Holy shit ! I could have sworn it was disclosure too . This song bangs . <| sep |> Got ya thank you updated <| sep |> Does anyone know if MR on AMEX is tied to a card or account itself ? I ' m planning to cancel the platinum before the 1 year mark , and want to make sure the MR points stay in my acct I still have other AMEX cards . <| sep |> There is a lot more to your score than a number . I see plenty of 650 s that should be 550 s . It ' s just a number that any underwriter can see right through . <| sep |> Sad console peasants <| sep |> I tried to use google to find out what your product was . It didn ' t work . <| sep |> Those numbers are currently 38 k and 75 k 2016 tax brackets . The concept won ' t change , just the brackets will get larger . Normal income fills up the bucket first . Capital gains tax rate starts where normal income finishes . So our 100 kyear friend will still pay taxes on bitcoin gains . But our 40 kyear friend can cash out 10 k in bitcoin profit tax free . That ' s profit , so if our friend bought bitcoin at 500 and sold at 1000 , he can cash out 20 k tax free since half is old money .