Ah yes , Dan Snyder . Tell us about your charity , when you sold old World Cup Beer in Fedex . <| sep |> you should post it to rdaddit too <| sep |> There are hundreds of funds . The big few dominate the market . Look for a smaller mutual fund . They are usually best for members . Ignore extras and look for a policy that suits your needs , lifestyle and nearest health facilities . No point in private hospital if none nearby . No point in obstetrics if you are a gay couple etc . If you want to see how much they obfuscate the market , see how many clicks it takes on a major fund website to find the product disclosure statement that they legally have to provide . For extras , try and tell me how much bupa will pay out at a dentist that is not a preferred provider for a check and clean . You won ' t find it I ' m betting .