I ' m now scared to be playing Mei as my main . <| sep |> As worded your question demands demands the answer of nothing else ', because you said you maxed them all . But we don ' t know what you know and if you missed anything . So let ' s double check that . Employer retirement plan . 401 k , pension and similar . Have you checked if your plan allows post tax contributions after cap and in service withdrawals ? If it does you might be able to mega backdoor Roth another 30 k . Personal retirement plan IRA . Personal health savings plan , HSA can act like an IRA alsoDouble check the side bar section 6 b advanced topics <| sep |> You are aware that if it weren ' t for globalism , a number of technologies we take for granted wouldn ' t exist and even if they did , they wouldn ' t be as affordable as they are now . Food prices would be far more volatile than they are now and the availability of certain types of produce would likely cease in some regions . Countries that share no cultural ties but share alliances through trade would lose all motivation not to go to war while regions , like Europe , that were once highly volatile would return to their former state . Globalism isn ' t perfect , but it ' s one of the reasons this planet , as crazy as it may sound , is in one of its most peaceful periods ever , with 90 % of the fighting residing in a single region .