Redheads have a much higher tolerance for anesthesia . <| sep |> I use the Social Security Administration ' s calculator at doesn ' t deal with medical conditions , although it is an average , meaning that average medical conditions are implicitly included . So it ' s more an issue of if you think she is in betterworse than average health for someone at her age . Also , I saw you mention debts somewhere else in most cases , any debts that she has only reduce the amount of her estate I . e . What her assets are worth . If what she owes exceeds what she has , the people who are owed money are just out of luck . Except in a few fairly rare and specific cases , you aren ' t responsible . <| sep |> Not really , cause then you ' re living with a stripper