Not true . Solar energy is . That ' s a long discussion for another time though . <| sep |> Fair enough or unfair , haha <| sep |> Thank you ! Yes , I ' ll do that . He ' s an awesome cook and I can ' t cook to save my life but takeout food here I go . <| sep |> Sat three hours into a networking think pyramid scheme over there in the US lecture because an old crush asked me to come with her . <| sep |> Not really , I enjoyed it , and that ' s what it ' s all about . <| sep |> Only right answer . Wade is small but you know he ' s gonna belt you if you try anything . <| sep |> Don ' t ditch walker . They have some great fixtures coming up after Chelsea . Maybe do Gundo to Zaha and Love to Brunt if you can afford for a 4 . <| sep |> I think this just comes down to your understanding of Basic versus Optional coverages . Basic has nothing to do with the car , it doesn ' t factor in any any stage and it shouldn ' t . It is simply the legal minimum of insurance you are required to purchase . At no point does buying just the Basic insurance protect any part of your car . If someone else is at fault for an accident they purchase liability to protect them against the cost of the damages they incur . These can be high for a million different reasons injury , property damage , vehicle damage . We actually both agree that if you drive a Ferrari you should pay higher overall insurance and they already do but you assertion that their Basic premium should be higher is wrong , there is no reason for their Basic to be higher and it ' s not even necessary for them to pay more . They pay on the Optional portion which directly relates to their vehicle . They can still be charged more , just not in the Basic portion of the coverage , that ' s not what it is and there is no reason to change that as there is already another section that surcharges expensive vehicles .