You should go and spread your truth to TheDonald and see how far that gets you . <| sep |> No brainer . Just keep in mind you won ' t be able to do another DPP on that line until that pixel is paid off in full . <| sep |> I think it ' s a lot more realistic just to say I don ' t know what ' s coming than to believe DOOM is coming just because you ' ve read books that say it does . Will there be an everstronger drive to austeritybudget cuts to reduce government spending ? Who knows ? Whether there SHOULD BE and whether there WILL BE are two separate questions , and frankly I can ' t answer either one economic growth would reduce the debt as well , and at least some government debt is actually useful do you own government bonds ? I do . Will interest rates stay low ? Who knows ? Will governments go insolvent ? Probably not , because they print money , and it ' s unlikely they ' ll prefer to go insolvent rather than to take the inflationary route . Will survivalists with rifles be the only ones to weather the future ? Surely not , I think . First , the issue isn ' t just whether they have rifles , but whether they have bullets and sufficient replacement parts for when the rifles break down . And whether they have enough medicine stocked to keep themselves healthy while they ' re shooting . Oh , and enough readymade meals , because they ' ll be too busy with their rifles to worry about farming . Or did they also stock seed , and farming equipment , and replacement parts for the farming equipment ? It ' s pretty expensive to be a survivalist and stock everything you ' d need . I don ' t know any survivalists who have that kind of money . I do know a few survivalists who just stock guns and seem to think that will be enough . Personally , I think they ' re wasting their money . Do they think they can stock an obstetrician for their wife ' s pregnancy ? An entire hospital of diagnostic equipment and pharmaceuticals for their cancer ? Or are they just not planning to get cancer ? But hey , make your own call on the guns and survivalist gear as I said , I don ' t know the future , and I don ' t pretend to . Now your last point that traditional approaches to retirement may not work in the long run is something I ' m dead in agreement with . Because when you say traditional , I think you mean last fifty years or so . A hundred years ago , two hundred , etc . , we didn ' t have social security . In fact , an agrarian economy didn ' t have retirement at all when you were old , you did housework women and minor chores men , and your kids ran the farm and took care of you . You didn ' t have a 401 k account . You probably didn ' t have any sort of bank account . So our current understanding of retirement is recent , and anything recently invented is obviously not something inevitable . Could we lose our current retirement system ? Sure . It ' s good to have a financial cushion to protect yourself as much as possible , IMHO . But whether the best alternate system is to invest in guns , or to invest in a subsistence farming property , isn ' t at all certain . If I were you , I ' d always keep thinking about possible alternate futures and the best way of dealing with them . But since money is a very good way of dealing with many problems , and there ' s not much downside into accumulating as much as possible , I ' d accumulate . And not worry too much , because whatever the future is going to be , it ' s probably going to be different from what you ' re expecting . The future has a way of blindsiding us .