Amen to that . oppression . <| sep |> Thanks , upgraded life time <| sep |> I would love to participate , but I ' m coming up short guys . <| sep |> Except it ' s not the Dems , it ' s the Green Party . <| sep |> I ' m pretty young to life and probably don ' t know anything about money and life . I understand what you are saying , no debt is a way to go . However , to my understanding , because the growth of roth ira depends on how long I have had the roth ira for and how much I much in for it every year , I was wondering if maxing out 5500 this year would actually make up for the interest in the future when I become 65 ? I know I am not doing a good job explaining this well but I hope you get what I ' m talking about . Maybe I ' m talking about short term gain or long term gain in this case ?