I think with that the blame was placed actually with the irresponsible lenders , hence the crack down and affordability checks on larger borrowing now . The problem came with how sudden a shift it was , an expectation had grown up that you would be able to borrow a 600 k mortgage on a 30 k salary . <| sep |> People are still being raised in traditional mindsets , but are realized they don ' t need to get stuck in the way it used to be just because thats how they were taught things have to be . <| sep |> Just because people aren ' t liberal does not mean they are shitheads . Take your head out of your ass . I encourage people to read this guys post history in rTheDonald before agreeing with him . <| sep |> This game is dead .