Depends on the nature of the default . There are traditional lenders that will still accept clients with a single paid default $ 1000 if it ' s TelcoUtility related and has an explanation . In this circumstance , you could potentially access the same products as someone with a clean credit history . There are also specialist lenders out there who tier their products based on the applicant and nature of credit impairment . In this situation you would be paying an interest rate premium as the lenders would be considering it a more risky loan . <| sep |> People don ' t like Neegan . just get it overwith . <| sep |> How ' s the 10 BA in 308 ? I was considering building a rem 700 but this looks like a great deal . Anyone know the proscons of this gun ?