人壽保險是否負債？
人壽保險是否負債？
 When a beneficiary is paid under a life insurance policy, the proceeds paid under that policy belong to that beneficiary. The beneficiary is then free to use that money as they see fit. It can pay debts, buy a house, pay for college loans, or their own retirement. It is also tax free under current laws. Thank you. GARY LANE
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