I should have added a sarcasm tag or a smiley face . <| sep |> He ' s going to send another pair <| sep |> Facts are important to know , I mean we are at a age where we have to make a statement like this . <| sep |> I ' ve got serious points jealously right now ! Wow you could use those points to buy all your Christmas gifts and still have points to spare ! Impressive will power . How many years have you been saving ? <| sep |> Lorik Cana is the only Albanian player to play in the PL , and he didn ' t score . <| sep |> The term mortgage is usually only used for houses . Cars are either financed on a loan where at the end of it you would own the car , or a lease at the end of it you can return it to the dealership , or have the option to buy it for a particular amount of money stated when you first signed the lease . Which one is yours ? rPersonalFinanceCanada would be a better spot for this question though , to be honest .