im pretty sure its the CEO giving gold , hes been giving gold a lot recently to keep his popularity from tanking <| sep |> Bindies are less of an obination . These are called goat heads and they are the reason I ' ve spent 1 k on bike tyres over the last 2 years . <| sep |> The boy finally grew up . Welcome aboard brother ! <| sep |> I would hope the human population is smarter than this , and then I deal with clients at work . <| sep |> 2 other big differences 1 all elected FSA funds for the year can be used on day 1 , but you can only use HSA funds that have already been deposited . 2 limit on how much you can elect to an FSA of $ 2550 $ 2600 next year . I have a 100 % deductable plan with a $ 2600 deductable so I use an FSA . Prescriptions alone guarantee I ' ll use it all , and it all being immediately available is nice if I have a lot of medical spending early in the plan year .