happy to help home owners be fire safety orientated though . that ' s good to see . <| sep |> Is Matt Parkman gonna be Alchemy ' s next target ? <| sep |> This happened to me but not intentional . When I went to college my mom gave me s credit card for emergencies . I never used it , not once . Fast forward 4 years and my mom goes into bankruptcy . A year later I try to rent an apartment and get a low credit score back . The only blemish is a maxed out credit card in my name only . After a lot of research , we determined the credit company sold the debt to another company and listed me for the full amount . My mom gave me all the paperwork to dispute it . Submitted it to the company and never heard back . They sold it to another company and then another . I had lawyers get involved and the credit reporting agencies . But it never went away . I am sorry your mom did that . It ' s sickening . My mom felt awful , but it was an honest mistake and helped as much as she could .