I hate metabrang eeet <| sep |> People also prefer simple passwords until they get hacked . I particularly worry about debit cards linked to bank accounts . These can drain a bank account quite easily . It ' s important to educate users about poor security . And after this set of NIST guidelines the RBI being experts in this area has no excuse for continuing to allow SMS OTP . If they do allow it to continue knowing the risks , they will be failing in their duty to protect Indian citizens from financial crime especially in this new less cash world the government wants . <| sep |> That roadhog was horrible but I ' m still impressed <| sep |> Are you serious ? it ' s your country you idiot , the fuck is wrong with you .