I imagine very few of us posting on asoiaf lack an understanding of how insurance works . I think you may have misunderstood my point . I wasn ' t arguing that paying out a claim would threaten the bank . <| sep |> And that would be Late Stage Capitalism , obviously . <| sep |> Yeah , not everyone ' s going to be affected in the same way . I wasn ' t suggesting that for everyone , just this one person as he seems super susceptible to waking up with the urge to pee in the night . <| sep |> Seems way too easy . The fight with Veto actually felt almost hopeless . Hopefully that hateful girl has more . Pretty cool finisher move . <| sep |> So drop from half a can to a quarter of a can of Axe , then ? Got it ! <| sep |> Refresh got that also sometimes .