FFXV incoming I guess . <| sep |> Not opening a credit card statement for months before online access was easy because I thought I had a $ 0 balance . $ 20 for gas went to collections because I completely forgot I used that particular card on a day that I didn ' t have my usual card with me . They refused to work with me and although I paid it right away , it lowered my otherwise awesome credit for a long time . <| sep |> Thanks for your thoughtful reply , glad to know I ' m not the only one thinking this . I feel like a lot of people here are engulfed by their hate of white people as opposed to their pride and connection to Asian culture . I ' m really curious what Asian women are like where you are for you to say not ALL AW are bad , since most of the ones I know are more into Asian men . I hope that we don ' t get downvoted into oblivion lol