She ' s the man ? <| sep |> It ' s easy to chalk that generational difference up to some sort of narcissistic shortsightedness but the truth is probably a lot closer to fatalism When millennials can ' t save for retirement anyway , why not spring for some bottomless mimosas instead of enrolling in a 401 k ? Yeah I reserve the right to make fun of millennials for that . Between ceaseless eating out and $ 15 artisan cocktails , buying organic produce and grass fed beef , travel experiences , and crazy amounts spent on digital lifestyles streaming , cell service , cable , spotifypandora , ISP , etc , no wonder there is nothing left for the 401 k . <| sep |> Trust me I know what fine dining is , and you ' re proving my point . This food is ' medicated ' or the sauce is . And since you ' re paying for the medicated part it just seems like a waste .