Amid rising credit card usage , the number of people making credit card transactions for purchases less than 10 , 000 is rising . Domestic credit card Company BC Card Co . has analyzed the patterns of credit card transactions during the 2005 - 2007 period and learned that the number of credit card transactions valued less than 10 , 000 won has surged . The number of transactions made via BC cards was approximately 1 . 04 billion , ( 57 . 23 trillion won in value ) and the average transaction value was 54 , 877 won -- decreasing from the 2005 average of 66 , 116 won and the 2006 average of 59 , 261 won . Particularly , the number of transactions valued less than 10 , 000 increased 41 . 5 percent to 201 million from 142 million a year earlier . The proportion of credit card transactions valued less than 10 , 000 out of the total transactions also increased to 19 . 4 percent in 2007 from 17 . 1 percent in 2006 . By age and gender , the majority of the credit card transactions in such small value was made by women in their 20 ’ s ( 42 . 07 million transactions ) and men in their 30 ’ s ( 33 . 66 million transactions ) . BC Card has also said that the transactions valued less than 10 , 000 were made mostly at convenient stores and supermarkets . [ Eun - jung Kim / KHS ] [ ⓒ Maeil Business Newspaper & mk . co . kr , All rights reserved ]