When you have 4 dps , 1 healer , 1 tank , and the dps bitch they aren ' t getting healed . <| sep |> No way man <| sep |> They should build a wall . <| sep |> Actually that ' s how they are supposed to work i guess . The developers have to partner with one of the banks in order to get their UPI app on Play Store . I would rather have a known developerteam make the app rather than some contractual hillbilly who sub contracts to other hillbillys . Oh , SBISo , PhonePe is better . And why are people so happy about sharing their phone no . as QR code for PayTM . I see lots of merchants being photographed with their phone nos . Like why ? ?? Isn ' t this quite a serious privacy breach ? For many people , this will be their primary phone number linked to all accounts . UPI is better with its usernamebank VPA thing . Hides my account no . as well as my phone number for onetime transactions with merchants or other people .