Including market changes in your savings goals is a strange idea . The market is going to go up and down outside of your control . Are you going to feel like a failure because next year the market goes down and you don ' t even hit your minimum savings goals ? That ' s the kind of thinking that causes people to be too exuberant when the market goes up and too cautious when it goes down . Not saying this is necessarily you , but I do think you need to be careful in how you think about it . Much better to set goals that you have control over . <| sep |> If disagree and say 7810 , very attractive . You be got some acne in some pics that you should work on clearing up . You have really cool eyes and a nice nose , jawline and overall face .