speaking as a person who has recently gone through virtually the same scenario as you , I can tell you that when I was served I was mad as hell and very scared about the future . Immediately called ICBC , they thanked me for the call , and a lawyer representing me on behalf of ICBC called me a few days later . They said pretty much everything that krazykanuck 1 just said , which chilled me right out . About 6 months later I got a second phone call letting me know that I may be required by ICBC to attend a trial , since they had been given a date . Finally last April with the court date looming a letter from ICBC showed up indicating that they had settled and there was no requirement to show up . Load of stress off my mind , and I ' m way more careful even when driving slowly in traffic now . Good luck and im sure you will be fine .