We also don ' t consider cousins dating or marrying incestPortuguese dude here , yes we do , we definitely do . <| sep |> No , the tiny one that helps it uses Helping Hand and Aqua Ring <| sep |> You say you ' re good at budgeting , but making $ 12 hr and having a second car for strictly pleasure makes me really question if that is an accurate selfassessment . It seems like you ' re budgeting in the shortmid term 25 years . If the present value ownership cost for the 2 nd car is $ 10 k , and you invested that instead , at 8 % compounded monthly , in 50 years it would be worth $ 538 , 781 . Food for thought when you are weighing the pros and cons of short term budgeting decisions . Maybe it applies to you , maybe it applies to someone else , but it ' s a valuable perspective .