money that is not used for the funeral. You can also transfer the beneficiary from one person to another.
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