lol , actually , I am laughing out loud right now <| sep |> I ' m an older bi man who is an experienced admirer and lover of crossdressers . I ' ve been helpful to beginners , in all phases of this wonderful journey you are about to take . I am presently a Master to a young sub novice dresser . Perhaps we can chat , and I can offer you years of knowledge and experience to help you along the way . My name is Peter , I am in Florida <| sep |> The reason bankers weren ' t prosecuted was because they technically didn ' t commit any crimes . However , this was due to decades of deregulation dismantling GlassSteagall , for instance . If you get rid of laws that were meant to stop this sort of thing , then there are literally no laws to break . Those bankers can ' t be prosecuted for repealed laws . All of this deregulation started with Reagan and continued with either Republicancontrolled administrations or a Republicanmajority Congress . Most financial deregulation occurred when Republicans held both branches , and minimalno deregulation happened when Democrats held both branches .