Once again , mods abusing power . Apparently posting on the donald means you never grew up . So mature . <| sep |> Egi community saved ! <| sep |> Any of the parcel services mentioned . Just remember to bring all your invoices for when you ' re declaring it into Canada . You will have to pay GSTPST and possibly duty andor an environmental levy . <| sep |> Ghanastar ? Really ? It probably has more fake stories than the Onion . It ' s hard to tell if people really believe this crap or just don ' t care if it ' s real . Just like all the obviously fake TIFU that people just seem to take as the gospel . <| sep |> The reason I asked about credit score was that I was able to find balance transfer credit card offers , sometimes with a 0 % transfer rate or something nominal like $ 300 that gave you 0 % APR for 12 18 months then roll to a punitive rate after that . I was able to keep rolling these as I worked to pay down debt to avoid interest charges and then left them open with zero balances which has been good for my credit now that I am debt free . These drive hard inquires , so you need to be mindful of that , but it took some of the pressure off when I was very indebted after college . What is the rate on the home equity line ? 9 % seems pretty high on the 401 k . It sounds like you have pretty basic expenses , but I ' ve found it ' s helpful to use a service like Personal Capital to track your budget . I would also try calling your cell company and definitely your cable company and negotiate down to a lower rate every 6 months . The savings really add up , even if it ' s $ 20 $ 30 month .