Well , I guess you need this then if you ' re going to spout conspiracy theories , you need to learn from the b e s t d o n a l d t r u m p c o n s p i r a c y t h e o r i e s a n d c o u n t i n g d e f i n itivetrumpconspiracyguide <| sep |> If you make $ 60 k and spend a decent chunk of money on your credit card every year the Scotia Momentum Infinite Visa is a good card . $ 99 Annual fee First year is waived 4 % cash back on gas and grocery store purchases 2 % cash back on recurring bill payments 1 % cash back on everything elseIt also comes with you standard insurances and such . I had an old RBC rewards card that I averaged $ 150 $ 200 per year in rewards with no card fee , and I just got my cash back last month on the Scotia Visa and it was $ 440 . <| sep |> I can see your neckbeard , and uncut dick from here . Go back to your mom ' s basement please .