[INST] Act as a financial advisor and suggest whether the following investment plan is good or bad, considering the risk factors and potential returns./nInvest $10,000 in a technology startup that projects annual returns of 35% with a high-risk profile and no history of profitability. [/INST]  ###Response: As a financial advisor, I would suggest that this investment plan could be considered high risk due to the lack of historical profitability and the high-risk profile of the startup. While the projected annual returns of 35% are attractive, the potential for loss is also significant. It is important to assess your risk tolerance and investment goals before making this decision. Additionally, diversification by investing in multiple assets or a mix of low and high-risk investments could help to reduce the overall risk of your portfolio.