如何學習年金？
如何學習年金？
 An annuity is a promise to provide a lifetime of payments (usually monthly) in exchange for a single deposit. The actuary determines from life expectancy tables the estimated payout and after adjusting for interest the premium is set. This is a single premium immediate annuity. There are a variety of modifications of this basic concept and they involve the accumulation period. If instead of a single payment, you want to make a series of payments these different plans offer different approaches. An annuity has the advantage of accumulating money with the income tax on the earnings being deferred.
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