SnarlingLocket 6 , 400 LL Titan or Warlock , have completed axis challenge three times , loves long walks on the beach <| sep |> Let us know ! ! Did you make this ? It ' s beautiful . Love the greens . <| sep |> No school doesn ' t count <| sep |> Couple quick points 1 . If the yield on an investment is less than the inflation rate , you ' re losing money in that investment . So a CD at 2 % is lower than inflation and thus losing you money . 2 . You don ' t have to play the stock market and in fact you shouldn ' t . Just invest in some index funds . There will be ups and downs but long term you ' ll most certainly do better than with CDs . 3 . Move out ! You have money to live , you should go ahead and do it ! EDIT Closed out parentheses so it didn ' t go on forever .