I ' d certainly like to see a starting ap item for manaless champs . <| sep |> Yes there is a lot of fuckery going on in Yemen . <| sep |> Autogunner ' s autogun is unreliable . Other than that , it ' s pretty good . <| sep |> Broken . like I ' m about to do the disc . <| sep |> Right makes sense thanks <| sep |> The alpha males are making a come back for sure . <| sep |> Because some people aren ' t good with money and planning . A loan takes time and an application , maybe rejection . A credit card is so easy , it ' s already there , the credit dept pre approved . The repayments so temptingly flexible , unlike mean old rigid loan repayments . I keep a card active by passing for petrol on it and paying in full each month . If I needed a large purchase I may use the card for the insurance , but I ' d cover it with savings or a loan in a month or two .