I remember Hidden Dangerous on ps 1 let you reload by disposing whatever bullets you have in your mag , even if it ' s full . You could zero your bullets just by reloading . Not sure if it was a programming error or they did it on purpose . <| sep |> Roboadvisors aren ' t better than companies like Vanguard , so there ' s that . HSA providers tend to be pretty competitive , i . e . there ' s not one that ' s materially better for everybody . You can choose an HSA provider to meet your specific needs at any given time . It ' s possible to change custodians if any when you need to in the future , since they are free to change policies such as fee schedule . <| sep |> Now your just changing your own point , we ' ve literallary clarified this part a few comments ago . Manufactured racism is idiotic , I know your white and not Jewish because I honestly don ' t think a Jewish person would care at all about this . Jewish people experience and have historically experienced real , terrifying racism , this is nothing close to that and would only really matter to someone who thinks of themselves as a SJW . I really dont like the SJW phrase and think its overused but you are a glowing example of it .