Google caching for faster search results . <| sep |> gold companies or physical gold , though . That is an even worse idea than Krugers . Gold mining co shares don ' t go up when gold does especially not in the SA context strikes , electricity , gov interference etc . Wouldn ' t touch the ZA mining industry with a 10 foot barge pole . not even a borrow pole . is possibly a cleverer bet than an RA which will pay out 20 million rand as a retirement in 25 years but be worth blowall in actual buying termsDebatable . RAs in principle are a sound idea . The question there is whether the ZAR tanks heavily as you say . Maybe it ' s a good idea to just have a couple krugers in a safe somewhere for emergencies . If you want that kind of Shthitsfan safety then you ' re much better off opening a bank account in a foreign country . Its a mission but doable . Physical Krugers are also exposed to theft risk in ZA which is a nonzero risk even if they ' re in a safe unless you put it in a bank deposit box . On the whole first prize from my view is an internationally diversified portfolio of ETFs mainly equity with some gov corporate debt as well .