Nice ! $ 3 k savings on interest , wow ! Have you also explored the option of refinancing your loans and thus lowering the interest rate ? <| sep |> I am a member and there are a couple of issues I will be pushing . Although I only smoke marijuana about once every couple of years I will be advocating for the legalisation of marijuana . Prohibition does not work and there is enough evidence that legalisation does not lead to any significant rise in usage but has the benefit of generating a lot of revenue for the government . To me it is a no brainer for an evidence based party to support legalisation . The other issue I care a lot about is the quality of the water in our lakes , marine environment and rivers . Most of my happiest memories are interwoven with water , from swimming in our rivers and lakes as a kid , to gathering a kai of kina , from a suburban beach as an adult . To me it is a fundamental right of every Kiwi to have local access to pollution free waterways . As TOP is supposedly a green party I hope we develop some strong , practical policies for improving the quality of our waterways .