Thing is , as a renter you can , more easily , find a better rate . As a homeowner I ' d probably take a loss selling my house or possibly even have to default on my mortgage . Though knowing this risk going in I keep 1 years worth of mortgage paymentsproperty taxes in reserve , which should realistically get me 68 months with other expenses . Plus about 5 years worth of RRSPs I could fall back on hardship withdrawals if necessary . That ' s assuming both my wife and I lost our jobs . <| sep |> That ' s why the test the actors now , on a very frequent basis . <| sep |> I was just saying that its not anything out of the ordinary in the Military people wear their caps like that all the time . Supposed to be intimidating or something according to them . In this case I think the art style is just a bit weird .