Wow fantastic fucking play by that Cab <| sep |> yeah haha saw that <| sep |> I don ' t know how much taxi drivers are paying where you are but around here it ' s $ 100 per shift and you pay it whether you get any fares or not . Uber is a percentage of your takein , based on the fact that you ' d have zero trips without the network . On your other note , the insurance issue is not actually a thing . Uber covers the additional insurance need which is paid for through fees of course and everything is fine . Commercial insurance really isn ' t that expensive for vehicles with six passengers or less anyhow . No one is getting fucked over paying for an accident when using Uber . Not drivers , not passengers . It ' s a myth . Now , as a barrier to entry many municipalities are claiming that each driver for Uber should have to go out and get fulltime commercial insurance . I mean , taxi drivers don ' t . it goes with the car . but Uber drivers should have to so there will be less Uber drivers . It ' s a ploy and a transparent one .