Dream jobs don ' t usually have on call in the job description do they ? Is it really a dream job ? You ' d be giving up a lot in income . If you ' re not absolutely miserable , i would be hesitant to take the cut . If you decline the offer , let them know you would have loved the opportunity , but just can ' t take the pay cut . Maybe they ' ll match your current income or at least meet you half way . My theory on jobs is that you pick two have a great job , make great money , or have a great worklife balance . A good job will have two of those three . A bad job has one or zero of those things . Your prospective job has based on my ignorant opinion from your on call comment bad worklife balance and bad pay . <| sep |> What do your expenses look like ? Rent , electricity , water , car note , insurance , etc ? I would recommend budgeting ASAP .