期限壽險是否有現金價值？
期限壽險是否有現金價值？
 Term life insurance does not have any cash value. However, on some term policies, you can add a rider that could return all of your premium. By adding what is called a "Return of Premium" rider, if you outlive the term of your policy you will get your entire premium returned. A Return of Premium policy costs considerably more but if you outlive the policy, you get your premium back and you had the death benefit for the duration of the policy.
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