So what ' s your asking price for Evans ? AB 2 1 sts ? I get the infatuation with Evans , I really do . I own him in a couple spots . But his target share right now very much seems to be a big result of the complete lack of weapons surrounding him . If the most consistently elite WR an early pick in one of the most stacked drafts to come along in a decade isn ' t enough to move Evans , then he ' s immovable . Once you ' ve got an immovable asset , you lose the chance to sell high , and in turn potentially end up losing a whole lot of value . You ' re obviously entitled to your own opinion , and I ' m entitled to disagree . <| sep |> So , the 4 % rule comes from the trinity study which basically calculated that if you had a portfolio of stocks and bonds but primarily equities and a retirement period of 30 years , then you could withdraw 4 % and in 95 % of situations would still have some money left $ 0 or higher after 30 years . These situations were based on your retirement starting on any of the years from when there was data i . e . start your retirement anytime from 1925 to 1965 and finish from 1955 to 1995 . This chance of success decreases with the number of years and the expense ratio of your portfolio which is higher in nz . You can play around with different situations on of note is that the Trinity study was based only on US equities and the same 4 % rule only applies to 4 of 17 developed countries with enough stock market history and was done during a time where the stock market saw unprecedented growth .