I don ' t like playing with the bountiesinsurance because insurance doesn ' t care how why you need to be paid unless they are getting out of paying you . It wouldn ' t really make sense for them to pay more if it isn ' t your fault . It WOULD make sense for them to not pay at all if you were doing something illegal though such as pirating or murdering . The biggest issue right now in my eyes , is that the current system can be made to have zero consequences to piratingmurdering . If you are in protected , civilized space with local policing , pirates should be hunted down and interdicted frequently while they have a bounty . In an anarchy system , who cares , its supposed to be anarchy . In a system with a supposed police force though , there should be consequences to being a murderer . If I killed someone and had to deal with constant interdictions or swarms of security ships , I might think twice about it . Anarchy systems would still be available for people who want to pirate , but it would confine them to a different space so players would be able to avoid those places if they didn ' t want those kinds of interactions . This would better mimic the world as we currently know it . The technologically advanced systems should have great security , while the boonies have next to none . Better security means criminals have to deal with larger swarms of security vessels and more frequent security interdictions . This also opens up more mechanics imo . Anarchy systems could pay more for goods and missions because they are inherently more dangerous . This provides riskreward for those areas , so they arent entirely void of non pirates . Anarchy systems could be full of crime , illegal goods , and ship modifications that controlled systems don ' t have . Hell , heavy pirate activity should even be able to swing the balance of a system to make it an anarchy system . I think it would be a whole lot more immersive , and make a whole lot more sense . I don ' t think the money on either side is the real issue oftentimes insurance is insurance , regardless of who is to blame , its the fact that the system security doesn ' t do its job at all , so there are no consequences besides financials finesbounties .