As always you just consider the production costs . <| sep |> Half the reason you live in the Midwest and deal with shit winters is that I literally never have to worry about poisonous bugs , spiders , scorpions , snakes , etc crawling into my house . And you are correct that despite bears and cougars being apex predators , they avoid humans and run away 99 % of the time . Black bears are becoming quite common again in areas where they were once extinct and the incidences of them attacking humans is still almost zero to none . Cougars are still very very rare but seemingly increasing . They tend to creep very quietly though and seek out seclusion . We still have a million mosquitoes here who transmit diseases as often as they can . For unknown reasons the population of ticks has also been exploding around here , and the fact you can get Lyme ' s Disease from a bug the size of a pinhead is disconcerting . And certain wooded areas are crawling with them , to the numbers of thousands per acre .