Based on the listed benefits I don ' t feel like I need one , but thank you ! <| sep |> Middle Tn here it ' s also very common here too . Everyone I know has had their grave dug by family and been buried in family cemeteries . <| sep |> Now you ' re fluent you have the advantage of being able to say you don ' t know what an expression means . You can have it explained and understand the explanation . Basically you ' re winning . <| sep |> Even if they are vulnerable , in that they don ' t block multiple logins or lock accounts , lol wutYou can ' t do millions of logins a second to an online service , even a large one . That is not the case if hackers manage to steal the hashed password database off of the website , at which point they can do millions of guesses a second no problem . And this is not uncommon in fact , it ' s exactly what happened to a major website recently Yahoo ! and half a billion accounts were compromised . In an attack like this , the accounts which actually get hacked are the ones whose passwords easily succumb to a brute force attack . There ' s no reason to use and reuse weak passwords instead of a password manager , even for online services .