Did you at least finish KonoSuba ? IMO it ' s kinda stupid at first , but it becomes genuinely hilarious after a bit . <| sep |> The kind that aren ' t racist . <| sep |> It ' s now dunking the big ragnaroks in spaceship heaven . <| sep |> Like all freedoms , free speech is great until some asshats start abusing the privilege to single out individuals or ideas for mass bullying efforts . <| sep |> he was being sarcastic <| sep |> They don ' t have AFP for OTT . <| sep |> Jesse discusses removal of the red arrow here an 9 Fp 6 N 6 iWMindex 46 listPLq 0 NXTl 2 yCcazAcWtNbzt 0 kxOxheCGd . As a red arrow user from YNAB 4 , I ' ve honestly found its removal in nYNAB to be a good thing it ' s made me more honest with my finances , encouraged me to think about my money differently , and has helped me make better financial decisions over the last year I ' ve been using nYNAB . When I compare YNAB 4 with nYNAB , I ' ve found that nYNAB forced me to confront the fact that I was simply using the red arrow to make me feel better about my financial picture , ignoring the one significantly negative category but being happy about the rest that were positive . It was an easy way to float debt , then make bad or lazy decisions about my money because it gave me a sense of wealth that I actually didn ' t have . I don ' t see it returning . Jesse and team have been pretty clear about that . Their goal is to help people with finances , and that especially means people who haven ' t budgeted before , or people struggling with debt . As Jesse explains in the video , the red arrow breaks YNAB ' s give every dollar a job principle , meaning that if you have an longterm overspent category , your money actually has multiple jobs both the category it has been assigned , and to cover overspending in other categories . Having overspending or long term debt in your budget means you can ' t fully trust your category balances , and especially for users who are new to budgeting , or living paycheck to paycheck on the financial edge , that ' s a major issue .