SBI is such a #% So I was waiting for their own UPI app as I have my account in it . The first thing it tries to do is send a sms from your mobile to the bank to verify the mobile number . That ' s it . That ' s where it showed an error saying it is unable to send sms and told me to check my device even when I gave permission to the app . Then in frustration I went ahead and installed PhonePe due to its reputation . It was very quick and there was no such problem as I faced with SBI Pay . But SBI being SBI , my debitatm card couldn ' t get recognised . I was able to generate MPIN but couldn ' t link my atm card . Wtf . <| sep |> Honestly id rather just make a costum Dithmarschen with more interesting ideas and just use their givernment typestarting location