I want to take you to a gay bar <| sep |> Why is tha $ 55 k in savings ? You ' re losing money that way . Your savings account probably pays 1 % or less , but you are paying 2 . 75 % on your mortgage . So it ' s costing you 1 . 75 %. You ' d do better to either invest that money in an index , or to at least put it back into your house . <| sep |> So you ' re a female ? <| sep |> I can definitely see that and agree with that . I don ' t hold it against her personally or think ill of her . It did come across a tad snarky , but I do understand how something can sound better in your head and then be translated differently through inadvertent inflexion afterwards . That ' s about the sum of it , I think . Melissa ' s intent , I believe , was to trade one harmless jest for another . But she isn ' t a comedian let alone one with a background in insult comedy and didn ' t realize that challenging the validity of Jimmy ' s joke was like waving a cape at a bull .