On HC its a 1 hk no matter what <| sep |> I am sorry but you ' re wrong . Look at these mass killings in America , boston bombing , school shootings , orlando , Cali . I can ' t keep up with it . They ' re forgotten about in months . Humans are amazing at ignoring death . You don ' t know how good we are at it . You might think we aren ' t , but I have hundreds of millions of years of evolution to help me survive and not just off myself in a fit of existential crisis . I believe I care ! But I can completely forget everything but the deliciousness of this Jimmy Dean sausage patty ' s aftertaste on my tongue . The beauty and horror of the human mind . <| sep |> Cost of living . Said it right there in the original post . Not sure what the major confusion is here . A million dollars is a million dollars , sure , but it doesn ' t go nearly as far in the Bay Area as it does somewhere else . Meaning ? Net worth is a meaningless statistic unless you look at the cost of living .