Not really , if you earn well above average you ' d be paying more in taxes than in insurance . <| sep |> No . You shouldn ' t Lift HEAVY until you know what you ' re doing . go over to rfitness . grab one of the beginner routines from their wiki . Start with weights or even bare bars at levels you know you can lift comfortably . PERFECT YOUR FORM . You can watch you tube videos about each individual exercise on your phone if you need to . If you complete a set 3 sets of 10 , or 5 sets of 5 , depending on the routine and your confident your form was correct , Make a note to increase the weight slightly on your next workout day . You want to hit a sweet spot where the weights are always heavy enough that you ' re just always barely failing your sets . Assuming your form is right , your posture and your resting comfort should increase dramatically .