Teach me how to write like this , master ! <| sep |> I will when I move to the next TH . The change from what I ' m currently using won ' t make that much of a difference . <| sep |> Not particularly , no , sorry . I ' m mostly looking for crate wheels . Thanks for your interest though . <| sep |> I am so glad that I found a group of you . Us . The banter . Oh , the banter ! <| sep |> Flip side of writing off a loan is that the borrower who has their loan tagged as an NPA will have trouble approaching banks or markets for money in future . For corporates which depend on credit for a wide variety of requirements , this can mean a strangulation on their fund flow which is why a lot of businesses took out revolving loans in different banks to pay interestloans come due .