20年期保險是什麼意思？
20年期保險是什麼意思？
 20 Year Term Life Insurance means that the policy will not go up in price for 20 years. Usually, the premium is guaranteed not to go up for the entire 20 years. However, some companies guarantee the premium to stay level for only part of the term, e.g. 10 years of the 20 year term. Then after that the premium could possibly go up. There are many guaranteed level term policies for the entire 20 years, so worth it to shop around. Also, it is a very popular policy, so prices are competitive.
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