Head of a forty year old , body of a 10 year old boy . The perfect paedophile combination . <| sep |> Baby or STD ? <| sep |> Little ball of fur . <| sep |> I ' ve given a summary in the title , check out the link for more details . Educators of India who want to make a difference , give it a try ! I ' m also trying to do one before the deadline . <| sep |> I wouldn ' t use easyinstall anymore , I would recommend using Homebrew to install Python see guide . o r g e nlateststartinginstallosx and you will automatically get pip from there . <| sep |> no reload speed but primed hands takes care of that . maybe youre interested , for enough plat i ' d be willing to part . <| sep |> I know a certain Nigerian Prince that likes your style . <| sep |> As someone who recently worked in autohome insurance , there are quite a few things that effect your rates and things people don ' t realize . Just some pointers and tidbits of info about insurance 1 . It seems like 910 companies prioritize Credit as a rating factor and this is a huge impact on your rate . The better your credit , the cheaper your insurance will be . 2 . Bundling does give discounts but isn ' t ALWAYS the cheapest option . On occasion , it ' s cheaper to have one product with Company A and the other product with Company B . 3 . Yes , your area does effect your personal insurance rates even if you have a clean history . You and your family haven ' t had accidents or tickets in years but still your rates increase . That ' s because insurance companies look at the big picture and average it out per area , like zip codes but it ' s more finetuned than just a zip code . 4 . Your home insurance company doesn ' t care about how much you paid for your house or what it ' s worth , they only care how much it costs to rebuild it if they needed to . You can buy a house in some areas for 1020 k but to rebuild it , it may be 100200 k out of your insurance ' s pocket 5 . Adding youthful drivers does effect your rates , big time . Just because they have clean records doesn ' t mean it won ' t be expensive . Sometimes the rate will double and triple the rate . 9 times out of 10 it ' s cheaper to keep the youthful drive on your policy vs getting their own . 6 . Call around to multiple companies for insurance rates . Even if you think your rates are good , you should call and shop around at your renewal dates . Youd be surprised how many times people think they ' re paying great rates but they are grandfathered into higher premiums . In Ohio , it varies by area and what type of property you have like a farm , suburban home , etc . , so be honest about everything . 7 . Don ' t call and tell your insurance company you got a speeding ticket or moving violation . Some companies don ' t run the Motor Vehicle Reports for many years at a time and they will never find out . If you have an accident , think about taking care of the incident yourself if it ' s a minor issue vs having insurance pay a claim . You do have to cover the deductible and for 35 years depending on the company you will be surcharged for that incident if its filed . If it ' s an incident with another vehicle it ' s safest to inform them , of course , and get police involved , if necessary . The insurance company HAS to label you AT FAULT or NOT AT FAULT . Make sure you have witnesses to assist this because this effects your rate also . A Not at Fault accident can still effect your rate and surcharge your insurance premiums for 35 years . Sometimes even if your insurance company didn ' t pay anything maybe the opposing party ' s insurance paid , this can still hurt your rates . Bottom line is to be careful , drive safe , and shop around ! Edit wording