I have chronic daily headaches and very frequent migraines . They got worse with age and after having my son . Now that I ' m in my early 40 ' s , I think my hormones are making them worse . I take painkillers almost daily so that I can function . I work full time , run a side business and raise a child . I prefer quality of life over potential medication dependence . And my painkillers really work tried everything else . Keep trying different things . You will find something that works for you ! !<| sep |> Also keep in mind that the 2008 period was the worst recession since the Great Depression . We ' ve had recessions before that are less severe so your fear may be a bit overblown as far as complete hiring absence and layoffs . Can ' t fault you for wanting to be prepared though .