it ' s not that it ' s a vehicle purchase . it ' s that you ' re purchasing a vehicle that ' ll be totaled the minute someone glances at it for too long . a car has a greater chance of surviving low to midspeed collisions . a house is literally impossible to drive off the road because of unseen gravel . it ' s not about using credit or not for me , it ' s about removing yourself from the liability of having to pay off a loan for property that you can ' t even use anymore . of all the potentially costly purchases you can make , motorcycles are right up there in terms of risk . so why risk it when there are plenty of smaller size or used bikes that you can buy outright ? <| sep |> alright i ' m down <| sep |> He is attracted to people who have the same mental age as he does .