There ' s also no need to go for headshots , no recoil , no need to reload , but when you do finally it ' s a pretty fast reload anyway . Clearly it ' s completely balanced and working as intended . <| sep |> WOW ! Nice phone ! <| sep |> So just some quick math to help youWith a home price of $ 250 , 000 and a down payment of $ 7000 , your mortgage payments at 4 % interest would be $ 1 , 155 assuming 30 year fixed interest mortgage . Tack on property tax of $ 4000 year and condo fees and utilities of $ 300 month on low end I imagine , this adds ~$ 600 more per month . So total payments of close to $ 1 , 800 . The market in Dallas seems relatively stable , but there is a danger if the condo you buy drops in price that you would have negative equity . My advice would be to save a bit more and try to get 1020 % of the downpayment before taking the plunge . $ 7000 is not a ton when it comes to a down payment . If you save some more it ensures even if the condo drops in value you still hold equity . That being said you can also run some of the numbers yourself if these are off just find out the average property tax and the fees of the condo you ' d be interested in as well as the mortgage rate that you could get approximately . However , this is a personal decision and it could work out if you can afford the ~$ 1800 , which based on your income I expect you can with some budgeting . Personally , I think it is a better decision to put that extra $ 600 towards savings for a larger down payment