I only ever give up bad habits temporarily , they are all too much fun to give up entirely . <| sep |> Same here in Canada . We can report recruitmentadvertising attempts at universities and everything . <| sep |> Hat man versucht , aber dann haben die AfDler angefangen zu reden und wenn man sie dann tatschlich noch ernst genommen htte , htte man sie einweisen mssen . <| sep |> But u took the time to write a post ? !<| sep |> In general pay off your highest interest bills first and make the minimum payments on the smaller bills . I don ' t know if your car is new or necessary but never purchase a brand new car . It ' s the worst investment you can make since the asset always depreciates in value . If public transportation or biking are options consider those to save money and sell your car . After that target your largest expenditures and find ways to lower your costs . Your phone bill looked expensive . Can you get a less expensive plan ? How about a different carrier ? Do you use all the data you ' re paying for ? Things like that . Source , what I ' ve learned from my Econ teacher .