Dont forget you need to include the opportunity cost of waiting for the refund when you consider splitting the deduction across many years . Whenever I have done the math , it hasn ' t been worth it to wait . Better to just get the refund sooner and invest that money too . YMMVEDIT I managed to miss bluenose 77 ' s superior reply saying the same thing . Move along . Nothing to see here . <| sep |> I just remembered the infinite stamina 360 tracking enemies in vanilla Das 2 . Thanks for that buddy , I won ' t be able to sleep tonight . <| sep |> As a remainer , I ' ll keep my eye on him . He ' s mediasavvy and competent , and that ' s better than what we have now . He also seems to be mobilising cross party support for blockingsoftening brexit meeting with Clegg and Osborne that we know of so far . If his reputation wasn ' t as stained as it was by Iraq , I ' m sure a lot of people would be hailing this as a christlike return .