Most recently mum ' s suicide and to a lesser extent my girlfriend dumping me right after . I haven ' t wanted anything closer than a casual friendship since . The benefits from being with someone just isn ' t worth risking the pain of losing them anymore . <| sep |> Thanks for the reply . Will she have to get her own Gold subscription as well ? <| sep |> There are not over 100 people working on the game , lol . <| sep |> I meant to address the car as well . 315 is pretty sizable in the midst of the other expenses you mentioned . Hopefully you pay this amount because it is a newer , decent ride like ukyuuei gathered , and not because of a ridiculous interest rate . Either way , I ' d take pride out of the equation here and do what he mentioned in regards to a beater . 90 s Hondas cannot be beaten in terms of bang for your buck . Grab a 94 civic for the best mpg , or a late 90 s Accord for a surprisingly comfortable ride . If you absolutely cannot get rid of your current vehicle , I ' d refinance the loan out to 6 years so you can at least bring the payment down until you can make higher payments towards it .