Second time at this sub and I have to say this is an amazing post and I ' m sure it wasn ' t easy to write I just tried opiates for the first last week but I ' ve been kinda cautious about moving forward cause i ' ve really recently been open to trying more and more . This post was something I needed to see because I ' ve always told myself I ' d never get addicted to anything if I do it in moderation . I appreciate you being so raw with us I really needed to look at myself without an bias and probably wouldn ' t have thought that had I not stumbled on this post . Thanks for this . <| sep |> It depends on your current income vs . your income after you retire when you start taking the money out and paying taxes on it . The general advice is if you are a high earner now then go traditional , if you are a low earner then go Roth .