What made you want to educate on human sexuality ? <| sep |> I ' m always going to have a bit of a soft spot for Darnassus when I made a mad dash through there on my mage to get the achievement for exploring everything . <| sep |> Level it to 35 <| sep |> You have a bit of misinformation here . See my comment from above . So , the 4 % rule comes from the trinity study which basically calculated that if you had a portfolio of stocks and bonds but primarily equities and a retirement period of 30 years , then you could withdraw 4 % and in 95 % of situations would still have some money left $ 0 or higher after 30 years . These situations were based on your retirement starting on any of the years from when there was data i . e . start your retirement anytime from 1925 to 1965 and finish from 1955 to 1995 . This chance of success decreases with the number of years and the expense ratio of your portfolio which is higher in nz . You can play around with different situations on