That seemed like a hopeless situation , why did Mercy even Res ? Even without the Death Blossom , half the team already died with Whole Hog still have a lot of time going . Then again , there ' s not much they can do in that situation . <| sep |> A lot of people will say credit unions . Honestly , I think credit unions and smaller banks are often more friendly and forgiving . If you overdraft , they ' re more likely to refund the fee . But , I would look around and see what kind of deals you can get . A lot of banks will offer you a cash bonus for opening an account as long as you bank with them for a year or whatever and have a minimum deposit amount each month , like $ 1000 or whatever . This is a good way to make an extra $ 200 $ 300 bucks without really doing anything and if you end up hating the bank , you can switch after a year .