Nope , I being using PIA for 2 years . I just install it and connect some locations are faster than others . I never had a notification from my ISP . I got a notification when I didn ' t use a Vpn . Good luck <| sep |> Yep , astronomical pricing . I typically take out carrier insurance ATT has a decreasing deductible and keep it for about 36 mo . That is the critical time for me with a new phone , because that ' s the time frame that it would be devastating for something to happen to it and be forced to pay out of pocket for a replacement . After about six months , a flagship phone has dropped in price significantly from what I initially financed and if something were to happen to it , it would be easier , financially , to replace it .