I used my insurance when I broke my collar bone and had no issues . You have no idea what you ' re talking about . <| sep |> In my opinion , making a fuss about that quote only proves it to be correct . <| sep |> Also , some places give insane discount . Walmart offers like 1015 % off one purchase on top of the normal 10 % associates get . So a bulk 2025 % off an order . <| sep |> PAT BIG DICK MCAFEE <| sep |> That ' s why it is and will continue to be mostly indies . Once they establish the rules bigger developers might be more likely to jump in with a better understanding of what workssells and what doesn ' t . And the longer they wait the more hardware there is in the wild . That being said Croteam has a VR Serious Sam in early access and Bethesda announced Fallout 4 VR sometime ago . Content is coming .