Why do some German toilets have little ledges on them for people to examine their poo ? <| sep |> Bro , Rocket League <| sep |> Okay , the nature isn ' t too important . I ' ll accept just any HA one . <| sep |> Squaresoft was a huge part of my childhood , but they ' ve burned too many times to trust them now . <| sep |> Is this the who is this 4 chan ? woman ? <| sep |> Most of the time , the whole point of diy is spending your own time in lieu of money for labor . <| sep |> Yeah , I do blame the Fed , but that ' s not the free marketThe fed largely is chaired by and acts for the big banks investment and retail . It is a lender of last resort that creates credit in times of credit pinches such as when the private credit markets get spooked and won ' t allow entities borrow privately to allow member banks to keep operating to avoid , well , bankruptcy . The Fed does have a requirement that in order to lend to banks facing difficulties , they have to be able to prove that the Fed will not lose money in the transaction that the assets they are lending against have sufficient market value to shoulder the money to be lent to the bank in need . They considered Lehman brothers to be completely insolvent , and hence could not lend . The Lehman brothers collapse had nothing to do with Glassstegall as far as I can tell . People cite GlassSteagal My concern with the repeal of glassstegall was that it allowed retail lending institutions to combine speculative investment operations with retails savingsloan rather than require them to remain separate . Sounds risky to me ! ' Financial Innovation ' is something I run from , and don ' t look back how about CDOs ? Anyone hungry for more ? Subprime mortgages ? How could that possibly fail ? How about derivatives ? You don ' t just insure an asset , you insure a change in value in a different asset related to another asset ! How would you like to be on the losing end of that in a market collapse ? . They were just looking for new ways to print money or make risky bets with ' other peoples money ' this never ends well . Imagine that your bank can use your deposit money to make bets elsewhere eg . stocks , you get to carry the risk realize FDIC only insures the first $ 100 k or so ! Winwin for the bank ! Us chumps don ' t get squat from taking on all this risk ! Tax payers end up owing more , banks pocket the profit . Crooked all the way home ! Just like Walmart and their gig paying workers below a living wage , knowing full well all their employees will be using food stamps paid by taxpayers ! to get by . Where do I sign up for more of this crap ? Of course , it was repealed because federal enforcement was lax against Citigroup Citigroup had already combined their operations in contravention of GlassStegall , but enough money towards Clinton ' s campaign ensured that he would work hard to overlook the question of enforcement , and instead work to repeal the act .