Clipped means just barely made contact with someone , to hit something or someone with a short sharp movementHe clipped the edge of the kerb with his front tyre . so the bike messenger ran into him in other words . <| sep |> Please let me know what you think of it after Christmas then ! <| sep |> This year I am thankful for time zones . we haven ' t eaten yet <| sep |> It ' s possible to make investment in stocks with very little risk . I spend a lot of time reading and thinking about this very topic . You can get a 10 % yearly return and probably better if done correctly . I have been investing my own money for 4 years , and so far have a 50 % return over those 4 years . If you ' d like some advice , I can take you on as a client . You ' d be my first client . Just let me know if it interests you . I only charge you on profits after 4 % growth . I don ' t charge on the first 4 % because that is just the approximate rate of yearly inflation . I charge 10 % of whatever profit you make beyond the initial 4 %. For example , if I can grow your money by 10 % per year , 10 % 4 % 6 %. Then multiply the 6 % by 0 . 10 0 . 6 % would be my take . If we invested $ 100 K , then after one year you ' d have $ 110 K . I would take $ 600 as my fee . There is absolutely no fee or charge in a given year if I ' m unable to grow your money by a minimum of 4 %.