I have a very hard time figuring out why anyone takes this washed up background actor ' s opinion on anything seriously ? His career was being glorified scenery . And he jerked a dude off on Howard Stern . <| sep |> What is your budget ? Do you plan on upgrading your moboramcpu in the near future ? <| sep |> What I said was that the total cost of a lease CAN be less than the depreciation of the carthat can only be true if lease finance companies have got their sums horribly wrong because of course that would mean they have made a loss in the deal , and if that was routine they would go out of business . what happens instead is they show you the apparent list price but they never pay the list price and you probably shouldn ' t on a PCP deal either . but its true that the price the finance company gets a list price often a lot better than a consumer not always and that is where the source of the saving is made a cheaper price for the car coupled with low cost credit . I ' ll never have another PCP as long as I live and I will discourage everyone I know from taking one if they ask . i would simply encourage everybody to do the maths there is nothing inherently wrong with PCP that isn ' t also wrong with leases . my next car will likely be a lease , but if my next car was a BMW 4 series gran coupe I would def get PCP instead because it is cheaper in that particular case . i ' m not sure anything you ' ve pointed out would mean anyone should choose something else .