Good luck we ' re all rooting for you ! 5 w 4 is super early try to stay positive . <| sep |> Wow , that white sedan grew into a blue truck ! <| sep |> Yeah , chase was the best option , other banks have really screwed us over . Huntington took money out of my husband ' s savings without permission , Home Savings kept messing us around with a debit card . We sent it three weeks ago ! Oh it ' s right here , we ' ll send it again well it ' s your fault for not being home to receive it even though I was home all day every day Yeah , it ' s $ 12 if you don ' t DD more than $ 500 in a month . If you have $ 1500 ? In the account without direct depositing that month then they won ' t charge either . The $ 12 is a load of bs . We opened the account , my husband was making maybe 600 a month , so it was ok . He switched jobs and made like 480 , so they ' ve been taking $ 12 a month for the past four months . It doesn ' t sound like a lot but if you go into the negative and don ' t get back into positive by like 8 pm then they start charging fees for not having money I think it might be $ 30 for the first day or something it ' s insanity tbh . I ' m so glad he ' s switching positions at his job , we won ' t have to worry about this nonsense anymore .