Not any longer , there was a slight nerf to steppe nomads in 1 . 19 . Reinforcement is no longer free , it ' s just 50 % off . Which means that those all cav armies are glorious , but a right pain to actually fund . <| sep |> but I ' ve never seen China praised on this sub . None so blind as those will not see . <| sep |> My finance guy said the same thing re krugerrands they ' re not going to grow as an investment and you only win if you sell them when the price is high and that is assuming gold will always be in demand . But there is also the old adage that the gold market exists in only two states a good time to buy , and a great time to buy . I ' m not sure whether they meant investing in gold companies or physical gold , though . That said , something with an inherently stable debatable , I know dollar value is possibly a cleverer bet than an RA which will pay out 20 million rand as a retirement in 25 years but be worth blowall in actual buying terms . Maybe it ' s a good idea to just have a couple krugers in a safe somewhere for emergencies .