Any nature hoot aka Brother AJ on this podcast ? I really missed him on the last one . <| sep |> All of the NEW 3 DS ' are this way , the salesperson at the store should have told you . Good news is they ' re only like $ 15 <| sep |>. and these derivates were introduced as result of government insurance for subprime mortgages backed by government companies Fannie Mae and Freddie Mac . So again there was government at the base of mortgage collaps . Private banks and investors would never approve morgages for underqualifyied appliants . <| sep |> The purpose of the EC is most definitely not the deny the loser of the popular vote the presidential throne in fact , it is the very opposite . It ' s to prevent the opinions of the large populations in urban areas from overriding the sparsely populated rural states to prevent the tyranny of the majority .