No one ' s saying they ' re overratedApart from the idiot who literally revised history to devise an argument as to how they were un natural <| sep |> I have about $ 25 k of zerointerest debt for my university education , which paid for itself in about 4 months . I have a few hundred to a few thousand in credit card debt that I pay on time and in doing so pay zero interest , while being paid interest on the corresponding amount of money in my bank account . Please mathematically demonstrate why this debt enslaves me or should be avoided . <| sep |> NY is not California though . California has the 90 day rule to register , and many people don ' t , so it ' s very common to see legit cars without plates . So the cops don ' t care because it ' s too much work to figure out if it ' s legit or not . In NY , missing front plate is never legit .