□ As of the end of February 2010 , the average assets per household recorded 272 , 680 thousand won . Real estate ( including primary residences at 42 . 4 percent ) accounted for 75 . 8 percent of the total assets per household . Financial assets accounted for 21 . 4 percent of the total assets per household . ○ 57 . 7 percent of households possessed their primary residences whose average market price recorded 200 , 460 thousand won . The market price of primary residences for median households recorded 130 , 000 thousand won . ○ As for the share of financial assets , Korea was at the middle level among OECD member countries . In the meantime , the share of primary residences recorded a relatively lower level compared to OECD member countries . □ The higher income , the higher share of savings . The savings for the fifth quintile occupied 16 . 6 percent , while those for the first quintile occupied 9 . 8 percent of the total assets . The higher income , the lower share of primary residences and land . The primary residences for the fifth and first quintileoccupied 36 . 9 percent and 51 . 0 percent , respectively . The land for the fifth and first quintile occupied 11 . 6 percent and 23 . 5 percent , respectively . ○ The older householders , the higher component ratios of primary residences and land . The primary residences for the householders aged 60 and over occupied 45 . 2 percent , while those for the householders aged 29 and under occupied 28 . 6 percent of the total assets . The land for the householders aged 60 and over occupied 19 . 9 percent , while that for the householders aged 29 and under occupied 4 . 6 percent of the total assets . The older householders , the lower component ratios of savings and deposit for lease . The savings for the householders aged 60 and over occupied 10 . 9 percent , while those for the householders aged 29 and under occupied 24 . 9 percent . The deposit for lease for the householders aged 60 and over accounted for 2 . 0 percent , while that for the householders aged 29 and under accounted for 30 . 8 percent . □ The average liabilities per household recorded 42 , 630 thousand won . Financial liabilities and receipts from lease occupied 67 . 6 percent and 32 . 4 percent , respectively . Out of the total liabilities , secured loans and credit loans accounted for 54 . 6 percent and 10 . 6 percent , respectively . - Households whose householders were in their thirties got credit loans mainly owing to living expenses and deposit for lease . Households whose householders were in their forties or more got credit loans primarily to raise business funds . □ 41 . 5 percent of the fifth quintile of net worth possessed real estate other than primary residences ( land , housing units , buildings , commercial buildings , etc . ). 47 . 9 percent of the third quintile of net worth possessed primary residences . 50 . 3 percent of the fourth quintile of net worth possessed primary residences . 30 . 0 percent of the first quintile of net worth had deposit for lease . ○ As for liabilities , the fifth quintile of net worth recorded a high share of receipts from lease at 44 . 3 percent . The first quintile of net worth recorded high shares of secured loans other than primary residences at 39 . 9 percent and credit loans at 32 . 1 percent . The third quintile of net worth recordeda high share of secured loans of primary residences at 47 . 0 percent . ○ 50 . 9 percent of the first quintile of net worth got secured loans to raise business funds . 56 . 2 percent of the third quintile of net worth got secured loans owing to primary residences . - As for credit loans , business funds and living expenses recorded the high component ratios . □ The Gini coefficient of net worth recorded 0 . 63 . The tenth decile ( top 10 percent ) occupied 47 . 2 percent of net worth . □ As for households with liabilities , the ratio of liabilities to assets was 0 . 21 times , and the ratio of financial liabilities to financial assets was 0 . 76 times . As for the total households , the ratio of liabilities to assets was 0 . 16 times . This ratio was at the middle level among OECD member countries . ○ The ratio of liabilities to assets marked less than 3 times for more than 97 percent of the total households . The ratio of liabilities to assets marked more than 5 times for 2 . 8 percent of the first quintile . The ratio of liabilities to assets marked more than 5 times for 1 . 3 percent of the secondquintile . ○ The ratio of financial liabilities to financial assets marked less than 3 times for 85 percent of the total households . The ratio of financial liabilities to financial assets marked more than 5 times for 10 . 8 percent of the second quintile . The ratio of financial liabilities to financial assets marked morethan 5 times for 10 . 0 percent of the third quintile . [ Source : Statistics Korea ]