So half an eye ? <| sep |> Was supposed to be Friday , but is moved 😑😭😾 <| sep |> Ok well the good news is that her life expectancy at this point is about 14 years . As a family , decide what you all want to do and save accordingly . Although , from your comments , it sounds like your family may not be able to do long range planning well . If you saved $ 30 a month , you could pay for a decent not luxurious funeral in 15 years yourself . I really doubt you can find an insurance plan cheaper than that . I understand that death is an emotional issue , but at some level you have to decide how much you want to spend remembering her . I don ' t want to sound cold , but please don ' t sacrifice your financial future just to bury her . At some level , it isn ' t your problem and you can only afford so much .