instruction: How can I lower my utility bills?
response: Here are some of the things you can do to lower your utility bills:
  * check your utility company’s website to see if you qualify for any subsidies
  * if you’re on a TOU (time of use) plan, try shifting heavy loads, such as electric clothes dryer use, to cheaper time periods
  * replace your appliances and/or HVAC with more efficient ones
  * buy solar panels, which will lower the cost of electricity 
  * make sure your home is well insulated