Fuck , beat me to it <| sep |> Submitting report would be of a great assistance for us to fix it . <| sep |> Denied 2 hours ago . Excellent credit score , never been denied . Called and was told the system canceled my application because I already have a Platinum card . I told the rep I have 2 cobranded Mercedes and Schwab cards , but I ' ve never had this card . He told me their system will not let my app go through so they ' re going to review it , will take 4 days . EDIT I talked to a rep today . He said my app was accepted on wed after I talked to the other rep who resubmitted my app , but because I moved they needed to verify my address . I asked about the bonus and got the I ' m not sure , the offer says if you ' re a current customer you may not be eligible speech . He did verify that I signed up during the 100 k promotion , fingers crossed .