You need to actually list the two languages that you are fluent in , as in have them under knowledge skills . Just select them and put no ranks into them , chummer will default them to N for natural . Focused concentration really isnt worth it at only rank 2 . I suggest dropping it , using the karma elsewhere , and just taking psyche to decrease sustaining penalties to 1 each and then sucking up the 1 dicepool modifier . Get forearm guards . Under specialty armor . They stack with everything and are essentially a free point of armor . no need for anybody to not have them . Technically a mage license only covers spellcasting , Need another license for summoning . Kind weird and stupid distinction , but it ' s because in world there ' s tons of people who can do one without the other . Also gonna need a driver ' s license if you ever wanna manually drive that car . You have 4 unspent contact points . I honestly suggest taking a point out of each of your current contacts and getting a third 6 point contact . Spread em out a bit more . I also recommend your talismonger be loyalty 2 , just to be safe . Make him a 42 and you should be good , and then make your fixer either a 42 or 33 . Do you need help coming up with ideas for a third contact ? That ' s what I see for now . Lemme know what you think of my suggestions and we ' ll go from there ! Also , welcome to shadownet ! . do you need a discord invite ?