Not sure why you ' re upset . Literally nothing on the site is admissible in a court of law now . <| sep |> So what you are saying is , players will actually want to wear a mithral full plate on a DEX melee character despite all of the penalties it brings to said character , just so that they can get a 1 AC for the 3 ~ 4 levels until they can get that bumped up to a 6 DEX belt because you are at least starting off with a 18 DEX . But yet , buying a 20 DEX at chargen is theorycrafting nonsense . That still doesn ' t make sense . You ' re taking the massive ACP , reduced movement , possible feat expenditures , and increased cost for 1 AC for a few levels , when you are not willing to buy a 20 at chargen because you need it in a balanced game , and justifying that as a fair and reasonable option .