My suggestion is that you play a few seasons of offline Seasons . Try and get to at least division 5 , sweeping each division as you go Or at LEAST winning the season title . This should bank you about 35 , 000 coins . To save money on contractsplayers , you could follow the quicksell guide I wrote . It offers 4 cheap beginner teams that specialise in four different play styles . Just choose the one that fits you best . With the money you ' ve made from offline seasons , I ' d suggest going into the cheaper Hero sets , like Buffalo or Nashville , and buying the cheapest jerseys you can find and then reselling them for higher . This should start putting your coins to work for you so you can make some money flipping cards . IE . You go into Buffalo ' s home jersey , there are 5 listed for 1 , 0001 , 200 coins , but two are listed for 600 . Buy the two for 600 and relist for 1 , 000 , you ' ve just made 350 coins , as EA takes 5 % tax on all sales . Do this 10 times and you ' ve profited 3 , 500 coins , enough to buy an 87 over all card like Kreider or Zuccarello . While your coins are making you money flipping cards , play games ! You will guarantee make at LEAST 800 coins per game . That ' s if you lose and score 0 goals . From here it ' s just a matter of continuing the cycle , working towards newbetter cards for your team . Try not to focus too much on synergies to start , as you can actually cripple your team starting out trying to cover too many bases , I ' d suggest picking 23 player synergies and 12 team synergies to focus on in the start , and as your bankroll increases you will be able to go after higher endspecial cards that will unlock more synergy slots . Other than that , welcome to a huge black hole of timemoney .