Do you also have an iPhone ? <| sep |> Im 19 . same problem <| sep |> When people say ' Fuck You ', they don ' t mean it literally don ' t get excited . <| sep |> Personally I think I ' d prefer the app . That app is wonderful though . <| sep |> Along with The Shard its my least favorite building in the city , as you already stated it creates an awfully strong downdraft with the wind and it can be unbearable to walk past . What I managed to achieve with that angle and and the edit was something I had been trying to get for a while , this image is to me like an artists impression of the future , I was happy with how it turned out but otherwise I am not a fan of huge glass and metal eyesores . I am a brutalist man by taste . <| sep |> It ' s an extremely complex issue but as far as I understand it yes it was a bit of a clusterfuck that nobody actually was held accountable on a personal level . They tried a few hedge fund managers and didn ' t convict them . When the investigations began it became obvious that it was going to take time and be very difficult . A trader over leveraging could be doing something reckless but not directly ilegal . The mechanisms they used to mark to market and other creative accountancy rules were a bitch to unravel . Then they basically traded prosecuting individuals for huge fines and settlements and at some point the statute of limitations expired and nobody is getting prosecuted . At the end of Obama ' s first term I was extremely disappointed with this . They basically let them go free , play the too big to fail card and get bailed out . But in the years since I think I see the play a bit better . The US gov did get a good return on that bailout , which was fully recovered with interest . They managed to superregulate the banks and there was no total collapse after all . And lately when banks step out of line there ' s been strings of convictions and huge fines . Pretty much every bank is deep into something now . FX rates manipulation , London whale , rogue traders , Libor scandal , etc . And there is actual people going to jail now . If you think about it , the banks were certainly criminally negligent but the politicians allowed that to happen with the deregulation and nobody ever bothered to make sure those companies could go bust and not taking everyone with them . And everyone was in it , the rating agencies , the insurers , everyone . I ' m not saying it was the best outcome but I understand it a bit better now .