NA Logic lul . Kappa . <| sep |> I moved out on my own in March this year and have had budget problems since then . I ' ve been barely breaking even by the end of each pay cheque even with my regular paper budget and mint . I ' ve tried a cash budget not for me , it was a disaster ! , envelopes , pretty much everything I could think of . My savings have dwindled over the year because I would try to spend less so I could make up my previous pay but wouldn ' t make it so I ' d dip in . I manage to pay my bills on time , and I don ' t have any carrying debt . I set aside half my rent biweekly I have 1 month back up from the 2 months I had 3 pays . This pay , I was finally able to set aside about $ 60 extra savings ! This is a far cry from what I was able to save before the move but exciting nonetheless . This pay I ' m hoping to get it up to $ 90 . With Christmas just around the corner , I know it ' s going to be hard to stay on track but this success has given me some confidence that it ' s possible