汽車保險是否涵蓋道路交通事故？
汽車保險是否涵蓋道路交通事故？
 As long as you have coverage in your auto policy for physical damage to your car (Comprehensive and Collision) and Liability, should anything happen that is a covered loss whether on a public access road or highway or "off road" as you suggest, then your personal auto policy will provide protection. All of the terms and conditions in the policy would apply including a deductible for damage settlement to your car so it is important to talk to your Insurance Professional about these in order to maintain a solid understanding of the protection that your policy provides to you and your family.
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