Really ? The warning just tells me a loss and no skill rating adjustment . <| sep |> Dez got Norman completely twisted around on one play that would have gone for a TD if Dak had seen him . Completely wide open . Just keep expressing yourself with game play , Dez , and don ' t be sucked into a gamechanging penalty . <| sep |> One thing my parents did to help me learn to budget was telling me how much money they had budgeted for my expenses each month or for necessary things . For example , I knew my fall budget for school shopping and had to prioritize my choices to fit into that budget myself . Every month I had a certain budget of the money my parents were already planning to spend on things like my own entertainment , new clothes , new books , etc . They told me that budget at a certain point they started giving it to me in cash and I had to make choices for how to make it last throughout the month . If I ran out of money early , it was my own fault I couldn ' t have a new game , shirt , movie tickets , etc that I wanted at the end . That has stuck with me . The savings bonds my grandparents gave me each year just went into a safety deposit box as an example , not a real lesson .