Wow thank you for that totally missed that link . So I seems like because the target date fund only has a . 06 % exp I should just stick it all in the target fund and not worry because the lowest there is . 04 and the difference isn ' t worth it . <| sep |> what is with this soft coverage ? ??<| sep |> As a nonAmerican , can I ask your opinion on why then so many Americans are against idea of introducing public healthcare system and particularly against what Bernie offers to implement ? I mean , I know , in America any kind of socialism considered an evil , but is it better to end up being poor and in debts than have a bit of socialism in at least so important sphere as national healthcare ? <| sep |> Liberals are very upset that their votes for more Islamic countries to be smashed failed . No war with Russia . Sorry . No ironic Nobel Peace Prize this time .