Definitely a loss . I have a few contacts in the real estate industry and the industry has almost literally come to a standstill . People are going back on their words and the effect trickles down to architects A few days ago , a rindia post and others . A friend told me real estate prices would come down drastically in 5 months . Moreover if Modi takes certain steps to curb black money in real estate and gold , it will most definitely come down . Worst case it will stay the same dont see it rising anytime soon <| sep |> I didn ' t find a testnet option in Electrum on first glance either , but Copay has a testnet option when creating a new wallet . I haven ' t tried using it offline though , and that may be an issue since it relies on Bitpay Wallet Services .