You ' re right . But it ' s not me who is responsible , you should blame the GOP for capitalizing on the subjugation of non majority groups for votes . See what happens when you don ' t own your shit ? <| sep |> Why ' s there such a high concentration of Indians in that part of Jersey ? <| sep |> Could you repost your link <| sep |> Playoffs are a different ball game . <| sep |> My husband is a waiter and we ' ve had to roll with the punches with how drastically his income varies . Some months is $ 1800 , some months its $ 4500 . Yeah , track both of your incomes for a few months and take the average is the best approach for now . In the mean time also track your spending . Yes a budget works but you also might have leaks buying a bottle of water here , a cup of coffee there in the budget that could be tightened up a bit . I use a weekly calendar and every time I spend anything over $ 1 I have to write down the purchase and at the end of the week I add everything up to see where I ' m at , there ' s also probably a phone app for that . The next few months are going to be hard but tracking your income and expenses will give you the most realistic picture of your financial situation .