I know what financial independence means . I did not understand how that pertained to net worth in the OP ' s question . I could have a billion dollar net worth but have that all tied up in illiquid assets that I can ' t easily sell , making it difficult for me to draw income off of . <| sep |> Really ? I thought chiropractors were licensed chiropractors . I really doubt that they ' r MDs <| sep |> One mifune in the squad <| sep |> Agree and amplify . Yes , and my little plan is working perfectly , I ' m KayC what ' s your name ? this is a cute way of signalling that you actually are interested and takes their attention off the dog and onto you . Then have a conversation and everything else applies ! <| sep |> Weirdly enough , I see this all the time in Saudi Arabia .