Modern insurance is a means of extorting people . Look at health insurance <| sep |> 1 . Obscurials only form when a child deliberately tries to suppress magic . If you ' re born a wizard slave , you ' re breaking out the m e d d l e n o t i n affairssubtlequicktoanger as soon as you ' re old enough to recognise a stressful situation . 2 . No contact with Muggles in America . Yes , that includes Muggleborns ' families . No , they wouldn ' t make exceptions for slaves or JapaneseAmericans . The whole point is that they ' re massive wizardracists , not normal racists . <| sep |> I ' m busy for the morning but I ' ll update this afternoon . It wasn ' t quite what I expected , I ' ll say that . <| sep |> The refreshed Fermi had those issues addressed in the GTX 5 XX series . However the first generation Fermi early 2010 had runaway thermals .