A Roth 401 k is a fine choice , if you feel it works best for your situation . And yes , at least contribute 5 %, but I would encourage you to try for 10 %, or closer to that number . If that is not doable , then resolve to up your contributions with each raise you get . And just remember , starting the retirement plan now and picking the slightly less optimal choice whether in Roth vs traditional or in how much to contribute is much better than putting the decision off until you are sure you have the perfect solution . <| sep |> Well not really . I started downloading during the free weekend and it finished on Sunday . It gave me multiple problems . Then I tried to verify the files and it deleted the entire game . Then I bought it and downloaded it by Tuesday . That was when the infinite loading screens started