什麼是最好和最負擔得起的人壽保險？
什麼是最好和最負擔得起的人壽保險？
 For most budget conscience consumers, 30 year term life insurance with a conversion provision is the best bang for the buck on affordable life insurance. I choose 30 years because many consumers have mortgagees that last that long. I recommend term insurance with conversion provisions to maintain the option to convert to permanent life insurance if its deemed necessary. Make sure the permanent policies are worth converting to before you purchase term life insurance. Remember, the key issue is affordability. Guaranteed term life insurance can be purchased for guaranteed periods starting at 5 to 30 years. Guaranteed term life insurance with convertibility is more than likely the best option for most.
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