住在家裡媽媽需要殘疾保險嗎？
住在家裡媽媽需要殘疾保險嗎？
 No, a homemaker would not be eligible for disability insurance, however, a stay at home mom is a perfect candidate for a critical illness insurance policy. You do not need to prove income for that type of policy. The policy would pay out a lump sum benefit to help with hospital fees, co-pays, childcare, etc.
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