FYI I did not ask you to explain anything . Eh ? And what ? I said let ' s put it to rest . <| sep |> I ' m not looking to MS continuously I just need to find a way to meet my minimum spend this one time only , which is $ 8000 . I don ' t really care about methods that ' ll get me shut down since this will be a onetime thing . I can take care of $ 5000 using rent payments . So far , my plan is 1 buy $ 3000 amex GC and register zipcode 2 have my friend send it to me via venmo onetime $ 3000 transaction 3 if venmo doesn ' t let me add the amex GC , backup will be to buy VGCs using the $ 3000 amex GC and try to load onto bluebird and then withdraw cash from atms . I was also thinking about square but the tax implications scare me . Are there any other effective MS methods that work but most users here neglect bc you ' ll get instashutdown ? I don ' t care if I get instashutdown bc I ' ll just be doing 12 transactions and that ' s it . FYI , I have never MSed my entire life so I ' ll be starting with a clean record .