And I played hockey and I know that when a team wants to win its what they do on the ice that given night that matters . Guess by the end of the season we ' ll see who knows hockey . <| sep |> I have a feeling we have something running that at my work . <| sep |> Stronger Than You , from Steven Universe <| sep |> I can try to explain why this is . There is a mentality that exists here in the US that you alone are responsible for financing your endeavors , and that society shouldn ' t be burdened with the financial responsibility so that you can get an education and attain a good career . The way society sees it , if you want the education , it ' s your responsibility to pay for it , not us . Most people in the US never consider starting a college fund for their kids . It seems so simple , and I ' m grateful that my parents had the foresight to do so for my brother and I , but very few of my friends growing up had parents who thought to do something like that . This is partly due to essentially nonexistent financial education in school . We are not taught how to handle finances , save and invest money , or pay taxes during our primary education . It does need to be acknowledged that some people who pursue an education are to blame for how much debt they accrued . They chose to go to a private or out of state school that cost $ 40 k or more per year in tuition alone . No one forced them to do that . They could have gone to a cheaper public school , or done their first two years at a community college significantly less expensive , but they chose to go somewhere that was vastly too expensive . Also , some students chose to study in programs that aren ' t very marketable from a jobs perspective , which further compounds the problem anthropology , gender studies , sociology . I hope that gives you some insight .