Living in Europe , sorry . I will offer the second <| sep |> Do you guys still have a backup copy of the old phpbb database ? <| sep |> I wish I had been told about investment options way earlier . I was into saving at a relatively early age , probably around 8 years old as well . I would save try to save all my allowancebirthday money . However , I only knew about savings accounts and their relatively low ROInot ideal for a kid with little need to avoid risk and subsequently fell out of investing . Luckily , I got back into it in my college years , but a lot of years of compounding interest were lost . Because I was so young , I was always taught blanket statements . that stocks are bad and risky , mutuals are the safe bet , realestate didn ' t even enter the picture . In retrospect , I would have LOVED if someone was willing to teach a kid the ins and outs of the value of the common investment avenues and the basics of risk management .