Please translate the given English sentence to Hindi
वित्तीय योजनाकार अर्णव पंड्या कहते हैं, 'ऐसा इसलिए है क्योंकि एक लंबी अवधि के बाद शेयर सालाना आधार पर 10-12 फीसदी का प्रतिफल देते हैं।
Arnav Pandya, financial planner, says, This is because over a longer tenure, equity will return 10-12 per cent on an average annually, unlike debt. Or, if you have high exposure in debt or have money lying idle in banks,it is time to move it into equities