you can go see them all in gyms . <| sep |> I can ' t wait for the AustriaHungarySlovenian Empire . <| sep |> A credit score is a calculated from your credit report and is a numerical representation on how likely you are to default on your debts . A lesser known score because consumers are rarely , if ever , exposed to it is a collections score . It ' s also calculated based on the data on your credit report . Imagine a debt collector has 100 , 000 accounts but only has the resources to file 20 , 000 lawsuits . They might use a collections score to determine which accounts to focus their efforts on . 451439 i n f o r m a t i o n debtcollectionsstrategies . htmlBankruptcy is very fact specific and what you can keep varies by state . Here ' s some general information e n c y c l o p e d i a b a n k r uptcyinformationyourstate