Try having a jewish motherI tried , but my mom is having none of it . <| sep |> but muh cat gifs <| sep |> I put up a poll asking how much money people like be willing to contribute , and the options were between $ 20 and up to $ 100 . Six people responded and the majority weren ' t willing to pay anything . I thought this was pretty pathetic . These people are between 2129 ish years old . I can see why people would think you are a complete ass if this is your attitude . It sounds like you have NO idea what the typical income is like for that age range , what the typical amount of debt is , and what it ' s like to live on that amount of money . Try this you and your wife live ONLY on her salary for the next 3 months . Additionally , deduct the amount of money you ' d be paying each month if you had , say , $ 30 , 000 in student loans . Also deduct what you ' d be paying for health care if your job didn ' t offer it . I think you will get a much better perspective on how your friends feel . Or , just make more friends with other moneybags and you can do your rich boy stuff together and nobody has to feel weird .