It doesnt stop any fight he gets into after that being pointless cuz he could do that again go back in time and save everyone . <| sep |> No it doesn ' t . Purely a player event to provide some late game challenge . Personally I wasn ' t a fan of the realm divide mechanic although I understood why it was there . <| sep |> No orange looper ? <| sep |> Other form of effeminate then . <| sep |> Batman nightie for sure ! Makes it easier to look at that wonderful ass <| sep |> Yeah , when I was a kid I didn ' t get very upset at death scenes in movies . and it ' s not like I didn ' t understand the concept of death or anything As an adult , I do get tearyeyed at that stuff . <| sep |> Consider that paying off your loans early is equivalent to getting an instant , riskfree return equivalent to the interest rate on your loans . Definitely pay off the 5 . 75 % and 5 . 35 % loans first . The 4 . 25 % and 3 . 15 % loans are less urgent , but it wouldn ' t be an invalid choice to pay those off sooner , or to split the difference between additional loan repayments and investing for retirement .