Also , the whole putting someone on and off the insurance and losing coverage consistency , has to be on if living in the house , etc . That is all very transparently limitations used to rope in consumers . Ooooh shit I have to stay insured or it will cost more when I want insurance again even though I am not driving now or all drivers living in the house must be covered . so again , don ' t blame me . I don ' t know all the rules , I have to figure them out . <| sep |> Yes ! The first one is the worst one . They get better <| sep |> Yo APC stopped being cool like 10 years ago . lol jk . I wonder when Tool ' s next album will be . probably 100 , 000 days lol . <| sep |> Beautiful , thank you so much ! <| sep |> I just want to point out this is an opinion piece , with no actual scientific backing . Doesn ' t mean he ' s wrong or right . It ' s just his opinion .