Wait 3 . 9 financing is too high on a used car ? There isn ' t much you can do after two weeks . He might be able to refinance after a few months . Trading in isn ' t really an option unless he put a sizeable amount down . Jettas don ' t exactly hold their value and he is likely pretty well flipped in it . Edit You wrote that he put $ 4000 down just to borrow . Do you mean the down payment ? Whats the total payoff remaining ? Whats the payment ? <| sep |> With all due respect it is just what I feel . I mean , one thing is being some , say , helpdesk employee and have an inappropriate employee at the desk next to yours . Obviously he ' s easily replaceable and can be asked to behave , even fired if he refuses to cooperate . But , when we talk big people and big money this is a whole different game . Yes sometimes there are outrageous situations , like , for example , being forced to have sex for something , but , come on this is not your case . You just described someone who like to talk dirty .