Yes , you ' d get the penalty if you didn ' t pay off the loan when you left your job regardless of reason . The exact timeline you ' d have is dependent on your 401 k provider , but as TrashyTripod mentions , it can be very quick . I wouldn ' t recommend borrowing from retirement to pay down lowinterest debt school loans , mortgage , etc , but doing so to pay down 22 % credit card debt can be a good move . <| sep |> Depends on your occupation . <| sep |> Do you really think boiling it adds potency over just mixing in liquid and allowing to sit a bit ? <| sep |> gorgeous . I ' d love to see you in lingerie <| sep |>~~ How is it irrelevant ? Please explain ~~ this is a post on futurology , I was just pointing out the Trump administration could cause more problems than climate change .