It depends . Season 1 is uneven but I really liked some parts of it . The Frankenstein girl in particular . Season 2 and 3 . Eh . <| sep |> They may detect you through the floor . <| sep |> While sure , credit diversity is a good indicator for creditors . This doesnt mean you have to hold onto the life of the loan . Paying it off in 6 payments builds as much credit as paying it off in 3 years . The latter just results in a few thousand spent on interest . Its not too uncommon to see people in cars way above their agesalary in the DMV area . Some like the idea of having a car every two years . Leases might make sense for people that dont have time to worry about mechanical issues . So renting a car leasing might make sense . But to lease a car , and have mechanical ability , and then to put a built engine into it . Now that is some next level financial suicide . Especially if they take out a personal line of credit for the build .