It ' s cool , but no where near $ 50 cool <| sep |> Yep , that ' s what happens in cold water . <| sep |> I stand by my initial statement . <| sep |> Yeah , I still think Rylais will be part of the standard Viktor build but it DEFINITELY was a nerf for Viktor overall being that Rylais guaranteed the aftershock to hit . Lich Bane was always part of the compulsory build wasn ' t it . ?<| sep |> You are 28 years old making 72 k a year . Move out by the end of next week . Believe it or not , you don ' t fully develop as an adult until you move out and pay your own bills , do your own laundry , and out on your own without safety nets . Okay , you probably do pay some bills and do laundry , but it ' s just a point . Long story short for your question . You ' re 28 years old , don ' t put your money in CDs . Stop taking financial advice from the parents , pick up some books on finance and investing and learn for yourself . Good step coming here to ask btw .