Call ICBC right away and tell them you ' ve been served with the claim . This happens all the time , and often the other side will have been in negotiations with ICBC for the past two years , but were now forced to file the claim to avoid the 2 year limitation period . Don ' t worry about the allegations in the claim , they are pretty much boilerplate . Every civil claim alleges the defendant driver was driving his malfunctioning car with his eyes closed and drunk , just like every claim alleges the smallest fender bender not only paralyzed the plaintiff , but also left them depressed , made them lose their job , and makes food taste worse for the rest of their life . provided you had valid insurance at the time of accident , icbc will step in , pay a lawyer to defend you , and pay a bullshit settlement out to this person suing you . You might have to sign some papers and answer some questions , but 99 % of these don ' t go to trial 1 . Call ICBC 2 . Don ' t worry , this is normalSource a lawyer who deals with this shit all the time