I know that while I am taking care of my disabled parent I cannot commit to anything serious . That and it is a real deal breaker when you mention to someone that you live with that parent . <| sep |> Where you live ? I got a bunch of shit . <| sep |> Persistence is key . Be open and honest with each other . Talk about your differences . Work out why you both feel the way that you do . Discuss how to move forward . Have been in a relationship for 12 years , and this works every time <| sep |> From talking with Indian guys at work that is effectively what is happening . People organizing groups to exchange money for them . Others are just giving it away . My suspicion though is that mostly they are just bribing bank employees to exchange it for them .