And if you think that ' s bad , your story is pretty in tame in comparison to landlords who have to shell out $ 50100 K in water damages in condos that insurance companies refuse to honour claims . Do not buy a condo in Canada , the build code is so lax it ' s nearly nonexistant , and insurance companies get away with scam . Basically , landlords are heavily regulated , but insurance companies and builders get away with theft . Scam all around . Don ' t buy condos , and definitely do not become a landlord . <| sep |> if you have to ask the answer is you ' re in over your head and no <| sep |> Before the first rule in the book is the Curler ' s Code of Ethics , which contains this line I will never knowingly break a rule , but if I do , I will divulge the breach . Playing with integrity and within the spirit of the game is generally considered to be more important than any of the explicit rules that follow after the Code .