你不能擁有房主保險嗎？
你不能擁有房主保險嗎？
 Yes of course, provided that you do not have a mortgage. If you have a mortgage, then the finance sompany or bank will require you to have Homeowners Insurance as a condition of the loan, and to maintain it without lapse for the life of the loan. If you do not have a mortgage of any kind, then certainly there is no one looking over your shoulder requiring you to have it. In a case like that, should you risk everything you have worked so hard for by not having insurance? My answer is a resounding "NO"!Buy and maintain the insurance and live with peace of mind.
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