1 . OK , thanks 2 . I didnt think about battery ! Good point ! 3 . Yeah I realise I ' m not really clear here . For the moment we ' re planing TokyoKyoto 5 daysHiroshima and Myiaijima 2 daysOsakaroughly 4 daysTokyo was way cheaper to fly in and out from Narita . Do you think we should do Tokyo Kyoto about 9 days , sidetrips to Osaka HiroshimaTokyo ? <| sep |> If you told your coach and he realized how long its been since you got the original 2 stripes he might just say to add them on . <| sep |> It ' s the inferior medieval siege weapon . <| sep |> If I wasn ' t clear the tax free allowance is different to an ISA . You can earn 1000 in interest per year in a normal savings account and not pay tax on it assuming basic rate tax payer . On an ISA you will never pay tax on interest . So if you over 10 years saved 150 k by saving 15 k at the start of each year this ignores compound interest for simplicities sake then if the entire lot was at 5 % interest in a savings account you would pay tax from y 2 onwards . For that year you would earn 1500 interest so pay 20 % tax on 500 of it . In year 3 you would pay tax on 1250 etc . In an ISA you would pay no tax and could still earn 1000 in interest elsewhere .