Ask . But since all Riot cares about is money I don ' t think so . <| sep |> Can ' t really give you much advice for what ' s happened , but more so to prevent from happening again . I would have told you to tell the companies ASAP that you lost your job or made a mistake , but you already waited until the last minute . As for the cc ' s the damage is done so at some point you will have to make arrangements to pay them . In short your credit may take some hits soon . Now here ' s the fun part . Immediately explain to any landlord , electric company , etc . that would not be considered at the last minute as in AT LEAST a couple of weeks in advance that you may be late this month and work out something to catch up . You also may have to take on two jobs for awhile to catch up . STOP JUMPING JOB TO JOB ! It can be read as a red flag . Jobs don ' t like seeing that you hop around at short term lengths as it suggests you may flake out on them as well . It can make it much harder to get a job in the future . Look up how to budget and start budgeting immediately . Once you catch back up and get a plan going to pay off some debt just learn and move on . KEEP THE BUDGET . Don ' t be so hard on yourself for messing up and use this as a learning lesson in the future . You will always remember that debts suck and in the future do all you can to prevent them in the future . This can definitely turn into a positive experience if you choose to learn from it . In the meantime you do have to reap what you sow unfortunately , but you will learn . Keep your head up .