And let ' s not forget that staircase ! <| sep |> It doesn ' t have to be anything specific . The world economy is very fragile , and cannot handle anything beyond mild issues . Why else are rates so low , despite the ONLY goal of the Fed to increase rates ? If you can rationalize that you ' re in a fairy tale world . I don ' t how this ends , but there will be more losers than winners . And about the consumer being strong . ~ half of Americans cant meet a $ 400 obligation without borrowing it . How is the consumer doing well ? Keep reading your propaganda , while we ' re asking questions that are meaningful and have to be supported by fundamentals . Just a question . Where did you get the idea that the consumer is doing well ? And if you say credit you don ' t understand what bad debt is and its consequences .