Waait , you can challenge that ? <| sep |> The society in general <| sep |> Because I don ' t want to eat at old country buffet for thanksgiving . <| sep |> I had the same problem , trying to find it on route 3 , switched over to Kale ' a Bay and got it on my second encounter . <| sep |> Happy Thanksgiving ! <| sep |> 10 years definitely fixed . ARM only makes sense in very specific situations . ARM only makes sense if you ABSOLUTELY know you ' ll sell the house before the rate change . For example , you know for sure you ' re buying to flip the house , but renovations will take 12 years . ARM will save a tiny bit of money this way . Or you got a temporary job you KNOW you ' ll need to move in 5 years . Renting is a better idea , but if you insist on buying , ARM would make sense here too .