Enough of us is already hated <| sep |> no one cares , fuck off <| sep |> Yeah overall , it ' s been a good year in the market barring a December crash . I ' m up about 9 % ytd <| sep |> Comments not hidden here . But like the user said above you , you just want everyone to conform to what you think is right . See ya , and please don ' t let rthedoor hit you on the way out . <| sep |> I didn ' t even know there were headphones that cost this much . Why ? <| sep |> Some KublerRoss for their Uber Loss . <| sep |> what difference would that make <| sep |> You actually need to start on this concept far earlier in a child ' s growth , in steps that hold up a foundation to where something like this present would make sense or as big of an importance to him as it is to you . But is never too late to start ! Pick up the book Smart Money Smart Kids by Rachel Cruz if you want to get some other ideas about development . Once at least a bit interested , showing this chart to a teen seems to do the best work I ' ve seen contentuploads 201406 DaveRamseyIRASpreadsheet . jpg