premise: Discover Financial Services, Inc. is an American financial services company, which issues the Discover Card and operates the Discover and Pulse networks, and owns Diners Club International. Discover Card is the third largest credit card brand in the United States, when measured by cards in force, with nearly 50 million cardholders.
hypothesis: More than 50 million people have Discover Card.
reason: nearly 50 million cardholder means less than 50 million people