Idiot thinks I don ' t make sure everything is upvoted . <| sep |>~ 250 excluding taxes <| sep |> Sounds like an echo chamber . Valuing diversity is overrated . Brad is the worst in how he fawns over some of the others . He obvs has a mancrush on LS <| sep |> I saw an interview with the founder of ARM where he said that their first chip worked despite him forgetting to attach it to the power supply . The electricity from input events was enough . <| sep |> Closing and opening accounts will hurt your score . Closing will hurt your credit score more than opening one of course . You can work your way back up to 737 , but it will be harder with the lower max credit limit you will have and the ding on your record from closing an account . I recommend keeping the card and making a small purchase even a piece of gum with the card . Most banks will cancel your card if inactive for 12 months or so contact the specific carrier for card specific details which counts as closing your account which will negatively affect your credit score . If you plan on cancelling the card , I suggest you make purchases that need credit scores before closing the card ie . Auto and home purchasesloans .