If your in the office and are asked to go somewhere while being paid and are in an accident their insurance is liable . If your driving to work and get in an accident that is on your insurance . Look up some commercial insurance policies it ' s actually really obvious what happened the guy cut costs and slashed commercial insurance that covers workers driving for work to save money and he realised he could be liable if something happened . <| sep |> Can I jump straight into fractals with my level 80 ele ? Thanks for your response by the way ! <| sep |> A lot of doctors will stop Lamotrigine at any sign of a rash fyi so use your discretion . I work outside in the bush I . e poison ivyoak , random rashes caused by heat or my once yearly damp rash lol . And yes , it would step up a notch for a week or so .