Sir I am no biologist either . I ' ve done some research however and we appear to be looking at boobs and nipples , i . e . what ' s known as the whole shebang . <| sep |> Was just wondering how often the driver gets stopped and searched <| sep |> Honestly , I feel it ' s usually because they 1 feel the need for full control of their lives andor 2 think they can do a better job than 2 . 5 % p . a . But honestly , I don ' t think they ' ve thought through how t r o u blesomestressfuldifficult it can be to guarantee 2 . 5 % p . a . while maintaining a liquidity profile that allows for regular withdrawals i . e . Mortgage payments . Source work in asset management . Am glad for the 2 . 5 % minimum and guaranteed . <| sep |> most effective con At least for the video games industry in 2016