thx for the advice , i ' m looking for a way to do it properly btw what site are you talking about ? <| sep |> I just found a news clip from a reporter trying bike polo for the first timesharerefsourcelink . I ' ll leave it here for anyone wondering what the heck bike polo looks like . <| sep |> In that case , before it closes I would suggest getting another credit card or line of credit opened . Your score will drop once the student LOC reports as closed on the reports but having two credit cards will help rebuild the score faster than if you just have one . Like I mentioned the ideal limits for the both credit cards is around $ 2 , 500 but if you want to keep the limits lower for now and then you can increase them later on down the road .