I kno rite ? <| sep |> Jajaja lo crearon al ratito . <| sep |> No . This is like saying not everyone should get food stamps because some people can afford to feed themselves . <| sep |> If you need anything from moon let me know ! <| sep |> I went to three yesterday . Agony . <| sep |> NO THE NIGHTMARES ARE COMING <| sep |> Step 1 Fed floods economy with cheap money by dropping interest rates . Step 2 Banks use cheap money to sell loans to unqualified buyers using liar loans where the unqualified borrowers are encouraged to lie on their loan applications . The banks don ' t care because of Step 3 . Step 3 . The banks sell off the loans to third parties usually investment banks like Goldman Sachs so they don ' t have to carry the risk . Step 4 . The Investment Banks think they can diversify the risk by securitizing the bad loans . That is , they take thousands of bad loans , chop them up into little pieces and reassemble them into bonds that can be sold . Step 5 Get the bond ratings agencies Moodys , Fitch , Price Waterhouse to rate worthless junk as good bonds . Because the ratings agencies are beholden for their fees to the investment banks they are willing to rate junk as good bonds because they don ' t want to make their best customers angry . Step 6 . Bribe Bill Clinton and other corrupt politicians to change the laws so government has no oversight . Step 7 . Rake in the cash , no worries about your bank failing because you are too big to fail and the government has to bail you out to avoid economic collapse . You don ' t have to worry about going to jail because you have purchased all the politicians with all that sweet , sweet cash you made .