It looks like to have bread dungeon mechanics from the videos I ' ve seen , not sure however . This would mean it has 999999999 armor and res if you don ' t use the correct chain , so looks like Bella burst is the way to go . <| sep |>. as opposed to long sleeve shirts ? <| sep |> Yeah but how would we circlejerk then ? <| sep |> There are situations where it does actually . On the surface it appears to be a negative investment but perhaps the original asset isn ' t fully liquid and you are moving the premium into a highly liquid fund with a lower rate so that you can access it if need be . One example is free partial withdraws on life insurance policies . Sometimes it ' s smart to use them as a midterm investment vehicle .