We elected Donald fucking trump as president America is gone and everyone should be ashamed this has happened . Nothing surprises me anymore sadly <| sep |> Definitely not arguing with that , but I ' ve also 1 v 3 ' d with Luke plenty times . All about knowing when your training is right and opponents inept . <| sep |> from what ive heard , everyone has problems with shark cards , and almost always requires contacting rockstar to be resolved . <| sep |> Correct im not defending the bank . But a lawsuit to line your own pockets , which will just be the lawyers anyway is frivilous . And yes , new acct will drop your score a few months , but then you have more available , which will actually improve it . Plus , from what I know at least and i could be wrong , most of the accounts were extra checking saving etc accounts not credit cards . Inquiries effect your score usually for about 30 days , and usually do very little unless you aplied for 10 accounts . Also each bank uses its own scoring system , so any financing rates would not be effected by 1 inquriy , an acct open for under 6 months usually takes . Small hit depending on what you apply for . Ive done fico models for places I have worked . Im not blaming the people that got dupped , but if i received a random credit card i would have called . Also I am not trying to counter your point , just adding context . In my mind wells should be shut down for it , and the head should have not have gotten his giant golden parachute and the entire staff above mid management should be fired , they all knew what was happeneing . The meetings I have been part of for compliance and the occ , cfpb , those head guys are not just mouth peices , they know what the fuck is happening . But its easier to blame the low guy making 11 $ an hour and fire them , which then no one else is hiring these men and women when they see wells on their app , they ruined their lives by pushing for the shady behavior , yet , they dont care , they are relaxing on the beach in their 6 th vacation home waiting for it to blow over until their buddy hires them back to a board somewhere once again making a shit ton of money . Man . Fuck this makes me angry . Sorry for the run on post