A HEAT round without a tandem charge , for example , would likely be defeated by ERA . <| sep |> Not sure if I understood it correctly , but from the last part , do they hate dark magic girls anime ? Because I feel pretty sorry about stuff like YuYuYu or MGRP , that I personally find great stories on their own , and not Madoka copypastes at all . <| sep |> I am only referring to death . The reason why is because the website is title Black Friday death count <| sep |> I refinanced a loan a few days after doing a couple apps . I wasn ' t planning on the refinance , but we decided to do some home improvements and I ran out of excuses with the wife . The drop in score affected my closing cost credit , but not the ability to get the best rate or a loan . I just had to provide evidence of what the inquiries were for . Happy ending I got targeted for an even better rate during escrow and my bank matched it and gave me an even better credit , so instead of churning costing me $ 5 k , the skills I ' ve learned here earned me $ 5 k in additional credits .