What does a mormon girl do when someone shows up to a party with beer ? Puts on her clothes and goes home <| sep |> There ' s nothing wrong with budgeting extra in your categories instead of an intermediary category . Unused funds roll over . Moving money around in categories is expected in YNAB . Don ' t get hung up on only spending what you budgeted on day 1 in a specific category that ' s how most people fail , because they see moving money as failing to stick to your budget . It ' s not , your priorities changed . If you want to zero out your categories , just put a negative number in the budget column for the current month until the available column is at $ 0 . That will send all the money back to to be budgeted to be redistributed . This won ' t affect your history .