It is a major issue but it won ' t get changed because Republicans can ' t win a presidency anymore without it <| sep |> No they exist because they are racist , sexist tools who think the wrong guys won in ww 2 . You are either concern trolling or willfully ignorant . <| sep |> I would love to hear more answers from others but my benefits would include not having to fund it directly from my wallet , rather having it deducted regularly from money I never actually see . I ' m unsure of the tax benefits , as you can claim a deductions based on insurances outside of super . The drawbacks are that you ' re limited in your insurer options if like myself you are under an EBA and your employer will only pay certain super companies .