if you squint it looks like a group of hovering amputees <| sep |> You ' re either greatly overpaying for your roof , you live in a palace , or you don ' t understand what a roof costs . At $ 500 a month , I could replace the roof on my 2400 ft 2 house in a year , maybe two depending on which company and product I use . My yearly house maintenance costs me a touch over $ 400 . My roof will likely need to be replace in another 1015 years . I think I ' ll worry about that when I pay off the mortgage in another 6 . 5 years . I don ' t know what it is with this sub , but everyone seems to think maintaining a house is hugely expensive and takes hours upon hours every week . Aside from mowing my ridiculous lawn it takes me about 56 hours a year to do the maintenance on my house . Home improvement is completely up to the owner si that not included . My lawn is a little more than of an acre , so it takes about two hours a week to mow . Still not the end if the world .