SFV is boring and the netcode is just awful . I highly recommend picking up KOF andor Guilty Gear Revelator . Rev is 14 . 99 I believe on psn right now <| sep |> You are below average and look 30 years old . This is an honest reply . <| sep |> Here ' s this mornings FMU <| sep |> Besides the medicare levy surcharge MLS you have to remember about the lifetime healthcare loading LHC loading , I don ' t see that anyone has mentioned this yet . This loading means you will pay more for every year that you don ' t have private health care , after you turn 31 , if you later do decide to reenter the private system . More info suggestion this is not financial advice is to get the minimum cover required to avoid the MLS and LHC loading . And consider extras cover for things like dental . I hope you take your kids to the dentist !