I only attempted to contribute info for people such as myself who were interested in what the absolute lowest APR was with no annual fee . I was just sharing what I found . And no this is not a card ment for long term , rather a way to buy yourself a month of time for unseen emergencies , so then you could apply for a long term 0 % promo card . rather than to delete your savings in one lump sum . I just like having a plan B in my pocket that doesn ' t cost anything rather than say liquidate my investments that are doing well . <| sep |> Console almostanything is likely a mistake <| sep |> This is the bane of progressives everywhere . The idiot majority versus the informed minority . Whenever I see terms like idiot majority my back gets up . People don ' t think like progressives , that ' s a fair statement . People don ' t have the same opinions . That ' s fair too . But Idiot . Nah . Felt the same when Hillary used the ' deplorables '. Which circles to your later post . successful politicians know how to market . And progressives need to follow up on that . Telling the majority they are idiots , who can ' t comprehend the complex and nuanced issues , is never a good starting point for a conversation .