Someone needs to do this with red , blue , and yellow to make jaw breaker glass . <| sep |> I ' m just a simple man who likes giant mosquitoes and extradimensional Eldritch monsters . <| sep |> Hey , JustDoIt . I ' m a workers compensation adjuster . Maybe I can help . For your first question The waiting period is a certain numbers of days that must pass before compensation can be issued as long as you are out of work . Like the other commenter stated , New Jersey ' s waiting period is 7 days . That ' s a very common waiting period for many states . TN , FL , NC , SC , and many others have a 7 day waiting period . In this example , on day 8 , you begin receiving compensation . In order to receive compensation for the first seven days , you must pass the retro period . That also is different in different states . Note that compensation is only owed is you are kept out of work by your authorized workers compensation doctor OR if your employer cannot accommodate a LIGHT DUTY work status . For your second question DO NOT go to your own doctor . If you do , you ' ll be stuck with the bills and the treatment prescribed by that doctor may interfere with your workers compensation doctor . Treating on your own can be viewed as medical noncompliance and your claim may end up controverted or denied and that means your indemnity compensation and medical benefits will be completely terminated . That will place you in a really crappy position . You will need to inform the doctor of your remaining symptoms , also . Although you may miss more work due to further medical treatment which I understand not being able to afford more lost time , you need to make sure that you are well . Here ' s the thing if you lie to your doctor and say everything ' s great when it isn ' t and your claim closes , you may suffer medically for the rest of your life and it may end up getting worse to the point that you can never worker again . Ever . By then , you won ' t be able to claim a workers compensation claim . If I were you , I ' d inform my doctor of those symptoms , so that they may be treated accordingly . As far as your appointments go do your best to schedule them as early in the day or as late in the day as you can . Or on your lunch break . I know it can be hard . I know it can be confusing . I know it can feel like your adjuster may not care or may be rude . But do your best to comply with the law and with the medical treatment . The goal of workers ' compensation is to make you whole . I hoe this helps . If you have any question , feel free to message me or just reply to this comment .