Several years ago I broke my leg , requiring two surgeries , and I didn ' t have insurance . The total , after arranging cheaper scheduled surgeries , was $ 30 , 000 USD . If I had insurance , the insurance company would have only paid $ 9 , 000 . I couldn ' t , because I had no negotiating power . They did settle for 25 % discount if I paid all at once . It was a rough couple of years recouping from that . <| sep |> I got Firelord Ne Zha , not sure if that ' s exclusive or not <| sep |> Omega Labs OYL 057 is great yeast . It ' s listed range is 6298 F . I ' ve fermented a couple of batches with it , and haven ' t used any temperature controls and they ' ve all tasted great . I ' ve heard that it actually ferments cleaner at higher temperatures . It imparts a bit of an applepear flavour to the beer , which is actually quite nice I like it but it is very subtle and easily masked by hops .