年金可以放在IRA嗎？
年金可以放在IRA嗎？
 YES, annuities can be placed into an IRA. Consider this, you have a cup which represents the IRA, meaning anything in the cup has to follow the IRA rules as laid out per the IRS. You can put mutual funds in this cup, making them an IRA, you can put stocks or bonds into that cup making those funds an IRA. And you can put an annuity into that cup, making it an IRA. Remember, IRA rules trump some of the rules which the products bring. For example, an annuity by itself may allow you to contribute virtually an unlimited amount into it. But if this annuity is an IRA, then you are held to the max contributions which the IRA rules state, $5,500 if under age 50 or $6,500 if you are over age 50. Seek the advise of your broker/adviser to determine if putting an annuity into an IRA is right for you.
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